What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Mortgage Education Videos
Brent Jerolimic from Glen Ridge , NJ via Zillow
John and Loan Depot were wonderful to work with to help complete the purchase of our new home. It was nice to work some someone who doesn't apply pressure to try to win my business, and in fact was honest and upfront about everything. John was extremely knowledgeable about the mortgage options and he was confident that not only would he have very competitive rates and prices but in his ability to close the loan quickly. He was patient as I priced out his offerings versus other lenders (I wound up comparing more than 20 mortgage options from 12 different lenders) which confirmed his confidence was warranted as Loan Depot's offerings were amongst the best I could find! John was able to get our loan closed in only 5 weeks (would've been less but there was a holdup with the historical society in town having to inspect the changes the seller made to the property) and the whole process was smooth from start to finish. I plan on referring John & Loan Depot to any friends or family I know that are looking at a purchase or refi. Thanks again John and the Loan Depot team!
Daniel Mansueto from Hoboken , NJ via Zillow
November, 2020 - Refinance - When interest rates dropped in September, 2020, I called John. I worked with John when I first purchased my first condo in May, 2019 (see below), and based on my experience, he was my first call to refinance. I was on the fence about refinancing as I am unsure if I want to sell my place in the next 2 years or rent it out. However, during our 3 minute call I decided to refinance give the low cost and record low rate. John made the process so simple and easy. The rate and expenses were exact with the information John provided during our call. Closing was very fast and easy; I received all of my paperwork on time and was able to close on my condo before my target date. I would highly recommend John to anyone buying or refinancing! May, 2019 - Initial Purchase - I bought my first Condo in Hoboken, NJ and I worked with John. He went above and beyond to help me. He took the time to explain the whole process to me. In addition to this he made my mortgage process easy and was very responsive with all of my questions. In my situation, I needed to close on my tentative closing date and John made sure that this happened with no issues. Shortly after my transaction with John, my loan was sold and I had an issue with my Flood insurance with the new servicing company. Since Hoboken is in a Flood Zone A, there are special requirements that banks require. When this issues came up I reached out to John and he went above and beyond to help me. He explained the issue to me and worked with the current servicing to correct the issue. We found out that there was a system issue with the new servicing company and John was able to assist them and rectified the issue. I would highly recommend John to anyone. He helped me throughout the whole process of my loan and I know that I can reach out to John for any questions or help.
mjs from Hoboken , NJ via Zillow
I have worked with John a few times now and every time it's been hassle free. I'd recommend getting in touch to see what they can do for you, even if just to explore options. I have recommended John to a number of friends. Once the terms of the loan was agreed the wider team at LoanDepot made it relatively hassle free.
diegofstearns from U SADDLE RIV , NJ via Zillow
I did my first loan with John 2 years ago and was really easy and smooth process. Some weeks ago I contacted him again to refinance my loan and the process was amazing. He was always available to answer my hundred questions, emails and calls really fast. His team was also really quick as well, working on weekends and at night to make sure the process was made on time. If I have to refinance or go through a new mortgage for sure my first option will be with John.
M. Shehta from Weehawken , NJ via Zillow
It has been an absolute pleasure working with John and his team. From day 1, I was impressed with John’s speed of response, attention to detail, and most importantly his care towards his customers. Whenever I had a question, no matter how sillily or trivial it was, John was always very supportive and would immediately respond to my query with details. I would highly recommend John and his team for anyone who is considering applying for mortgage.
jrmccornac from New Providence , NJ via Zillow
John was great to work with and the process was very efficient. He was extremely responsive and made the process easy. I would highly recommend John for your refinance needs.
Connor O\'Brien from Hawthorne , NJ via Zillow
As a first time home buyer you never know who to trust. Thank god i found John. He helped me through the whole first time home buying and loan process and made it a breeze. I even got a lower rate on my loan than i thought i was going to get. The process was smooth and easy. They set it up step by step for you so you do not need to worry about a thing. I would recommend John to any family or friends who need help on the home buying/loan process.
Kaitlin from Union City , NJ via Zillow
My husband and I worked with John as we closed on our first home. John was incredibly helpful to us throughout the process - he answered all of the questions we had at different stages of the closing process, helped direct us to the right resources, and was literally there any time we needed something. He and the Loan Depot team were professional, patient, and moved things along to keep everything on schedule. Even after closing, any time I have reached out or had questions, John has been there to assist us. I would highly recommend John as he truly cares about his clients and I am very happy we went with him and Loan Depot.
tupadhyay17 from Fanwood , NJ via Zillow
We couldn’t close on our house due to another lender not being able to close on the deal. We reached out to John, who not only got things going in a matter or minutes but ensured that it would be a super smooth process, which it indeed was. We closed on our new house a month later!!
Z & Y from Hoboken , NJ via Zillow
We switched to John with Loan Depot from another lender and really noticed the difference. He is very patient and responsive with any questions/concerns. Everything/details of our loan he knows, and he folllows up on the issues very closely every single day. We had to switch program in the middle of loan processing and he helped us choose the right one immediately. If one document got delayed, he/his team would make contact asap, push and trace the 3rd party to get it done. We were facing some difficulties during the process but John and his team were still able to close within a month! Thanks a lot for the efforts! Nice person and nice team!
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