Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Kevin
Kevin is a Big Brother for Big Brothers Big Sisters of Southeastern Pennsylvania and is actively involved in the Greater Philadelphia Association of Realtors Young Professionals Network and on the Affiliate Task Force. When he is not busy tending to the needs of his clients', he enjoys spending time at the Jersey Shore, golfing, rooting for the Philly sports teams and relaxing with his nieces and nephew.
PA LIC# 54743 | DE LIC# MLO-409737 | NJ
Reviews
10 Reviews
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01/07/2021
Matthew Walbert from Erial , NJ via Zillow
I can’t say enough about how simple Kevin and his team at Loan Depot made our first home buying process. From the beginning, Kevin ran hypotheticals in our area so we had an actual estimate on what our costs would be. By the time we were ready to work with our agent, we knew exactly where we wanted to be with our budget. When we were ready to put in offers, Kevin would always get our pre-approval updated within an hour. Everything leading up to going under contract was a breeze, and it was no surprise that getting all of the paperwork filled out before closing was just as smooth. Loan Depot’s online portal keeps everything organized, streamlined, and straightforward. Kevin and his team are there every step of the way to answer any questions and lend support. They even helped us find alternative insurance to help lower our overall cost. In an age where mostly everything has transitioned to online/digital, working with Kevin for our financing needs gave a comforting human element to what would have been a stressful process. If you are looking for a lending company that will be there for you, look no further than right here!
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11/02/2020
John C. from PA via Zillow
Reached out to Kevin to ask about first timer refi. 29 days later process was finished. He informed me, gave honest opinion on pros/cons of the options I was considering. Then backed everything up with numbers and figures and timelines. He and his entire team responded within the hour when I had inquiries. I even had a question after it was all done, and he still called my cell immediately to answer me. At no point did I feel pressured. At no point did I feel alone. At no point will I not recommend Kevin as first option to my friends and family in Havertown.
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10/29/2020
Bo Birtwell from Philadelphia , PA via Zillow
I have used Kevin and his team for my last two loans. First, my initial home loan, and, most recently, a refinance. Kevin has kept in touch with me to let me know the best time to refinance. I have always been impressed with the results - lower rates, better terms, easier process - than I have experienced from banks that I have used in the past. Either Kevin or his team responds to questions almost instantly, and I consider them to be advisors, not just mortgage brokers. I would highly recommend Kevin to anyone seeking a mortgage, whether for a new purchase or refinance. Can't say enough about how easy he has made a process that I had found to be cumbersome and confusing with other providers.
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05/27/2020
Mark S. from Philadelphia , PA via Zillow
Kevin was extremely helpful with my ReFi. There were a couple hurdles that came up and Kevin used his experience to get creative so we could get the transaction done. Throughout the entire process, he was responsive and easy to work with. I'd recommend Kevin to anyone.
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12/04/2019
erica e burden from Philadelphia , PA via Zillow
Getting mortgage financing can be stressful and time-consuming. Kevin and his team made the whole process easier and streamlined it. We are grateful for Kevin's help and also want to recognize the members of his team for the smooth process and for their professional conduct.
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11/14/2019
Erin from PA via Zillow
Kevin and his team made the home buying process as easy as possible. I worked with Kevin in the past and somehow he made this time around even more seamless. He is responsive, thoughtful and takes the time to clearly explain all of your options. When not dealing directly with Kevin, I dealt with Kristine and Tara, who were also thorough, paid great attention to detail and made the overall process quite simple. I would definitely work with them in the future and recommend them to anyone who is looking to purchase a home.
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11/08/2019
Jake from Springfield , PA via Zillow
Kevin and his team made the process of buying our first home as easy as possible. We didn't know much about buying a home and him and his team were always available and helped explain everything. He was always around to answer a phone call, text or email whenever I had questions (and I had a lot). I'd highly recommend Kevin and his team!
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05/10/2019
BillMinnis from Broomall , PA via Zillow
I have worked with Kevin many times on the business side as I sell both insurance and real estate. He stepped up for my clients each time. Recently, I worked with Kevin and LoanDepot for my own home acquisition. I highly recommend his services to anyone starting the home buying process.
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04/02/2019
Patrick Ferris from Ventnor City , NJ via Zillow
Kevin Luchko and his team were exceptional at making my most recent real estate transaction go as smooth as possible. His team was very knowledgeable and answered all my questions promptly. I’ve had a bad experience with a mortgage broker in the past but this experience was quite the opposite. This recent transaction was particularly stressful considering settlement was unexpectedly scheduled the day after my wife gave birth to the newest addition to our family. I will use loanDepot in the future and recommend Kevin’s team to everyone looking for a mortgage.
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03/01/2019
Chris Manchin from Bryn Mawr , PA via Zillow
I had the pleasure of working with Kevin and his team at Loan Depot for the purchase of my primary residence over the summer and the experience was so good that I decided to work with Loan Depot again for the purchase of an investment property. We were able to close the transaction on a very tight timeline due to the responsiveness and professionalism of Kevin and his team.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Kevin
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.