Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Dwight and Raquel P., Pittsburg
Daniel and I appreciated your expertise so much. Thank you for being patient with us and walk us through the challenges of our finances. We could not have moved in to our beautiful new home without you.
Thank you again Jack. We appreciate you.
Yin L.
Thanks Jack for all the prompt and efficient work you have done and helping us through this process. Communication was great and you got the job done!
Bernadette and Eugenio B.
Hello Jack, Thank you for all of your help! This has been a smooth process and we appreciate everything you have done for us. Happy Holidays to you and your family. Stay safe and be well.
Dave and Ally R., Las Vegas, NV
We totally appreciated Jack Reininga’s great customer service and expertise as we refinanced our home. From start to finish he was on top of the process. His follow through and responses to questions were always prompt and helpful. We appreciated Jack’s professionalism and efficiency and highly recommend him.
Charlie & Mary C., Rocklin
About Jack
Jack has been instrumental in serving his local communities, bringing almost two decades of invaluable experience in the industry. Due to his vast knowledge, continual commitment to quality and having dedicated his career working to various purchase markets in California, Jack has become a loyal and trusted resource among clients and associates.
Jack earned a Bachelor of Science degree in Business Economics from the University of Utah in Salt Lake City. Prior to moving to the mortgage sector, he spent a large chunk of his career doing work for a commercial real estate development company and office leasing in San Francisco’s financial district. His passion for serving his clients lead to becoming member of the President’s Club in 2015 and 2016.
Whether you are a first-time homebuyer or an experienced one, you can rely on Jack for your home and consumer needs. He is a strong believer that helping finance his clients’ American Dream is truly doing work that matters. Guiding them throughout one of the most important decisions of their lives is something he finds very rewarding.
When he is not originating loans, Jack enjoys fishing, hunting, playing golf, skiing, and professional sports. He is a member of the North Ridge Country Club in Citrus Heights. Please don’t hesitate to contact him at the Roseville branch for any of your home financing needs!
CA LIC# CA-DBO246007 | NV LIC# 60428
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Jack
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.
Thank you all for your assistance in making this once again a seamless, hassle and stress free transaction. We're both very happy with your services provided and if in the future we need a mortage you'll be hearing from us.