What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
A 3rd generation Miami native, James has a diversified background in private banking and all aspects of Real Estate finance. Most recently, James was the Senior Vice President and Director of Residential Lending at TotalBank and currently serves as the market manager for the nation’s 2nd largest non-bank lender loanDepot.
During his career he has personally originated more than $500 Million in residential loans and has lead teams that have originated more than $1 Billion in both residential and commercial loans in the South Florida market. His work history includes being a founding partner of Elements Capital Funding a traditional mortgage lender and LuxLev Capital a boutique fund that provided private loans in the wake of the financial crisis of 2008. He has enjoyed tenure at several community banks and continues to serve the real estate community by helping both domestic and international buyers execute on residential purchase and refinance transactions.
He is the proud father of a 10 year old girl, avid cyclist and golfer.
FL LIC# LO8459
Mortgage Education Videos
Leslie L from Miami , FL via Zillow
As a first-time home buyer, you're expected to come up to speed quickly on an insanely complex industry. It's difficult to know what to trust and what decisions to make. I worked with James on a jumbo loan for my home purchase. James is a rare commodity: a resource with years of industry knowledge, an excellent communicator who puts things simply and helps you understand why things are the way they are, and a fantastic human being who cares about the people he works with, even after he's finished working with them. I was often stunned at how much he knew about the history and inner workings of his industry and the lengths he went to in support of my loan - and I'd tell him that just as often! I would highly recommend working with James and would choose to work with him again at my next opportunity.
Ismary from Miami , FL via Zillow
I had such a great experience with James and with LoanDepot in general. James was so professional and helpful. He was always available to answer my zillion questions. The whole process was super easy, mostly done online. They gave a me a competitive rate and expedited all the process, I was able to close in less than 30 days. Highly recommend James and his team, I already sent some friends their way.
sheila lorenzo from Miami , FL via Zillow
AMAZING EXPERIENCE !Would definitely recommend this company and agent. The process was very simple and fast and we were able to complete the loan even earlier than expected. Thank you
zuser201602010022152 from Miami , FL via Zillow
James Venney was top notch from the moment we first spoke to the closing. He was extremely responsive and knowledgeable. He answered every question and got us results right away. I would highly recommend.
user758049 from Miami , FL via Zillow
James Venney was a true professional and was a pleasure to deal with James and his team. Throughout the entire process, James and his team was quick to respond to calls, texts and emails. I highly recommend James and his team.
Karen Michell, Miami from Miami , FL via Zillow
We used Loan Depot for our second home after being referred to them by our realtor and we are so glad that we did. Throughout the whole process, James Venney and his team went absolutely above and beyond for us to make sure everything was okay. Any questions we had were answered professionally and we could contact him any time if we had any worries. Originally, we were thinking of going directly to our bank thinking we were going to get the a better deal, but it turned out that Loan Depot found me the best deal I could get. Communication was always excellent. James and his team were very patient with our case that took a little more time than expected to close because the seller wasn’t ready; and even after the looked rate was expired, James managed to keeping my original rate. We couldn't thank James Venney enough for making this process as simple and stress-free as possible. I would highly recommend Loan Depot, James Venney and his team for your mortgage needs. They were easy to work with, always giving me excellent mortgage advice, and finding solutions to all of my situations, even exceeding my expectations of what I could achieve. James is a true professional, efficient and keeps in touch with you the whole way through the process. If you are looking to a broker that listens to what you the customer actually wants, I would highly recommend considering Loan Depot, James Venney and his team. We will definitely be using them again in the future! Thank you James, John, and Lindsey for your patience, professionalism and full support through the whole process!
Fort Lauderdale , FL via Zillow
James' reputation as a consummate professional preceded him, and I was fortunate enough to be his client for my home purchase. The entire process couldn't have gone any smoother. James and his team were attentive, responsive and nimble, which made life much easier during a stressful time. I had complete confidence that James was securing the best possible rates and fees and working hard on my behalf from beginning to end.
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I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.