What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Luke has been instrumental in serving the local communities, bringing 18 years of invaluable experience in the industry. Due to his vast knowledge, continual commitment to quality and having dedicated his career working to various purchase markets in South Carolina, Luke has become a loyal and trusted resource among clients and associates.
Whether you are a first-time home buyer or an experienced one, you can rely on Luke for your home and consumer needs. Luke is passionate about being able to make an impact on the largest financial transaction of their lives, while guiding them every step of the way has been very rewarding.
Luke has been awarded as a top producer with a previous company and has a five-star Zillow rating. When he’s not finding the perfect loan for his clients, Luke enjoys playing tennis and staying active, traveling, reading and treasure hunting.
Luke is thrilled to share his skill set and loanDepot’s product line with all clients and industry associates. You can find Luke at the Charleston branch.
SC LIC# MLO – 98056
Mortgage Education Videos
lemoree63 from Greer , SC via Zillow
Luke is the hero of the day, after going all the way through with our previous lender only to be dropped literally in the last 2 hours before our closing we were referred to Luke. After reviewing all of our documentation, which he did on a Sunday night very late he had us set up and going with our lending and told us 2 weeks to close. He was there to hold our hands and keep us sane during a very trying time. We have closed on 6 other properties through out our life and none of them went as smoothly. He delivered on everything he told us, keep us up to date on all of the processes and what to expect. If we ever need a property loan again we will call only Luke.
Brian Gaffney from Myrtle Beach , SC via Zillow
Luke was an absolute pleasure to work with and was very responsive from Day 1. Even though this was for a 2nd home/condo and the purchase price was relatively small, Luke spent as much time as I wanted to explain every detail and help think through the different options. We ended up closing a few days ahead of schedule because Luke was on top of everything. Rates and fees were the lowest I could find, although I would prefer working with Luke even if other lenders had better pricing. Luke truly is the MAGIC MAN!
dvennard0 from Mount Pleasant , SC via Zillow
Luke Billman is a true professional. Extremely dedicated - working nights and weekends. He is ALWAYS available to answer your calls, texts or e-mails. I have closed 9 or 10 times both on personal homes and investment property and this was by far the best experience I have had. Luke goes the extra mile to explain each detail and to help one get thru the process with very smoothly.
edwards nicole10 from Clinton , MS via Zillow
From day 1 Luke was on point with everything. Everything was not our timing but God's timing . We appreciate Luke most of all for his patience and for even considering us and sticking with us through out the whole process. Everything from our closing cost to the rates were extremely low. We DID close on time ….GODS TIME which was the perfect time.
Don and Jamie Ruther from Byhalia , MS via Zillow
My wife and I have not applied for a mortgage in 26 years. Luke helped us get our mortgage done with incredible customer service. He made his self available via text messages, phone calls, email to answer all of our questions. We closed on time and could not have been happier with our experience. If you have mortgage needs we highly recommend using Luke Billman. Thank you Luke!
ewratten1 from Port Gibson , MS via Zillow
Luke was extremely helpful. We were first time home buyers and he was with us every step of the way. His communication was excellent and he was always accessible including nights and weekends. The process itself was very speedy and easy to navigate. Luke did an excellent job explaining each process (as we were new to the whole thing). The loan process was one we were told could be long and difficult, but Luke made it extremely easy and smooth. Everything was done in a quick and efficient manner, but someone who is a true professional at what they do. We would highly recommend him to anyone looking for a lender and will use him again in the future if we need a loan.
zuser202005051400437 from Madison , MS via Zillow
Luke Billman helped me get a loan of my first house. He walked me though everything step by step giving fantastic advice along the way. If I had any questions at all he was only a text away. I highly recommend Luke for any of your loan needs. I will use Luke for any loans I have for the rest of my life.
Frank G. from Daniel Island , SC via Zillow
I could write all day, basically mirroring the previous five-star reviews. But what made my experience so perfect is the fact that Luke is in South Carolina and I'm in California. The three-hour difference in time added to the complexity of the transaction. Despite the time lag, if I wrote and email or text question to Luke at 6 PM California time, I would expect to read a response the following morning. Not so. Every message was answered quickly without delay. Sometime I wondered when he slept! Luke is very attentive to the loan file and application process. Even though he's juggling several loans at one time, he always had the ability to stay focused on the needs of my particular loan. I have gone through the loan process many times over the years with many different bankers and institutions. I can say this, without question, Luke Billman is the very best I have EVER dealt with. Ever. Should I need to obtain another loan in the future, Luke will be my go to contact. I will recommend Luke to anyone who may be in need of securing a loan. And we went from initial application to closing of escrow in three weeks. Nuff said....
Richard and Sara from Charleston , SC via Zillow
Having not purchased a home for over 10 years, we were rusty on the lending process. Luke was excellent throughout the entire experience. He guided us through the many issues, answered our multiple questions immediately, whether it was early morning or late in the evening. He is professional, very knowledgeable, has a tireless work ethic and is also very personable. We had a short deadline to meet and he helped us close in three weeks! We highly recommend Luke!
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.