What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Joseph joined loanDepot in 2019, bringing 5 years of valuable experience and desire to help assist others in securing their American Dream of owning a home. Given Joseph’s natural knack for finance and passion to help people, loan origination made for a perfect career choice. In fact, he was recognized as one of Dayton’s top producers for the years of 2017 and 2018 by the Dayton Mortgage Bankers Association.
Whether it be a first-time home buyer or an experienced one, Joseph is always ready to design the perfect loan to match his clients’ needs, no matter what hurdles stand along the way. Because of his extensive knowledge of loan programs, problem-solving skills and steadfast commitment to customer service, Joseph ensures that each borrower receives superior guidance as they pursue one of the most personal investments of their lifetime.
When he is not busy helping families realize their homeownership dream, Joseph enjoys golfing, playing competitive softball and spending time with his wife, friends and family. You can find him at the Troy branch. Please don’t hesitate to contact him for any of your home financing needs!
OH LIC# MLO-OH.1420737
Mortgage Education Videos
Deanna Young from Trotwood , OH via Zillow
Joe was awesome! Thank you for your help with the loan and house purchase! Couldn’t have done it without you! Very knowledgeable and hands on! Definitely recommend Joe for your loan needs! Will keep in mind for future opportunities...
scherry0309 from Lewisburg , OH via Zillow
Found a house for sale by ownerand not real familiar with the process. He was a big help in me find all the right contracts and forms that I needed to use to make everything go smoothly. Easy to work with and keeps you informed. Had a few delays but no fault of his.
Evan from Dayton , OH via Zillow
I worked with Joe and expect to continue to work with Joe for a while. He's been great, he knows my hours he texts me for short questions and immediately keeps me in the loop on things. We've given him short close times (30 days) and he's done his best to keep to those time frames. I plan to always use Joe when looking for places to buy.
Roberta from Springboro , OH via Zillow
From my first initial contact with Joe at Loan Depot, I knew I was in good hands. He made the process clear, concise, and demonstrated awesome communication. I felt very supported and he was great to answer all of my questions with professionalism and clarity. He also discussed all of my options with me and ultimately made my decision painless. He even took the time to meet face to face to complete some forms online. He understood my hesitancy with technology and walked me through step by step. He truly made this experience very pleasant.
JeremyTurner20 from Dayton , OH via Zillow
Very informative sbout the whole process. Took charge of it start to finish and kept me updated so i always knew where we stood. Awesome guy! Ill definitely keep his info on hand for future needs.
OoAILEENoO from Cincinnati , OH via Zillow
Joe was easily accessible. He worked odd hours/days to help up close on our home! Friendly easy to talk to and responds quickly to our questions. I would definitely recommend him to anyone looking for a lender.
Paige Mitchell from Lebanon , OH via Zillow
Joe was amazing to work with! He answered all of our questions and explained everything in simple terms and made sure we understood. He was quick to respond to all calls/texts/emails. I have already recommended him to others looking to purchase a home and will continue to do so!
Josh Simala from Huber Heights , OH via Zillow
I have dragged my feet for months dreading going through the refinance process. It was not until my In-Laws passed along Joe's information that we decided to move forward to see what our options were. I was shocked to find out that we qualify for a 2.75% rate. The loan process was painless taking less than 3 weeks from start to finish. If you need help, call Joe. If you do not, I’d still call Joe. VERY SATISFIED :)
clayyoung1989 from Dayton , OH via Zillow
Using loan depot and working with Joseph was amazing. He was always available to talk to if I had any questions and we were able to update all our documents online on their website. It was very convenient, and their website was very easy to use. Joseph was very professional he was great to work with.
aaronkarcher3379 from Casstown , OH via Zillow
Josephvwas fantatsic and easy to work with. He made the process of refinancing and easy one, as much of it was able to be done virtually and online. Woukd recommend him to anyone.
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