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Kent Palmer

Senior Loan Consultant

NMLS # 262983

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Kent Palmer is a Senior Loan Consultant who has been able to create loan solutions for specific mortgage needs. He works with a team of underwriters and processors to assist in funding a loan on-time, every time at loanDepot. His success is due to his unparalleled level of service at creating unique loan solutions.

When considering the purchase of a new home, refinancing or obtaining additional property, please contact Kent for a personalized mortgage plan.

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CA LIC# CA-DOC262983

  • 7777 Alvarado Rd Ste 701
    La Mesa, CA 91942
  • (619) 928-0129
  • (619) 933-9987
  • (480) 344-1143
  • Email Me KPalmer@loandepot.com
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Here's what my clients are saying...

With your overall work and efforts throughout this whole transaction. I will have you and your company on my go to lender list. I really had a great experience. 

Loerena M.

Kent helped us to stand out as strong buyers, in a very competitive market, and helped us close early. Hiring an A+ team makes all the difference in the escrow process and I would highly recommend Kent for the job.

Ryan & Jenna N.

At no point did they disappoint us during the process. Additionally, I can say with confidence, that company profits are second to customer care. How many businesses can you say THAT about? As we attempt to put more "cash-flow" THROUGH our lives, I look forward to working with Kent and his team again in good time. Thank you, Thank you, Thank you...

Christopher & Hilary S.

Kent handled every bump in the road with experience and compassion, and never gave up on us. He is a creative problem solver, and a master at his craft. We are so grateful for his hard work on our behalf and would recommend him to anyone in any home/property buying.

Kevin & Wendy M.

Made the application process easy and was always available by phone or email. Kent was able to provide tools to make sure we were shopping for a home within our means. If you are serious about getting into a home, this team will get it done for you.

Jake A.

Kent’s patience and extensive knowledge in the industry enabled me to select the best option available for me and my family. I truly admire the hard work and diligence that went into making a normally stressful time, into a seamless, stress free process.

Gerardo G.

I feel like I've found "the one" as far as lenders go and Kent will be my go to. Highly recommend him to anyone who wants someone friendly and honest. He truly always has his client’s best interest in mind for all of the intricate ins and outs of his highly detailed business.

Kat R.

WOW! We had an excellent experience with Kent Palmer. Not only is he great people, his team are true professionals. Now that we are in our dream home, I will miss our daily interactions. 

Steven & Stephani M.

(VA, Prop 60, etc) Kent walked us through the entire process and ensured we were satisfied every step of the way. He was reachable, well into the evening and on weekends. I seldom give perfect scores, however, Kent and Rosemary earned them. Thoroughly satisfied!

Lewis B.

It has been my pleasure to once again do business with you. I will recommend your services to all of my friends.

Helen R.

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Kent Palmer
Senior Loan Consultant
NMLS # 262983
KPalmer@loandepot.com
Phone
(619) 928-0129
Email
Email Me
Address
7777 Alvarado Rd Ste 701
La Mesa, CA 91942

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To view legal disclosures and important notices, please click the following:
To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate.  The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the property). The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division.  The Guarantee may only be used by submitting an application directly to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan.  loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home.  The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.  For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice.


Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

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