What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Joseph joined loanDepot in 2019, bringing 5 years of valuable experience and desire to help assist others in securing their American Dream of owning a home. Given Joseph’s natural knack for finance and passion to help people, loan origination made for a perfect career choice. In fact, he was recognized as one of Dayton’s top producers for the years of 2017 and 2018 by the Dayton Mortgage Bankers Association.
Whether it be a first-time home buyer or an experienced one, Joseph is always ready to design the perfect loan to match his clients’ needs, no matter what hurdles stand along the way. Because of his extensive knowledge of loan programs, problem-solving skills and steadfast commitment to customer service, Joseph ensures that each borrower receives superior guidance as they pursue one of the most personal investments of their lifetime.
When he is not busy helping families realize their homeownership dream, Joseph enjoys golfing, playing competitive softball and spending time with his wife, friends and family. You can find him at the Troy branch. Please don’t hesitate to contact him for any of your home financing needs!
OH LIC# MLO-OH.1420737
Mortgage Education Videos
joe hawkey1969 from New Lebanon , OH via Zillow
Very knowledgable.. Communicated and replied quickly. Told me what i needed to get done to improve my credit at. He followed up quickly and did everythinghe could to get me the house i wanted.
Devin Eisenhour from Clayton , OH via Zillow
Joe helped my fiance and I refinance our mortgage! Not only was he helpful anytime we needed it. but he lowered our rate and got us to a 15 year instead of 30 and we are only paying $50 more a month. Use Joe any time you can.
Aimee B. from Troy , OH via Zillow
Joe is very easy to work with and is very straight forward. We have used Joe for multiple purchases and refinancing and he has gone over and beyond each time!
Matt poynter from Englewood , OH via Zillow
He's a great guy and made purchasing my first home easy and stress free. He explains everything and will do everything in his power to make sure your getting a good deal. He's doesn't lead you in the wrong driection. You won't be sorry you used him as your lender!!
Connor from SUGARCRK Township , OH via Zillow
From the start, Joe was available 24/7 to answer any and all questions we had. We weren’t even set on buying a home when we were first introduced, yet he went over every home loan option we had and discussed pros and cons with us which ultimately led us to starting the home buying process comfortably. While our particular journey had many bumps in the road, Joe was on top of it always. He would call us or text us back within minutes and would always tell us like it is, which I greatly appreciated. Joe is honest, even recommending that if we went with a physicians loan that we use a different lender which made the entire process seem like he was a friend. Finally, he expedited our closing date which we all know is a work of art. I 100% recommend Joe to anyone looking for a home lender, I can’t imagine any bank provides the level and extent of service that he did.
Natasha from Vandalia , OH via Zillow
Joe was wonderful during the whole process. He helped me understand how things worked without making me feel “dumb” every question I had he took the time to make sure he answered it. Joe even helped answer questions when I wasn’t even decided yet weather I wanted to go with him. His timing was impeccable and I was impressed he was able to help me close so fast after switching lenders. I’m so thankful for joe and I look forward to continue to do any further business with him. You won’t be disappointed.
Lori Bowling from Troy , OH via Zillow
Joe was always very encouraging and knowledgeable , keeping us well informed regarding the loan process as we are small business owners. Loan Depot took the time to listen to our needs and answer our questions. As a Realtor I have worked with Joe on my buyers side of transactions and they have had nothing but praise for Joe. I always knew if I text or left a msg Joe would get with me asap regarding my business side or personal side of business.
gayeszabo from Troy , OH via Zillow
Joseph was very professional, attentive and kind. Joseph worked very hard on our behalf. He kept us up to date with the whole process. We would highly recommend him!
user96998085 from Huber Heights , OH via Zillow
Joseph is very friendly and kept in touch with me quite frequently letting me know where we were at in the process. I never hesitated to call or text him because he made me feel very comfortable when I needed to ask questions and I had a lot! I would recommend Joseph to anyone and everyone looking for a loan!
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