Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Andrew S.
The process was quick and easy. Kenneth was very helpful, knowledgeable and attentive to any questions or concerns we had. Thank you loanDepot!
Josh and Lindsey W. , Windsor
Easiest refinance I have ever done . Filled out 5 minutes of the online application, no income docs needed or appraisal and the rest is history thank you Kenneth and loanDepot.
Ryan H.
Kenneth made my loan process smooth, painless and enjoyable.
Mike O.
It was a great experience working with Kenneth and his team at loanDepot. We received nothing but professional, yet friendly communication, and the entire process went smoothly because of it. 11/10 rating for Kenneth and loanDepot!
Austin & Alex W., Santa Rosa
About Kenneth
Ken Malnati joined loanDepot in 2018, bringing years of valuable experience. He is a graduate of Chico State University where he majored in Communication. During his almost decade long career, Ken originated more than $120 million in loans, and maintained over 90% customer service satisfaction. He is thrilled to share his skill set and all of loanDepot’s products with clients and industry associates.
Born and Raised in Rohnert Park, CA, Ken began his career in the Southern California market. He later moved to Silicon Valley with his high school sweetheart wife Molly in order to be closer to family. In 2015, they welcomed a set of twin boys Charlie and Sawyer (Ken is a twin himself), and ended up moving back to Rohnert Park. Kens success can be attributed to his wife, who provides the environment at home to enable him to serve customers at any time of the day with 100% dedication.
In his free time, Ken enjoys taking his boys on adventures to the park or the children’s museum. He is a big fan of the Golden State Warriors and San Francisco Giants. He also loves country music.
You can find Ken at the Santa Rosa branch. Please don’t hesitate to contact him for any of your home mortgage needs!
CA LIC# CA-DBO450452 | WA LIC# MLO-450452
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Kenneth
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.
Ken was a pleasure to work with and made refinancing a breeze.