Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Mike
As your trusted loanDepot loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!
NJ
NJ
Mortgage Education Videos
Reviews
10 Reviews
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04/30/2020
Ashley P from Cranford , NJ via Zillow
As first time home buyers, Mike helped us with every step of the home buying process. He was quick, efficient, transparent, and truly cared about helping us. The night before our closing date, the sellers gave us issues and tried to postpone closing. Mike was the one who pulled it together for us. He stayed up late making every phone call necessary to make our closing happen the next day. We couldn't be more appreciative. Mike went above & beyond our expectations! I will be recommending him to all family & friends in need of a loan.
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04/08/2020
Mikel Zaratiegui from Metuchen , NJ via Zillow
After having an outstanding experience with Mike Aldi for our original purchase mortgage, we knew that he was the best choice to shop for a Refi when rates started dropping. Once again Mike showed that he is the best loan professional in the area. He walked us through all the possibilities to find out what worked for us, and processed our application at lightning speed. He was fully dedicated and kept a watchful eye for rates, and thanks to this he was able to lock us at the lowest rate in decades at a time of extreme volatility. He had impeccable timing, because right after he locked us rates started going up and oscillating wildly. After this he shepherded the loan right through to closing, always available to answer our questions no matter how simple or complicated, and always with a personal touch that made us feel that we were really working with someone that knew us and our plans well. It's a real relief to know that when it comes to mortgages we have someone like Mike: efficient, trustworthy, and with an uncommon intuition for what rates are going to do.
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11/27/2019
Kevin Evanko from NJ via Zillow
Mike did an excellent job guiding me through the process and helping keep everything on track, during (what can be) a very stressful time for a first time home buyer. I highly recommend working with him!
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11/27/2019
Anthony T from Metuchen , NJ via Zillow
Working with Mike honestly made the home buying process a lot easier than anticipated. Mike was very knowledgeable about the process from beginning to end and offered a lot of valuable insight for us throughout. Make made sure that we and our budget were a priority and worked very hard to stay within our limits. Mike also had some great connections outside of the scope of the home loan. He recommended our inspector as well who was fantastic to work with. We don't plan to buy another home anytime soon, but if the situation does arise in the future we will without a doubt work with Mike again.
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09/18/2019
user74050352 from North Plainfield , NJ via Zillow
Mike is always reliable, when I text him early am or late night he will always responde immediately. Exaclty what we needed especially since buying a house can be a little bit stressful. Always good to know Mike can answer ur questions right away, he made the processes more easier.
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07/28/2019
SudarshanKrishnaswam from West Windsor Township , NJ via Zillow
Mike worked with me when I was buying my Single family home in 2019. He worked patiently with me on various queries I had on the mortgage. Equipped me with the knowledge required to make an informed decision. Beyond the first 2 calls, I didnt even want to continue shopping with other lenders as he earned the confidence of both me and my wife. He also ensured that he worked along with us to cross all the hurdles in the loan approval process. I would highly recommend Mike to anyone who is in the market for a home loan!!
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05/31/2019
zuser201904181822450 from Helmetta , NJ via Zillow
Mike is a very professional, personable, patient, and knowledgable Loan Consultant. He also reponds immediately to all my questions (and I had a lot of them). Mike is an asset to Loan Depot and I would definately recommend Loan Depot to future homebuyers based on my great experience.
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05/29/2019
mtobe22 from West Orange , NJ via Zillow
Mike and his team provided an easy process for planning my loan. I was able to complete all of my forms virtually and he was always accessible. I would definitely recommend him to my buying friends in the future!
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12/02/2018
Hannah Crimmins and from Roselle , NJ via Zillow
Mike Aldi was such a pleasure to work with. He is super personable, and we felt as though we were top priority whenever consulting with him. He was available 24/7 via text, email, and phone call to answer all of our home buying questions. Buying a first home can be really stressful and nerve wrecking, but Mike Aldi made us feel secure and comfortable every step of the way. We would highly recommend Mike to all of our friends, family, and acquaintances who are in need of a mortgage.
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11/22/2018
zuser201605241843492 from Belvidere , NJ via Zillow
Mike, Thank you for helping my wife and I better understand the financial aspect of our home buying process. All the information can get overwhelming but you broke everything down until we had a better understanding of what it all meant. Thank you for working round the clock getting us all the details we needed so that nothing was missed to prevent us from getting into our dream home. Greatly appreciate you working to get us the best interest rate and figure out which loan best works for us. Your help really made it easy for us! Thank you! Eric & Ariane Jacobo
Calculators
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Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Mike
Mike did an excellent job guiding me through the process and helping keep everything on track, during what can be a very stressful time for a first time home buyer. I highly recommend working with him!