Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Kevin
As your trusted loanDepot loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!
NY | NJ
Mortgage Education Videos
Reviews
10 Reviews
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02/01/2021
dmilani5849 from Mount Sinai , NY via Zillow
Kevin was referred to us after two previous attempts to refinance with less than stellar and unprofessional banking institutions! Kevin explained the process every step and got us an amazing rate. During the refinance, Kevin kept in communication with us, updating us as to the status of our refinance and keeping us informed. Kevin accomplished everything he promised us and completed our refinance with no issues or complications.
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10/21/2020
philipcrotty from Centerport , NY via Zillow
Kevin was an invaluable resource for us when we purchased our home a few months ago. He not only provided an immense amount of knowledge, but friendship and guidance as well. He was available to answer any of our silly questions and always did so with a smile. Sending/uploading documents was very smooth and Kevin was always there to give a gentle reminder or an explanation. He also helped us strategize timing and rates and we never felt that he was heavy handed or anything like that. He was looking out for our best interest from day one! Do not hesitate. Call Kevin and feel confident that you will have all the support you need!
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10/20/2020
valvisco243 from Holbrook , NY via Zillow
Kevin made refinancing our home a quick and easy experience...he always kept us apprised on where we were during each step of our loan process either by phone, text or email...our refinanced loan was done entirely online due to covid but everything was easy to upload on app or via email...
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01/24/2020
kristen L from South Setauket , NY via Zillow
Kevin is awesome, we were referred to him from friends, and coworkers, he assisted us with getting our Mortgage, and again with refinancing approx 3 years later. He's very knowledgable, helpful, tentative, and always reachable. My husband and I really need help understanding it all and he's so patient with us and helpful in explaining. He makes it all so much easier!!!!!!!! Kevin is your guy!!!!!!
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12/01/2019
Michael Sullivan from Queens , NY via Zillow
Kevin provided me with exemplary service with the entire loan process going very smoothly. He secured me an excellent rate, was on top of all the paperwork which was easy to complete, and was able to extend my rate lock with no cost to me when there were non Kevin/non LoanDepot issues with closing. I cannot be complimentary enough about the LoanDepot online platform which allowed for e-signing of all documents. Overall in what is an incredibly complicated process dealing with Kevin and LoanDepot was the easiest part. I would absolutely recommended him for any financing needs.
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07/22/2019
Pete Trankina from East Patchogue , NY via Zillow
Kevin is a true professional. He stays with you through the entire loan process. He responded immediately to any questions. During my refinance process, I had applied for a 4% rate. Kevin was watching the rates and as soon as there was a dip, he locked me in at 3.625%. I don't know of any bank that would provide this type of customer service. Great job Kevin!!!
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10/26/2018
S H from Bohemia , NY via Zillow
After working with countless of other lenders I started to feel lending agents were just out to make a quick buck. Working with keen was like a breath of fresh air. He was honest and knowledge right from the start. He told me exactly what I would qualify for and what the numbers would be, and this stayed the same throughout the entire process. If you are looking to buy a home and need reliable source for lending call Kevin Dougherty TODAY!
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10/21/2018
Deirdre from Brooklyn , NY via Zillow
Kevin was the only person on my team I could count on for a timely answer. He was always supportive and explained the process every step of the way for this first time home buyer
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10/20/2018
J Collaso from Brooklyn , NY via Zillow
Kevin was the go to person on all aspects. He even solved issues other parties to closing couldn’t/wouldn’t. He ALWAYS got the results we needed. Quick to respond to questions. Never hesitated to assist. More than recommend-I’d INSIST you have him be your loan officer. He’s the tops!! Gave us confidence in TIAA! Couldn’t have closed without Kevin Dougherty !! Very very thankful for a superb experience!
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04/27/2018
stevemeyers14 from Brookhaven , NY via Zillow
I can remember when i first met Kevin. He came our home. I said to him my wife speaks very highly if you and thats not easy. Well my wife was right.Kevin and his team were a step above the rest. They all worked very hard to close this deal. Everyone kept us informed and were polite. All were very knowledgable. Kevin was available 7 days a week to answer questions and sometimes the same question several times. He at times was like a therapist . When were stressed Kevin was there. They say when your looking for a house you want to find that hidden Gem well thats Kevin.Even after closing Kevin was there to help
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Kevin
Kevin was helpful and knowledgeable at every turn. Loan Depot’s process was simple and user friendly. In the complex and stressful process of buying a house, all our interactions with Loan Depot and Kevin were easy and informative.