Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Luis
Luis has been instrumental in serving his local communities, bringing over 11 years of invaluable experience in the mortgage industry. Due to his vast knowledge, continual commitment to quality and having dedicated his career working to various purchase markets in California, Luis has earned numerous awards including the NAHREP’s President Special Recognition Award (2012 & 2014).
Luis’ focus on problem-solving, proactive communication and immense product knowledge make him a critical asset to any mortgage transaction. With Luis, you can expect a streamlined process that will match the best loan with your financial objectives. His ultimate goal is to get his clients into their dream home, walking them through every step from pre-approval through closing.
In his free time, Luis enjoys spending time with his friends and family. He is also involved with the Lion’s Club International where he serves as the Oxnard Downtown Charter President. You can find Luis at the Oxnard/Ventura branch. Please don’t hesitate to contact him for any of your home financing needs!
CA LIC# CA-DOC257057
Mortgage Education Videos
Reviews
3 Reviews
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03/11/2016
Fillmore , CA via Zillow
I met Luis through my agent he helped me refinance my home at a great interest rate and lower payment, where other lenders said it would not be beneficial to refinance. He also helped me obtain a home loan in order to purchase another property, he was so helpful and always had time to answer all my questions. He explained each step and made me feel comfortable with the process.
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03/08/2015
Oxnard , CA via Zillow
My husband and I had a wonderful experience working with Luis. He was ALWAYS available and closed a 45 day escrow in 28 days! Don't hesitate to contact Luis, he is the best and works hard to make sure that your home buying experience is as smooth as it can be.
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10/16/2014
Oxnard , CA via Zillow
Luis was a big help. He made himself available at all times, and went above and beyond. For my fellow Vets, he truly cares and will make sure you get the very best out there!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Luis
