What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Jay is a Branch Manager who has been able to create loan solutions for specific mortgage needs. He works with a team of underwriters and processors to assist in funding each loan on-time, every time at loanDepot. Jay's success is due to his unparalleled level of service at creating unique loan solutions.
When considering the purchase of a new home, refinancing or obtaining additional property, please contact Jay for a personalized mortgage plan.
DE LIC# MLO-1553787 | MD LIC# 1553787 | PA LIC# 92857
Mortgage Education Videos
hoff03211 from Kulpsville , PA via Zillow
Jay was super helpful super personable and super professional through the whole experience me and my wife we’re not always the easiest candidates to work with because it was our first time going through the process but that’s why Jay is so great where does your first time are you 10th time he’s always going to bring the same formula in the same approach which we really appreciate it he was the one constant we had through the whole process and help us understand if you’re comfortable with every step even when it look like gibberish to us but nonetheless by the time we got to closing he got us a great deal a great rate make sure we understood all the numbers we knew exactly what we were going to be paying each month New we’d be comfortable with it and can afford it so he just was top notch and did everything he could throughout the whole experience whether it was within normal hours after hours which we called a lot after hours he would definitely answer or text back and make sure you knew he would get you the answer or if he had it he would try to call you and let you know what was up I highly recommend him he’s a great person and a great lender and The Man knows his stuff
Kimberly Solis from Dover , DE via Zillow
Being a new home buyer can be a very scary thing. Jay Vallon was able to simplify things and make the entire experience a little less stressful. Thank you Jay!
aaj2119 from Hebron , MD via Zillow
What can I say......Jay Vallon is "The Man"!!! We are so thankful and beyond blessed. From the beginning, Jay made sure things moved foward in a timely manner, answered our many questions on weekends/after hours, and overall just reassured us with his knowledge and professionalism. The total process took less than 2 months!!!! I have been raving about our MLO and will be recommending him to EVERYONE who is ready to take that next step. Jay- you will forever be our Superhero in a suit & tie. You are the perfect man for the job!!!!
Joey Perdue from Magnolia , DE via Zillow
I just finished buying my first home and Jay helped me through every step of the mortgage process. I was shopping around and I had 3 companies that had comparable offers but Jay had the most competitive. When I asked each of them if they could do any better the other 2 companies were quick to give me a more competitive offer, but Jay informed me that he gave me the best offer he could first time around and didn’t have any more room to move. Jay’s offer still remained the best and it gave me a great feeling knowing that I was treated right the first time and I wasn’t trying to be taken advantage of. Jay was also excellent on answering my hundreds of questions as a first time buyer, and walking me through every step of the process. I would highly recommend Jay to anybody looking to buy a home.
brisagonzalez20 from Dover , DE via Zillow
My husband and I highly recommend Mr. Jay as a GREAT lender.! He took good care of us in the process of buying our first home.! He is very professional at his work and communicates well as the process comes to a close. Very Pleased with him, with all that he did to us in helping us in buying our first home. Thank you Mr. Jay.!!!
rdalmace from Bear , DE via Zillow
Jay was very helpful and understanding. He gave us accurate timelines and updated us on the mortgage process. We couldn’t have succeeded through this process without his diligence and hard work. Thank you so much Jay!
lakeeshacheeks from Dover , DE via Zillow
Jay Vallon is the best at what he does. He was attentive, patient and trust worthy. It's very likely that i have already recommended him to several people. I would love to work with him again on my next venture through life.
taaj98austin from Christiana , DE via Zillow
I recommend Jay Vallon to anyone who wants a patient, knowledgeable and positive Loan Officer. Him and his team gets results and it's always in your favor, put your trust in Jay and let him make a way. He took care of me even though I had second thoughts about my credit score but he got it done right before holidays. Thanks again Jay.
Timothy Boney from New Castle , DE via Zillow
Jay was amazing helping get me a mortgage to own my first home. He was great he made sure I got the best rates available he took great care of me. Easy to work with and anytime I needed clarification he was there with a answer.
justcoll1995985 from Felton , DE via Zillow
Jay went above and beyond to assist me and my husband with the purchase of our new home. He was available all hours of the day or night. He went as far as to work while vacationing with his family to get our deal closed on time. I would recommend him to anyone who wants hands on assistsnce.
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Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.