Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
John D.
Kurt and his team were efficient, insightful and a true pleasure to work with. We closed quickly thanks to their timely professionalism and gentle guiding hand. My business partner also used Kurt and his team for his refi and was extremely happy too!
Fletcher M.
Kurt made my loan refinance experience smooth and easy. I can't say enough about his efficiency and attention to my needs throughout the entire process.
Gerald B.
It is not often that you can say that the lenders made it easy, but Kurt and Lacee have exceeded on all fronts. We were goin to go with a different leader initially because of a particular offering. But as our confidence level waned with the other lender, Kurt and Lacee picked it up and did everything they could to help us through the lending process. Kurt in particular was very knowledgeable and enraged throughout the process to ensure that we have the best product for our need. Lacee was relentless in her follow-through to ensure the process keeps moving along. Thank you both!
Adrienne L.
Kurt made this refinance a breeze. As a local business owner, it can be tough to make any progress with money matters. Kurt and his team made sure I understood the hurdles and what possibilities I had available. They made this an extremely painless process. I would recommend them to anyone!! Matter of fact, they're helping my business partner refi their home!
Neil S.
Kurt is the best mortgage consultant I've ever worked with and I will always go to him for my home finance needs first. He's honest and transparent and always keeps me aware of the process and status of my loan. He's proactive and makes the entire process easy. I've used Kurt to finance several homes and at least 5 refinance transactions over the past 10 years. All went smoothly and without hitch.
Bradt D.
I highly recommend Kurt if you are purchasing a home or looking to refinance. He makes a confusing process simple to understand and was always there to guide us from the loan application process, through closing and beyond.
Cary C.
Working with Kurt McCloud and team was extremely efficient and certainly the way to go. We experienced great communication between my spouse, me and our real estate agent through email and mail. Any/all questions were answered in a timely manner and would ABSOLUTELY use Kurt McCloud and team again!
Jacinda H.
Kurt without a doubt was the right choice. My wife and I had a very unique situation. Others would have given up and sent us on our way. Kurt was not only willing to go the extra mile to get us a great mortgage, he actually made it happen! Kurt answered all our questions and even the dumb ones. He helped us through each step of the process and when we hit a few bumps in the road, he quickly had us back on track. We are totally confident we made the right choice in lenders. Thanks Kurt!
Daniel S.
I worked with Kurt on a quick turn loan for a new townhome the week of Christmas holiday and was very impressed! He was very quick to respond to all communications and helped drive the process quickly. Definitely helped to keep my stress level down.
Laura P.
About Kurt
OR | WA LIC# MLO-422651 | CA LIC# CA-DBO422651
Reviews
10 Reviews
-
09/10/2019
Inga F. from Seattle , WA via Zillow
Kurt McCloud is the best Loan Consultant I have ever worked with. I am blown away by his professionalism and genuine personal care for the client. He's secured himself a client for life. I felt like I was working with the A team!
-
07/08/2019
Josh from Bremerton , WA via Zillow
Kurt is a very knowledgeable loan consultant who helped us from start to finish in buying our home, and even followed up afterwards. Kurt is very experienced, which makes it easy to ask questions and to know what needs to be done for each step of the process. In fact, even when I got a little busy with other things in life, Kurt was on top of everything and made sure we met our deadlines. There was never any wasted time or repeated work. Work with him, you won't regret it!
-
02/12/2019
rm peterson az from Anacortes , WA via Zillow
Kurt is probably the most knowledgeable loan consultant that I have ever worked with. Kurt and his team at Loan Depot made the process actually enjoyable,they were always available to answere questions and walk me through the process.I would highly recommend them to friends and family. If you're looking for a lender I would suggest that you give Kurt a call
-
02/01/2019
user6793034 from Oxnard , CA via Zillow
Kurt and his team are truly attentive to their clients. Always available for questions and guidance. And work hard to get us the best rates. Kurt has been our loan officer for several transactions over the years. We wouldn't think of using anyone else. Excellent service!
-
12/11/2018
crystal perkins from Vancouver , WA via Zillow
Kurt and his team were fantastic communicators and were always willing to take their time with us. He definitely looked out for us to get us great rates & all of our credits. Highly recommended
-
11/01/2018
CEGTorres from Seattle , WA via Zillow
We had been searching for a house for over 18 months, and Kurt was so patient with us. He helped us renew our pre-approval documents several times. When we finally won a bid, the process was so smooth and easy. Kurt was in touch with us on a Sunday morning to get everything in order and we were ultimately able to close 6 days early. The process was clear, easy and smooth. Kurt and his team worked seamlessly with our agent, title company and insurance provider. We are so thrilled with our house and appreciate all the work that the McCloud Reese team did to get us there!
-
10/17/2018
Pat B from Bellingham , WA via Zillow
We had to extend our loan by three days and that went great. The whole loanDepot team was very approachable and available for my wife and I throughout the process.
-
09/28/2018
Jessica Mckinlay from Burlington , WA via Zillow
Usually dealing with lenders is extremely stressful, however Kurt and Lacee made this experience pleasant and easy. They were able to give us options for our loan that suited our needs, available for any questions i had whenever i needed, AND even gave us a better rate than we expected! I could not say enough about Kurt's team, they really were amazing and hope to work with them again in the future.
-
06/26/2018
aleistner from Seattle , WA via Zillow
It is not often that you can say that the lenders made it easy, But Kurt and Lacee have exceeded on all fronts. We were going to go with a different lender initially because of a particular offering. But as our confidence level waned with the other lender, Kurt and Lacee picked it up and did everything they could to help us through the lending process. Kurt in particular was very knowledgeable and engaged throughout the process to ensure that we have the best product for our need. Lacee was relentless in her follow-through to ensure the process keeps moving along. Thank you both!
-
06/17/2018
gerald bosworth from Anacortes , WA via Zillow
Kurt made my loan refinance experience smooth and easy. I can't say enough about his efficiency and attention to my needs throughout the entire process.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Kurt
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.
I've worked with Kurt and his team for 12 years, both professionally and personally. He has always exceeded my expectations in all aspects of mortgage lending. He is very much in tune with the marketplace, and understands the lending world on a high level. He's always demonstrated integrity in how he works with his clients. He goes above and beyond in making himself available to answer questions and assist in time sensitive situations, such as closing on a loan. In an ultra-competitive real estate market, he's the one you want on your side. I have the utmost confidence in his ability.