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Justin Perry

Branch Manager

NMLS # 28231

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Justin has quickly earned his reputation of consistency and dependability. He has established himself as a specialist in creating beneficial borrower alternates through diversified products offerings.

Justin works out of the Portsmouth, New Hampshire office where he serves as both a Branch Manager and Senior Loan Officer. His business is focused on satisfying the needs of his clients throughout the New England area, as he is licensed in Massachusetts, Maine, and New Hampshire. Justin placed in the Top 1% of Mortgage Originators each year since 2012 as listed in Mortgage Executive Magazine. Justin Perry was ranked in Top Dollar Volume in 2015. In addition to all of Justin's accomplishments, he takes a great deal of pride that his focus has remained the same, treating each and every customer as he would want to be treated himself recognizing he is only as successful as his last transaction.

Justin is a 2005 graduate from The Whittemore School of Business and Economics at the University of New Hampshire with a degree in Business Administration. He currently resides in Portsmouth with his wife and 2 kids.

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MA LIC# MLO28231 | NH LIC# NH28231 | ME LIC# 28231 | FL LIC# LO51077

  • 155 Fleet St Ste 307
    Portsmouth, NH 03801
  • (603) 570-4897
  • (603) 682-4293
  • (603) 218-6699
  • Email Me justinperry@loandepot.com
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Here's what my clients are saying...

Justin was absolutely amazing in doing everything he could to re-finance my mortgage - he was diligent and on top of everything at all times in working with me. He made the whole process so personal - I have already started giving his name to people that I know are looking to purchase a home. He is a wonderful agent and so professional - an absolute asset to his mortgage company

baronxtype, Goffstown, NH

Justin was a great loan officer, he was very accommodating and incredibly responsive. Sometimes even too apologetic for taking a totally acceptable amount of time to respond to emails. I would highly recommend using Justin as he made the entire process comfortable. Our closing attorney also sang Justin and loanDepot praises saying they were more on top of things than most Companies they work for.

ben650, Woburn, MA

My wife and I were very impressed with his knowledge and willingness to make sure our needs were met. He understood where we were financially and where we wanted to be in 20 years. He took the time to break down the various options and my wife, who is a numbers person, was extremely happy with Justin. I would highly recommend seeing him if you are in the search of a mortgage or looking to refinance a mortgage.

blkvqtigr, Hopkinton, MA

I had received many rate quotes and Justin was the only one true to his rate. He is a sharp guy.

David K., Durham, NH

I worked with Justin when purchasing my first home and on two refinancing since. I've recommended him to several friends and coworkers, all of whom have had the same great experience I have. Justin does a great job of explaining the process and dealing with the underwriters and is extremely responsive, which is critical when trying to get to closing. I can't recommend him highly enough.

Dromon

Very likely to refer. Justin was able to expedite our complicated mortgage closing with a minimum amount of hassle and gave us a great competitive rate. Unlike other mortgage brokers/banks I've worked with in the past, Justin didn't loose documents.

jkrajovic

We have used Justin Perry and loanDepot for at least 3 refi's and for the purchase of our new home. Justin is an incredibly driven, detailed, responsive and hardworking individual. We were more than satisfied with the service we received. Would not use anyone else!

jlne27, Andover, MA

Justin helped me with my mortgage when I purchased my first home in March this year. He made the buying process seamless and because he has access to a number of different lenders I knew I was getting the best deal. Being able to trust my mortgage loan officer was my number one priority before buying my home and with Justin and his team at loanDepot I most certainly had peace of mind.

Jon M., Portsmouth, NH

I am a REALTOR and have been working with Justin for about 5 years. He ALWAYS delivers! From pre-approval to closing he is accessible, efficient and meets every deadline - usually well ahead of time! He always works in the best interest of his/our clients. Everyone looks for the best rates and loanDepot delivers that too. I also have to say that Justin is one of the nicest, most genuine people I know. I feel lucky that I have the pleasure of working with him on a regular basis.

Judy J., Lynnfield, MA

As a first time home-buyer I had a ton of questions about the home buying process and Justin always took the time to answer any questions I had and make sure I understood where we were in the process. He was always quick to respond and flexible with his communication options whether it was email, office phone, or even cell phone. I would highly recommend him to any of my friends.

lchechette, Woburn, MA

Justin has helped my family with multiple mortgages and a re-finance. He makes a confusing process very easy to understand. His team is detailed and professional. I won't go anywhere else when it comes to mortgages. Best team around by far!

Lindsay C.

No one gets it done better than Justin. Covers all the details and is on top of everything. He took care of our mortgage needs with no stress. Quick and easy. I would highly recommend him.

Lynne M.

Justin is great. He is efficient, kind, and focused. We were so appreciative to have the chance to work with him. His communication is timely and he's very knowledgeable. He made the home buying process as easy as possible. We would recommend Justin with the highest confidence that you'll be as happy to work with him as we were!

Maegan K., Newmarket, NH

Working with Justin is a pleasure. He is knowledgeable and communicates progress timely. I was extremely confident that any issue that came up with be handled with ease. Justin even still continues to check in on us from time to time. I look forward to working with Justin more in the future.

rist101, Milton, MA

Justin has been great to work with! He helped us with an initial re-finance from an FHA into a conventional loan and then reached out again when rates lowered and helped us save even more money. He really looks out for his clients.

Roseanne B., Stoughton, MA

Justin Perry was the epitome of the perfect professional! He was thoughtful, kind and really made it a point to look at me as a person; not just a folder on his desk. He reached out in numerous ways to ensure I was informed about decisions which needed to be made and kept me informed throughout the entire process. Justin was trustworthy, thoughtful and was able to think outside the box when problems arose. I would never hesitate to recommend him to my friends and family. In fact, I already have...twice!

rscherbon, Kingston, NH

Justin was great and he gave me a fantastic rate to begin with. He gave me a good faith estimate at the beginning and it stayed the same till I closed the purchase. It was wonderful working with Justin and I would definitely recommend Justin to my friends without a second thought.

sam050783

Justin walked me through each step of buying my first home. He was very easy to get in touch with when questions came up and worked well with my home buying team. My closing was delayed due to an issue on the sellers end and Justin was very flexible as things got a little chaotic at the end. Would definitely recommend Justin and loanDepot.

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Justin Perry
Branch Manager
NMLS # 28231
justinperry@loandepot.com
Phone
(603) 570-4897
Email
Email Me
Address
155 Fleet St Ste 307
Portsmouth, NH 03801

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loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate.  The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the property). The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division.  The Guarantee may only be used by submitting an application directly to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan.  loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home.  The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.  For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice.


Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

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