Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Sam P.
We had the honor of working with Karen. She was very accommodating and attentive to our needs. She was very knowledgeable, and we were able to get the best deal as she was able to counter an offer from a difference loan officer. Anytime we had questions she was a call or text away and we very responsive. We would definitely work with her again.
Marjorie M.
Karen was amazing through the loan process! She answered all my questions thoroughly which I really appreciated!I also shopped around and Karen and loanDepot's fees were by far the best. We even ended up getting a significant amount of money BACK at closing!
Dana S.
Karen was very easy to work with. I hadn't used a mortgage lender in 20 years and she made the process very easy. Furthermore, she was available for questions, basically 24 hours a day, 7 days a week and that made her feel a bit like family! She very often had all the answers we needed, but if not, she directed us to the right people. I loved that. We are very pleased with our purchase and I am so thankful that she helped make the process go so well.
Cindy M.
Solid, strong, knowledgeable, personable -- with excellent follow-up. This is how I'd describe Karen Hope. I have used Karen Hope twice for Mortgages. She took time to assess the situation, walk me through the program and requirements, then find me the best, and most beneficial (for me) loan options.
Karen has become the go-to resource for my, and my friends' Mortgage/Loan projects. Plus, she's a genuine, and genuinely nice, person. Strongest and highest recommendation.
James S.
Karen was wonderful! She was extremely professional and helped us buy our first home. Karen and her team always responded so quickly, and made buying our first home such a breeze. If you need a loan, go with Karen from loanDepot!
George D.
Anabella R.
Azin & Kathy J.
Billy H., Washington, DC
Catherine D., Washington, DC
Dana C., Washington, DC
Jeni M., Washington, DC
John B., Boulder, CO
John R., Arlington, VA
Matt P., Sterling, VA
Michael F., Denver, CO
Pazit A.
Salita J.
Sara & Josh G.
Sasha H., Oceanside, CA
Scott M., Bethesda, MD
Shani E., VA
Sherief E.
Stephen B., Vienna, VA
Susannah R., Greenbelt, MD
Thomas M., Washington, DC
Tom I., MD
Victoria R., Bethesda, MD
William H., Estes Park, CO
Karen was amazing--we had been turned down for a loan through the bank and our realtor (Kevin Byrne) told us to call her. She quickly got our information and worked well into the evening after most people had gone home. She was able to get us the loan we needed that enabled us to get our home. We couldn't have done it without her. The process was quick and easy, done all electronically, which again made it pain free. I'd give her more than 5 stars if I could.
Linda G. , Denver
wish I could give her more than 5 stars! Karen is the main reason I was able to make an offer on my house late at night. She finished the closing in 3 weeks, she was always available and patient with my requests! In this process, she worked with everyone from my 1031 exchange company to my agent and the settlement company to make sure everything is fine. Thank you Karen! I am so lucky you were with me in this process.
Simin T , Hyattsville
Karen is a HUGE part of the reason I won the bidding war on my current home. Karen promised the sellers she could do a quick closing in 3 weeks and Karen delivered! Getting my house was easy and painless thanks to my amazing team of Loan Consultant Karen Hope and Realtor Heather Truhan. Karen was extremely helpful and informative about the loan process. She was also able to get me an incredible rate and in no time. I highly recommend Karen, you will be grateful having her on your team in getting your dream home
Rachel C, Denver
Talk about "Ms. Hope", after much struggle attempting to find a mortgage for my new found apartment my realtor found Ms. Hope. She managed, with what later I encountered to be her many resources and obvious knowledge of the business, to secure the perfect mortgage for my situation. Thank you Ms. Hope for making my wish come true.
Miguel A. , Baltimore
Karen's loan app is fast & easy to use. Highly recommend her! I love working with her - she has decades of experience and is very accessible. Her loans close on time & she delivers what she promises in my client's experiences. Great rates, fast & smooth process.
Heather T . , Denver
Karen was AMAZING! I can't think of a better word to describe working with her! We had ups and downs in our home buying process, but Karen did everything she could to do be able to help us get the best loan situation possible. Karen was available whenever we needed to talk and she was able to help us through the whole loan process. She was very responsive and helped explain everything to us, which was helpful as first time home buyers. 200% we recommend Karen!
Katie W, Bethesda
Working with Karen was amazing. Our first experience with her was our loan pre-approval, which she completed quickly and outside of normal business hours, allowing us to make a last minute offer on a house. We didn't get that house, or the next one, or the one after that. Karen was there every single time to submit our pre-approval and answer our numerous questions. Thank you, Karen for supporting us through this arduous process and helping us figure out the best financial options to get us into our forever home.
Angie W., Lakewood
Karen was very easy to work with. I hadn't used a Loan Consultant in 20 years and she made the process very easy. Furthermore, she was available for questions, basically 24 hours a day, 7 days a week and that made her feel a bit like family! She very often had all the answers we needed, but if not, she directed us to the right people. I loved that about her. We are very pleased with our purchase and I am so thankful that she helped make the process go so well.
Cindy B., Boulder
Working with Karen was an absolute dream! I had a ton of questions when I initially met her and she patiently (and thoroughly) answered every question I had. During the pre-approval process, Karen described in great detail the differences between all mortgage products that were available for me as well as the pros and cons of each one. She worked tirelessly and quickly to get me the pre-approval letter and was always planning ahead to ensure I had all the documents required to get the loan approved. During the evening before closing day, Karen and her colleague Chrissy worked well past the end the work day to ensure closing would go smoothly. Throughout the entire process, Karen communicated with me closely and was always easily reachable. Karen is resourceful, knowledgeable, and fully prioritizes her clients before anything else. I fully recommend her to anyone embarking on a real estate journey of any kind as I had a wonderful experience and I'm confident you will too! ~Written happily from the comfort of my new dream home~ |
Andy Y, Broomfield
About Karen
Karen has a vast knowledge of underwriting guidelines and programs for purchase and refinance loans, including but not limited to: Jumbo, Conventional loans, FHA and VA loans, First-Time home buyers, and down-payment assistance loan programs. Her mission is to ensure an exemplary customer experience where clients feel they receive professional advice with concise communication and transparency.
Let Karen guide you home!
DC LIC# MLO193180 | CO LIC# 100500307 | VA LIC# MLO-2616VA | FL LIC# LO61695 | MD LIC# 2784
Reviews
9 Reviews
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10/29/2019
R M from Boulder , CO via Zillow
We had the pleasure to close two refinance loans with Karen recently, and she went above and beyond. She was not just good at what she does, she is creative in finding the best financial products to fit our needs. She also takes the time to explain different type fos loans for different types of properties, procedures and document requirements. She kept a hawk eye when we were closing to make sure boxes are checked and such. We highly recommend Karen!
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10/09/2019
yangy49 from Westminster , CO via Zillow
Working with Karen was an absolute dream! I had a ton of questions when I initially met her and she patiently (and thoroughly) answered every question I had. During the pre-approval process, Karen described in great detail the differences between all mortgage products that were available for me as well as the pros and cons of each one. She worked tirelessly and quickly to get me the pre-approval letter and was always planning ahead to ensure I had all the documents required to get the loan approved. During the evening before closing day, Karen and her colleague Chrissy worked well past the end the work day to ensure closing would go smoothly. Throughout the entire process, Karen communicated with me closely and was always easily reachable. Karen is resourceful, knowledgeable, and fully prioritizes her clients before anything else. I fully recommend her to anyone embarking on a real estate journey of any kind as I had a wonderful experience and I'm confident you will too! ~Written happily from the comfort of my new dream home~
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09/19/2019
jnwelsch from Arvada , CO via Zillow
My wife and I recently purchased a home and Karen was wonderful to work with. She is professional, organized, a great communicator and readily available to answer any questions we had during the purchasing process. I would highly recommend Karen to our friends.
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09/17/2019
Reza Siamak Nia from Rockville , MD via Zillow
Best assistance (and interest rate) we could obtain for our loan. Very efficient Nick and team, prompt replies to emails send on Saturday night(!), very easy and quick to get letters of approval while looking for houses, very smooth process, user-friendly online portal to submit your documentation. Will use them again and we highly recommend them!
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09/17/2019
angie p williams from Denver , CO via Zillow
Working with Karen was amazing. Our first experience with her was our loan pre-approval, which she completed quickly and outside of normal business hours, allowing us to make a last minute offer on a house. We didn't get that house, or the next one, or the one after that. Karen was there every single time to submit our pre-approval and answer our numerous questions. Thank you, Karen for supporting us through this arduous process and helping us figure out the best financial options to get us into our forever home.
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11/05/2018
Julie from Stephens City , VA via Zillow
Karen got me from offer to closing on my first home in less than 30 days. Other lenders I tried to work with prior to her barely put the effort in - in fact they barely knew my name. Karen was diligent, resourceful, and thorough. She worked hard to clear up issues in a matter of days. She made the process completely painless for me. Not only is she experienced and skilled, she is patient and kind. She was there whenever I called or texted, day or night, whether it was for status on the loan process, or to give me an encouraging word. If you need a lender, Karen is the one to have on your side. I highly recommend her!
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08/07/2018
rameyramjet from Denver , CO via Zillow
Karen is the reason we were able to get our home. We had been turned down by another company and the market is moving so fast we were afraid of loosing the home we bid on. She brought together all the necessary paperwork by working well into the night with our realtor. She made the process simple and stress free. We have already told friends about her and I'm sure they will reach out when ready. Thanks so much.
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08/07/2018
Parastoo from South Riding , VA via Zillow
I wish I could give her more than 5 stars! Karen is the main reason I was able to make an offer on my house late at night. She finished the closing in 3 weeks, she was always available and patient with my requests! She convinced her manager to give me an excellent rate. In this process, she worked with everyone from my 1031 exchange company to my agent and the settlement company to make sure everything is fine. Thank you Karen! I am so lucky you were with me in this process.
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05/23/2018
Jade Keena from Denver , CO via Zillow
Karen was so helpful! She really made the process of us buying our first house smooth and simple. She was always available to answer questions, and was kind and informative. We're so glad we were able to work with her!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Karen
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.
Karen was a great help in buying my townhome in Arvada. She made the whole process super easy and was available every step of the way to help me out, answer my questions and keep the process moving forward. She was an invaluable partner in my home purchase, and I would highly recommend her to anyone, especially anyone who has a special situation and who needs someone knowledgeable and flexible.