What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Luke has been instrumental in serving the local communities, bringing 18 years of invaluable experience in the industry. Due to his vast knowledge, continual commitment to quality and having dedicated his career working to various purchase markets in South Carolina, Luke has become a loyal and trusted resource among clients and associates.
Whether you are a first-time home buyer or an experienced one, you can rely on Luke for your home and consumer needs. Luke is passionate about being able to make an impact on the largest financial transaction of their lives, while guiding them every step of the way has been very rewarding.
Luke has been awarded as a top producer with a previous company and has a five-star Zillow rating. When he’s not finding the perfect loan for his clients, Luke enjoys playing tennis and staying active, traveling, reading and treasure hunting.
Luke is thrilled to share his skill set and loanDepot’s product line with all clients and industry associates. You can find Luke at the Charleston branch.
SC LIC# MLO - 98056 | MS LIC# 98056
Mortgage Education Videos
zuser202005051400437 from Madison , MS via Zillow
Luke Billman helped me get a loan of my first house. He walked me though everything step by step giving fantastic advice along the way. If I had any questions at all he was only a text away. I highly recommend Luke for any of your loan needs. I will use Luke for any loans I have for the rest of my life.
Frank G. from Daniel Island , SC via Zillow
I could write all day, basically mirroring the previous five-star reviews. But what made my experience so perfect is the fact that Luke is in South Carolina and I'm in California. The three-hour difference in time added to the complexity of the transaction. Despite the time lag, if I wrote and email or text question to Luke at 6 PM California time, I would expect to read a response the following morning. Not so. Every message was answered quickly without delay. Sometime I wondered when he slept! Luke is very attentive to the loan file and application process. Even though he's juggling several loans at one time, he always had the ability to stay focused on the needs of my particular loan. I have gone through the loan process many times over the years with many different bankers and institutions. I can say this, without question, Luke Billman is the very best I have EVER dealt with. Ever. Should I need to obtain another loan in the future, Luke will be my go to contact. I will recommend Luke to anyone who may be in need of securing a loan. And we went from initial application to closing of escrow in three weeks. Nuff said....
Richard and Sara from Charleston , SC via Zillow
Having not purchased a home for over 10 years, we were rusty on the lending process. Luke was excellent throughout the entire experience. He guided us through the many issues, answered our multiple questions immediately, whether it was early morning or late in the evening. He is professional, very knowledgeable, has a tireless work ethic and is also very personable. We had a short deadline to meet and he helped us close in three weeks! We highly recommend Luke!
Nathan from Mount Pleasant , SC via Zillow
We were under contract with a short time frame and Luke was able to close us in under three weeks. He is highly responsive and communicated with us regularly on the status of our loan. He responded when I sent him a text at 7pm. It was very smooth. Five Stars!
pmolecularb from Mount Pleasant , SC via Zillow
Did an absolutely outstanding job with personalized service including personal delivery of documents to our home Highly recommend this plan officer. 5 👍up
eleibe from Charleston , SC via Zillow
After not receiving a loan from a different lender (for what seemed a minor reason) Luke was able to step in and secure us a conventional mortgage at a great rate no less. He immediately made us feel calm and confident that it would all work out. He was also able to complete the loan under a tight timeline and did so with plenty of time to spare so that we did not have to move our closing date. Luke responded to all our concerns via phone calls, text or emails almost as soon as we reached out to him. Great customer service and we felt he really cared about us and this life changing purchase. We highly recommend Luke Billman. Thank you so much
Matthew Sperber from Mount Pleasant , SC via Zillow
Luke is honest, easy to work with, has great expertise, and goes out of his way to provide exceptional service. I reached out to Luke late on a Friday afternoon for a pre-qualification letter, and he woke up at 7am Saturday morning to prepare it for me. He always answered his phone and replied to my text messages immediately. My wife and I purchased new construction and unfortunately we had to use the preferred lender in order to receive closing costs, but it saddened us not to have the opportunity to continue working with Luke. Buying a first time home can be an unnerving process, but Luke is there every step of the way and made us feel at ease. Thank you Luke.
Madison Loomis from Simpsonville , SC via Zillow
As a first time home buyer, investing in a mortgage is not something you can "sleep easy" at night about. Luke has made this process extremely smooth, consistent and worry free. He answered my non-stop questions, whether it was 7 am or 9 pm and this made the entire process extremely trusting as well as fast-moving. I highly recommend his services to anyone looking to get a home mortgage.
Rick Regouffre from Ruth , MS via Zillow
Luke is amazing. He has been incredible to us. Very knowledgeable and always available. I’d give him 100 star rating if possible. Thank you so much Luke!!
Mariette Fortenberry from Jackson , MS via Zillow
Luke stays in touch often and every step of the way. He is genuine, personable, and a pleasure to work with! We received an excellent interest rate given the average rate this season! Thank you Luke for your wonderful service!
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