Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Mike
NJ
Mortgage Education Videos
Reviews
10 Reviews
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12/21/2020
zuser201509231654409 from Monroe Township , NJ via Zillow
Mike is very cooperative and easy to work with, he understand our needs and he does make efforts to meet our requirements. We had so many questions and he is able to explain it in depth.
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11/29/2020
sharnaw7 from Rahway , NJ via Zillow
You hear so many stories about purchasing a home. When my husband and I began the process we were scared and apprehensive because we did not know what to expect. We started the process in September by reaching out to Mike Aldi. I remember telling Mike in our first conversation that I would like to be in our home before Christmas. The care, guidance and knowledge given by Mr. Aldi was superb and exceptional. We found a home in the beginning of October and closed on October 23rd. On the day of closing, Mr. Aldi showed up, presented us with a gift, and looked at the property. Unexpected and greatly appreciated. He went above and beyond in working with to secure our dream home. In the future if we decide to refinance, or make another purchase the first person I am calling is Mike!
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11/19/2020
Michael Novesky from South Plainfield , NJ via Zillow
I started working with Mike Aldi months ago after my other lender started to get lax in his communications and was recommended to Mike from my realtor. My realtor was left with a very positive feeling after working with Mike one time and she knew he would be a good choice for me so I made the switch and I I couldn't have been happier! From the start Mike was cery communicative! If it was a text, email or phone call he would answer any of my many questions whenever I had them. He took the time to explain each point in the process, sometimes multiple times. Being a first time home buyer, everything was new to me and very confusing. I could not have asked for a better Lender than Mike Aldi and I will recommend him to anyone looking to buy a home. He is so personable that he made me think I wasnt dealing with a stranger, I was dealing with a friend and that really goes above and beyond what anyone could ask for!
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04/30/2020
Ashley P from Cranford , NJ via Zillow
As first time home buyers, Mike helped us with every step of the home buying process. He was quick, efficient, transparent, and truly cared about helping us. The night before our closing date, the sellers gave us issues and tried to postpone closing. Mike was the one who pulled it together for us. He stayed up late making every phone call necessary to make our closing happen the next day. We couldn't be more appreciative. Mike went above & beyond our expectations! I will be recommending him to all family & friends in need of a loan.
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04/08/2020
Mikel Zaratiegui from Metuchen , NJ via Zillow
After having an outstanding experience with Mike Aldi for our original purchase mortgage, we knew that he was the best choice to shop for a Refi when rates started dropping. Once again Mike showed that he is the best loan professional in the area. He walked us through all the possibilities to find out what worked for us, and processed our application at lightning speed. He was fully dedicated and kept a watchful eye for rates, and thanks to this he was able to lock us at the lowest rate in decades at a time of extreme volatility. He had impeccable timing, because right after he locked us rates started going up and oscillating wildly. After this he shepherded the loan right through to closing, always available to answer our questions no matter how simple or complicated, and always with a personal touch that made us feel that we were really working with someone that knew us and our plans well. It's a real relief to know that when it comes to mortgages we have someone like Mike: efficient, trustworthy, and with an uncommon intuition for what rates are going to do.
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11/27/2019
Kevin Evanko from NJ via Zillow
Mike did an excellent job guiding me through the process and helping keep everything on track, during (what can be) a very stressful time for a first time home buyer. I highly recommend working with him!
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11/27/2019
Anthony T from Metuchen , NJ via Zillow
Working with Mike honestly made the home buying process a lot easier than anticipated. Mike was very knowledgeable about the process from beginning to end and offered a lot of valuable insight for us throughout. Make made sure that we and our budget were a priority and worked very hard to stay within our limits. Mike also had some great connections outside of the scope of the home loan. He recommended our inspector as well who was fantastic to work with. We don't plan to buy another home anytime soon, but if the situation does arise in the future we will without a doubt work with Mike again.
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09/18/2019
user74050352 from North Plainfield , NJ via Zillow
Mike is always reliable, when I text him early am or late night he will always responde immediately. Exaclty what we needed especially since buying a house can be a little bit stressful. Always good to know Mike can answer ur questions right away, he made the processes more easier.
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07/28/2019
SudarshanKrishnaswam from West Windsor Township , NJ via Zillow
Mike worked with me when I was buying my Single family home in 2019. He worked patiently with me on various queries I had on the mortgage. Equipped me with the knowledge required to make an informed decision. Beyond the first 2 calls, I didnt even want to continue shopping with other lenders as he earned the confidence of both me and my wife. He also ensured that he worked along with us to cross all the hurdles in the loan approval process. I would highly recommend Mike to anyone who is in the market for a home loan!!
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05/31/2019
zuser201904181822450 from Helmetta , NJ via Zillow
Mike is a very professional, personable, patient, and knowledgable Loan Consultant. He also reponds immediately to all my questions (and I had a lot of them). Mike is an asset to Loan Depot and I would definately recommend Loan Depot to future homebuyers based on my great experience.
Calculators
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Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
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Contact Mike
Mike did an excellent job guiding me through the process and helping keep everything on track, during what can be a very stressful time for a first time home buyer. I highly recommend working with him!