What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
CA LIC# CA-DFPI859369
Mortgage Education Videos
Chan from Merced , CA via Zillow
I had the pleasure of having Manuel help me obtain my loan for my first home. Manuel guided me and worked at my pace throughout the whole home buying process which made it less intimidating. Let Manuel help you! I have no regrets with my first home purchase. I highly recommend Manuel for home lending needs.
Christo from Pacific Grove , CA via Zillow
Manuel helped us navigate through the process of our recent home purchase. He was our mortgage loan advisor and he made a daunting process much easier. He is always available if you have a question, he follows through and he is dependable. He worked with our real estate agent and our insurance agent whenever they needed anything. Our purchase was in Monterey, we live in Texas and Manuel is in San Jose. It was all done online. You don't have to be local to work with him so know that the entire process is done virtually. With Manuel and the resources of Bank of America behind him you can't go wrong.
brent Ford from Issaquah , WA via Zillow
Manuel managed me through the loan process, and everything went smoothly. He takes a very structured approach but mixes it with a very easy going and approachable demeanor. He kept everything on track and I never felt like I was out of the loop or stressed. I would definitely recommend him to anyone looking at financing a home.
Eric Ha from San Jose , CA via Zillow
Manuel was instrumental in helping me & my sister buy our houses. We had very tricky finances that I thought couldn't be worked out, but Manuel was very resourceful and found ways to land both deals! Throughout the entire process, I felt as if I was his only client because of all the attention & responsiveness he gave me. I look forward to working with Manuel again in the future!
Chris Yee from San Jose , CA via Zillow
He will treat you as if you are family regardless of who you are. He will make sure you will get the best deal. He is transparent in the process which made the loan process SUPER EASY.
Sergio Lopez from Tracy , CA via Zillow
Manual, was great in all aspects of the lone process and keep me update accordingly, the whole loan process was a stress free experience and I closed in a what I believe a record amount of time as he had suggested, a real team performer. Great Job Manuel!!
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Manuel OrtegaSan Jose Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.