Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About John
CA LIC# CA-DFPI653018
Reviews
7 Reviews
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05/08/2018
Quy from Orange , CA via Zillow
John was very thorough and took his time to explain and answer all my questions. I am thankful of his guidance through the whole loan process. I highly recommend John!
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05/04/2018
Joe from Orange , CA via Zillow
My loan was done quickly and expeditiously. Although I searched, I could not find someone with a lower interest rate. John's knowledge and experience in the mortgage industry will certainly help you get the loan at the best rate possible.
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02/28/2017
Irvine , CA via Zillow
As a self-employed 1st-time homebuyer seeking a non-conforming loan, I needed John's expertise. John was able to work his magic and we closed on time.
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04/05/2016
Rancho Santa Margarita , CA via Zillow
I'd highly recommend John! He was very responsive, offered great rate, walked me through the process, and was always available to answer any questions. The whole refinance process went very smoothly exceeding my expectations. Overall, great refinance experience!
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03/01/2016
Irvine , CA via Zillow
This is my second time refinancing with John. Similar to our first refi, this time the whole process was just as smooth as previous one. Throughout the entire process, we had tons of questions/concerns and they were always addressed immediately. Fees and charges are explained in transparent fashion and nothing were left out unclear. Most of all John always takes time to clarify my questions if I have any concern. I would not say that I am the easiest customer to deal with and I don't typically give really good reviews but with John's professionalism and patience I do not hesitate to recommend him to anyone who is in needs for mortgage related products.
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02/24/2016
Phillips Ranch , CA via Zillow
Nothing I will say here hasn't been said before by the other reviewers. John is one of the most professional, transparent and knowledgeable mortgage brokers I've worked with.Will surely do business again with himThanks John!
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01/29/2016
Irvine , CA via Zillow
Late last year I required a lender that was able to close a new home purchase quickly. At the time of my loan application many lenders and escrow companies were just getting accustomed to the then newer TRID guidelines and related delayed closings highlighted in the news were not uncommon. John was confident that he could meet my quick closing timeframe under the new guidelines and while I was pessimistic, I gave him the opportunity based on the numerous positive word of mouth referrals I received about him. Not only did the purchase close on time as promised, John provided a rate that was much less than the builder's preferred lender rate. They couldn't come close. Timely updates were provided throughout the process to all parties involved; the builder was also appreciative of the updates he provided and they were somewhat surprised a non-builder lender was able to close within a shortened time period. I usually cringe at the thought of the loan process as there are more bad loan officers in this industry than the good ones, but I'm pleased to know that John will be able to help with my future financing needs. I highly recommend his services.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact John
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.