Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Kathy
Kathy is a Senior Loan Consultant who has been able to create loan solutions for specific mortgage needs. She bases her career on customer service, hard work, and integrity. She has found success through her focus of putting her clients first while giving them all the options for them to make the best decisions that will fit their situation. She works with a team of set up, processors, underwriters, disclosure department, title companies and funding to assist in closing each loan on-time, every time at loanDepot. She is a true professional, while also demonstrating a sincere desire to help her clients and agents in an ethical, personable and down to earth manner. Kathy hours are your hours. Feel free to call, text or email anytime.
Kathy has been in the Mortgage Industry for 19 years and enjoys bringing that knowledge to all her clients, agents and friends! She is Eliant Certified in Customer Service and maintains an excellent level of service. When considering the purchase of a new home, refinancing or obtaining additional property, please contact Kathy for a personalized mortgage plan.
AZ LIC# 0914471 | CA LIC# CA-DOC262140
Reviews
5 Reviews
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11/20/2016
Queen Creek , AZ via Zillow
Kathy was amazing. I had a very difficult refinance due to an ex-husband. He was refusing to sign off on the house, but Kathy acted as a liaison between us and was so diligent in making sure the process was completed. I felt so defeated and I'll never forget the phone call from her telling me the refinance was complete and I the house was mine. Kathy went above and beyond her duty and I don't think anyone else would have hung in there with me for over a year to see it through. Thank you to much, Kathy!!! You rock!!!
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08/23/2016
Snowflake , AZ via Zillow
Kathy was very professional and courteous. I would highly recommend her anytime. I couldn't believe the interest-rate that she had got me and my wife on are new home. Look forward to working with her in the future on any new home purchases. Thanks again Kathy for every
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08/23/2016
Mesa , AZ via Zillow
Very personable, professional and cares for her clients. I would and I have referred family and friends to Kathy. She helped me with pre approval and guided me through the process and gave me tips to help fix my credit.
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06/21/2016
Phoenix , AZ via Zillow
Excellent, she is the best, she listens your necessities and give you and advice and guide you. She knows her job, we thanked her for our house. We will always contact her to buy a house. She is great.
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06/09/2016
Apache Junction , AZ via Zillow
Kathy Santoni was very professional in assisting me with getting my loan from A to Z everything worked out wonderful I was approved no hassle never had to worry about who I was going to talk to when I called in every time I call I talk to Kathy thank you I mortgage thank you Kathy Santoni.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Kathy
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.