Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Karen
Karen began her career in the mortgage industry in 1999. Her enthusiasm and devotion to mortgage financing has driven her to become one of the top nationally ranked mortgage loan originators. She prides herself on professional integrity and navigating her clients through today's complex lending environment -- making what can be an overwhelming process feel seamless and stress-free. This has resulted in the majority of her business coming from past clients and Realtor referrals.
Karen has a vast knowledge of underwriting guidelines and programs for purchase and refinance loans, including but not limited to: Jumbo, Conventional loans, FHA and VA loans, First-Time home buyers, and down-payment assistance loan programs. Her mission is to ensure an exemplary customer experience where clients feel they receive professional advice with concise communication and transparency.
Let Karen guide you home!
DC LIC# MLO193180 | CO LIC# 100500307 | VA LIC# MLO-2616VA | FL LIC# LO61695 | MD LIC# 2784
Karen has a vast knowledge of underwriting guidelines and programs for purchase and refinance loans, including but not limited to: Jumbo, Conventional loans, FHA and VA loans, First-Time home buyers, and down-payment assistance loan programs. Her mission is to ensure an exemplary customer experience where clients feel they receive professional advice with concise communication and transparency.
Let Karen guide you home!
DC LIC# MLO193180 | CO LIC# 100500307 | VA LIC# MLO-2616VA | FL LIC# LO61695 | MD LIC# 2784
Mortgage Education Videos
Reviews
9 Reviews
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10/29/2019
R M from Boulder , CO via Zillow
We had the pleasure to close two refinance loans with Karen recently, and she went above and beyond. She was not just good at what she does, she is creative in finding the best financial products to fit our needs. She also takes the time to explain different type fos loans for different types of properties, procedures and document requirements. She kept a hawk eye when we were closing to make sure boxes are checked and such. We highly recommend Karen!
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10/09/2019
yangy49 from Westminster , CO via Zillow
Working with Karen was an absolute dream! I had a ton of questions when I initially met her and she patiently (and thoroughly) answered every question I had. During the pre-approval process, Karen described in great detail the differences between all mortgage products that were available for me as well as the pros and cons of each one. She worked tirelessly and quickly to get me the pre-approval letter and was always planning ahead to ensure I had all the documents required to get the loan approved. During the evening before closing day, Karen and her colleague Chrissy worked well past the end the work day to ensure closing would go smoothly. Throughout the entire process, Karen communicated with me closely and was always easily reachable. Karen is resourceful, knowledgeable, and fully prioritizes her clients before anything else. I fully recommend her to anyone embarking on a real estate journey of any kind as I had a wonderful experience and I'm confident you will too! ~Written happily from the comfort of my new dream home~
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09/19/2019
jnwelsch from Arvada , CO via Zillow
My wife and I recently purchased a home and Karen was wonderful to work with. She is professional, organized, a great communicator and readily available to answer any questions we had during the purchasing process. I would highly recommend Karen to our friends.
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09/17/2019
Reza Siamak Nia from Rockville , MD via Zillow
Best assistance (and interest rate) we could obtain for our loan. Very efficient Nick and team, prompt replies to emails send on Saturday night(!), very easy and quick to get letters of approval while looking for houses, very smooth process, user-friendly online portal to submit your documentation. Will use them again and we highly recommend them!
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09/17/2019
angie p williams from Denver , CO via Zillow
Working with Karen was amazing. Our first experience with her was our loan pre-approval, which she completed quickly and outside of normal business hours, allowing us to make a last minute offer on a house. We didn't get that house, or the next one, or the one after that. Karen was there every single time to submit our pre-approval and answer our numerous questions. Thank you, Karen for supporting us through this arduous process and helping us figure out the best financial options to get us into our forever home.
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11/05/2018
Julie from Stephens City , VA via Zillow
Karen got me from offer to closing on my first home in less than 30 days. Other lenders I tried to work with prior to her barely put the effort in - in fact they barely knew my name. Karen was diligent, resourceful, and thorough. She worked hard to clear up issues in a matter of days. She made the process completely painless for me. Not only is she experienced and skilled, she is patient and kind. She was there whenever I called or texted, day or night, whether it was for status on the loan process, or to give me an encouraging word. If you need a lender, Karen is the one to have on your side. I highly recommend her!
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08/07/2018
rameyramjet from Denver , CO via Zillow
Karen is the reason we were able to get our home. We had been turned down by another company and the market is moving so fast we were afraid of loosing the home we bid on. She brought together all the necessary paperwork by working well into the night with our realtor. She made the process simple and stress free. We have already told friends about her and I'm sure they will reach out when ready. Thanks so much.
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08/07/2018
Parastoo from South Riding , VA via Zillow
I wish I could give her more than 5 stars! Karen is the main reason I was able to make an offer on my house late at night. She finished the closing in 3 weeks, she was always available and patient with my requests! She convinced her manager to give me an excellent rate. In this process, she worked with everyone from my 1031 exchange company to my agent and the settlement company to make sure everything is fine. Thank you Karen! I am so lucky you were with me in this process.
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05/23/2018
Jade Keena from Denver , CO via Zillow
Karen was so helpful! She really made the process of us buying our first house smooth and simple. She was always available to answer questions, and was kind and informative. We're so glad we were able to work with her!
Calculators
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Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
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Contact Karen
Karen was a great help in buying my townhome in Arvada. She made the whole process super easy and was available every step of the way to help me out, answer my questions and keep the process moving forward. She was an invaluable partner in my home purchase, and I would highly recommend her to anyone, especially anyone who has a special situation and who needs someone knowledgeable and flexible.