What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
I recently worked with Jay and Jason to finance a new home purchase in Atlanta. Simply stated, they were absolutely fantastic to work with! I am in a highly intense client service business myself, and I greatly appreciate when it comes time for me to be the “client” that those on the other side work hard to help take care of me.
From the moment I first reached out to Jay, he was professional, responsive, informative, helpful, calm, well prepared, and made me feel secure that I was being taken care of. Jason was exactly the same when he came into the mix. They helped to manage my stress level so well, and even when I got a bit nervous, they never panicked or made me feel as though I was being too much of a hassle. For perspective, I’m a “type A” personality - they (and Amy Derr) - just kept things going smoothly and managed the process with ease.
In today’s day and age, it is rare to find people who actually do what they say they are going to do, and then execute in such a professional way. Jay and Jason even came to my closing yesterday just to make sure everything was ok. I will be highly recommending them to anyone I know into the future, they deserve tremendous accolades!
Well done to you also, your team represents the company in the best way possible!
Jay took great care of us during the entire process of getting the loan for the purchase of our home! From the very beginning, he walked us through each step, and allowed me, and my fiancé, the opportunity to ask questions. He left no stone unturned and informed us at each stage where we stood in the qualification process! Thank you, Jay, we will be using you again!
It was my luck to have a chance to work with your fantastic team. Although loanDepot provides a very competitive service, it’s not the only aspect that a customer should look at. For me, keeping the whole process on schedule is the most important thing for a home buyer to close an offer. You and your team did a wonderful job to help us close our house on time and on budget.
loanDepot and your team will be my first option to work with, if I need to ask for a loan in the future. Don’t be surprise if one day you have a customer who is referred by me, as your team is awesome.
Thank you, very much and good luck, with your business
I am just taking a second to let you know how much I truly appreciate Jay Zulauf! He went above and beyond his duties, was an excellent communicator, and very prompt with all my "new buyer" questions. He really did make a dream come true for me. He was even more impressive when we hit a small complication. I feel lucky to have been paired with Jay during this process. He connected me with my amazing realtor, new home and car insurance! Everything was easy, and I couldn't be happier with him and loanDepot! I am spreading the good word to all my friends!
Finally! I closed on my dream mountain house. Thanks to loanDepot! They were amazing. Highly suggest Jay… hands down the Best. I was able to close in less than 10 days after another lender didn’t work out.
Jay and his team are beyond phenomenal; I just do not have enough great things to say about him. He and his team truly care about their clients and work hard to achieve their goals. He takes the time to ask the right questions up front, and when Jay says someone is qualified, I know we will have absolutely no lending based issues contract to close.
Recently, I had a buyer who initially chose to work with another lender. Only six days prior to closing, that other lender informed my client that he could not lend on his house. With thousands of dollars in earnest money on the line, we immediately reached out to Jay for help! He and his team worked tirelessly day and night through the holidays to close the deal on time. This was incredibly impressive, as this was not the average transaction; gift money from a foreign country, trying to close an FHA loan on a house that had been built in the 1920s and some of those days were holidays. After the loan was approved, Jay's help did not end there. When we arrived at the closing table, we had one last-minute amendment that needed to be added to the deal. Because Jay and his team were present for the closing, we were able to have the amendment approved and added right there at the closing table.
Throughout the entire process, Jay had consistent communication with me and my client, keeping us updated on the loan process and keeping us on track to close in record-breaking time. Even though He was out of the country on vacation for the holidays when the call came in, he still answered his phone and not only met but far exceeded my buyer's expectations. I only recommend Jay to every agent I interact with and all of the buyers I work with, not just because of his fantastic team, constant communication, low rates, and great loan programs, but because of his dedication to his job, his buyer clients, and their agents. Jay genuinely cares, and it really shows.
Paige P., Atlanta
It was great working with you!
I just had my first closing with loanDepot. Jay Zulauf did an incredible job of managing every detail. My clients got the best rates as well as the best service. Highly recommend!
Nancy A., Atlanta
As far as Jay, Amy and Jason are concerned, the loanDepot team did amazing. They were always there for any questions or processing assistance on the mortgage. They were able to also explain things in layman’s terms for my wife whenever she had any banking questions as she doesn’t work in the industry. They made sure our closing not only went off without a hitch, but that we also got everything processed and approved in time for the original closing date. They were a pleasure to work with and I will be using them again.
I want to take a minute and let you know how much I appreciate your professionalism in getting my home mortgage done. You were very prompt in responding to every email and phone call, and good communication is always important for whomever I do business with. More importantly, you had the most aggressive rate out there by a long shot and I had shopped 3 other lenders. I’ll be back for sure.
Shehzaan C., Snellville
Thank you for your dedicated service on my loan. You exceeded all expectations. Fast and efficient. Thank you so much for working for my loan.
Jay Zulauf and his team are amazing! When many other banks and lenders told me that I couldn’t qualify for any type of loan, Jay found a way to get me a conventional loan at a low rate. He is experienced. He is professional. He worked after hours. He worked weekends. He found a way to get my family our first house. Jay Zulauf worked hard for my family and we are so grateful.
Thank you Jay!
A strong work ethic and a dedication to excellence are a couple of the many traits that set Jay Zulauf apart from many in the mortgage industry. At a young age, he developed skills as a talented basketball player that enabled him to become not only a Division I scholarship recipient at Marquette University, but helped him become a professional basketball player in Europe. While playing basketball professionally, he was on a team with legends such as Magic Johnson and Patrick Ewing.
In addition to shining on the basketball court, Jay has become a top loan producer in the area. He says, “I entered the mortgage industry in 2003 and enjoy helping people. I am able to make a positive impact on someone’s life every day, and that makes me feel happy and successful. Jay appreciates the fast-paced nature of the business and enjoys that no two days are the same. He says, “I like not knowing what is going to happen each day. I also like that the industry requires me to be a solution-based thinker and solve new challenges. You have to be on top of your game.”
When Jay is not helping many achieve the American dream, he enjoys spending time with his wife and two children, while volunteering at their local church and giving back to the community.
GA LIC# 28127 | AL LIC# 72628 | FL LIC# LO61941 | SC LIC# MLO - 22942 | TN LIC# 189763
Mortgage Education Videos
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.