Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Loerena M.
Kent helped us to stand out as strong buyers, in a very competitive market, and helped us close early. Hiring an A+ team makes all the difference in the escrow process and I would highly recommend Kent for the job.
Ryan & Jenna N.
At no point did they disappoint us during the process. Additionally, I can say with confidence, that company profits are second to customer care. How many businesses can you say THAT about? As we attempt to put more "cash-flow" THROUGH our lives, I look forward to working with Kent and his team again in good time. Thank you, Thank you, Thank you...
Christopher & Hilary S.
Kent handled every bump in the road with experience and compassion, and never gave up on us. He is a creative problem solver, and a master at his craft. We are so grateful for his hard work on our behalf and would recommend him to anyone in any home/property buying.
Kevin & Wendy M.
Made the application process easy and was always available by phone or email. Kent was able to provide tools to make sure we were shopping for a home within our means. If you are serious about getting into a home, this team will get it done for you.
Jake A.
Kent’s patience and extensive knowledge in the industry enabled me to select the best option available for me and my family. I truly admire the hard work and diligence that went into making a normally stressful time, into a seamless, stress free process.
Gerardo G.
I feel like I've found "the one" as far as lenders go and Kent will be my go to. Highly recommend him to anyone who wants someone friendly and honest. He truly always has his client’s best interest in mind for all of the intricate ins and outs of his highly detailed business.
Kat R.
WOW! We had an excellent experience with Kent Palmer. Not only is he great people, his team are true professionals. Now that we are in our dream home, I will miss our daily interactions.
Steven & Stephani M.
(VA, Prop 60, etc) Kent walked us through the entire process and ensured we were satisfied every step of the way. He was reachable, well into the evening and on weekends. I seldom give perfect scores, however, Kent and Rosemary earned them. Thoroughly satisfied!
Lewis B.
It has been my pleasure to once again do business with you. I will recommend your services to all of my friends.
Helen R.
About Kent
Kent Palmer is a Senior Loan Consultant who has been able to create loan solutions for specific mortgage needs. He works with a team of underwriters and processors to assist in funding a loan on-time, every time at loanDepot. His success is due to his unparalleled level of service at creating unique loan solutions.
When considering the purchase of a new home, refinancing or obtaining additional property, please contact Kent for a personalized mortgage plan.
CA LIC# CA-DOC262983
Reviews
10 Reviews
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02/13/2019
Ryan Short from Butte , MT via Zillow
Recently I had the pleasure of working with Kent Palmer to get financing for a investment property. Dealing with the banks is usually the nitty gritty part of buying a home, but Kent was so on top of things that I never felt this way. This is the third home I have bought (first with Kent) and it is amazing how much more enjoyable of an experience you can have when working with a lender like Kent. Right from the starting gate Kent was on top of all the paperwork needed and streamlined the whole process. I didn't have to go back and forth to the bank like in the past, because Kent laid out exactly what I needed and how these items needed to be presented. I was able to do it all correctly the first time! The home I purchased was out of state so Kent had me working with a colleague of his who is licensed in Montana. Kent was adamant about checking in on me all the way through closing even though the deal was passed off to someone else. Kent, THANK YOU for everything! I would put this guy up against the best in the business, and will recommend him to anyone looking to finance a home!
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02/12/2019
rachmcmasters from Butte , MT via Zillow
thanks to Kent getting a loan for the purchase of my first home was made an enjoyable process! He is extremely attentive and so easy to work with! I will recommend him in the future to anyone i know needing help with a loan! He is professional but also just an awesome guy who makes you feel so comfortable to work with!
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04/26/2018
jenna nienhuis from San Diego , CA via Zillow
We worked with Kent on the purchase of our first home and just used his services again for our second home. We were equally impressed with his professionalism during both transactions! The process of buying a home is very daunting, but we felt confident in Kent and his team from the beginning. Kent helped us to stand out as strong buyers in a very competitive market and helped us close early with no hiccups or issues. He and his team are extremely responsive every step of the way and make the approval process simple and manageable. Hiring an A+ team makes all the difference in the escrow process and I would highly recommend Kent for the job.
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01/26/2018
THE Smith Family from Oceanside , CA via Zillow
This is our second refinance with Kent and his LoanDepot team. The first was a simple refinance completed to perfection. This time, with so many cash-out options to choose from, Kent and his team took the time to patiently and repeatedly explain "the numbers". At no point did they disappoint us during the process. Additionally, I can say with confidence that company profits are second to customer care. How many business can you say THAT about? As we attempt to put more "cash-flow" THROUGH our lives, I look forward to working with Kent and his team again in good time. Thank you, Thank you, Thank you... THE Smith's
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01/19/2018
Kevin and Wendy from Alpine , CA via Zillow
Kent and his assistant Rosemary went above and beyond. This is the second house we have bought with Kent. His team was amazing throughout the entire loan process start to finish. We had some really unique financial circumstances that on paper would have made it difficult to secure a loan with anyone else. Kent handled every bump in the road with experience and compassion, and never gave up on us. He is a creative problem solver, and a master at his craft. We are so grateful for his hard work on our behalf and would recommend him to anyone in any home/property buying situation!
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08/14/2017
El Cajon , CA via Zillow
Made the application process easy and was always available by phone or email. Rosemary was great to work with, and Kent was able to provide tools to make sure we were shopping for a home within our means. If you are serious about getting into a home, this team will get it done for you.
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12/02/2016
Chula Vista , CA via Zillow
I recently had the pleasure of working with Mr. Palmer and his talented assistant Rosemary. From the very start "Team Palmer" was friendly, informative and professional. They provided me with insight and options I never thought would be available to me. Their patience and extensive knowledge in the industry enabled me to select the best option available for me and my family. I truely admire the hard work and deligence that went into making a normally stressful time, into a seamless, stress free process. I would defintaly recommend the Palmer team to anyone looking for knowledgeable professionals that genuinely care about their clients best interests.
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03/16/2016
Lemon Grove , CA via Zillow
Kent was referred to us and we are so glad he was! Three years ago we sold our condo as we were pregnant with our first child and were looking to upgrade to a home with more room. Kent was our lender for the purchase of our new home almost three years ago and we have also since refinanced our home with him. Kent and Rosemary make a really great responsive team. Kent is always very responsive and is very easy to work with. He makes every step of the process clear to understand and doesn't throw out a bunch of "lingo" with out fully explaining what he means in simple terms. He is very easy to work with and it immediately feels like you are working with an old friend. I've since recommended Kent to a few of my friends who are looking into purchasing homes. I couldn't imagine working with anyone else. I feel like I've found "the one" as far as lenders go and Kent will be my go to as long as he is a lender. Highly recommend him to anyone who wants someone friendly and honest. He truly always has his clients best interest in mind for all of the intricate ins and outs of his highly detailed business.
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02/01/2016
Vista , CA via Zillow
Simply put: You are NOT going to find a better guy to work with. Go ahead, try! ( I actually did for awhile;) We have since used Kent a couple different times over the last 3 years and have referred others to him as well.Kent and his staff are so knowledgeable, helpful, responsive, friendly and you actually get the feeling that he cares about you and your circumstance. As if your home buying/selling/refinancing is the most important thing he is working on. You will be made to feel as if you are his only client! I don't have any idea how they manage all their clients, but still respond so quickly to my questions or concerns. Rosemary, Kent's assistant is amazing and you can count on her to help you out immensely thru the process. Once again - AWESOME job Kent. You are more than a pleasure to work with and am happy to bring my business to you. Thank you!
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12/29/2015
Fallbrook , CA via Zillow
WOW! We had an excellent experience with Kent Palmer and his outstanding assistant, Rosemary. At times, home loans can be overwhelming, but they both were there every step of the way to make sure we were comfortable and most importantly....informed. Not only are they great people, they are true professionals. Now that we are in our dream home, I will miss our daily interactions. Thank you Kent and Rosemary!
Calculators
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Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
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Contact Kent
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.
With your overall work and efforts throughout this whole transaction. I will have you and your company on my go to lender list. I really had a great experience.