What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Dan and Vivien
"I love working at loanDepot because this company truly values great customer service and understands how important it is for the success of our business. Our loan product versatility is almost impossible to beat and it allows me to find better loan options for my clients."
Matt is passionate about helping people with home financing and outside of his work he is a runner, a surfer, a family man and loves to cook!
OR | CA LIC# CA-DBO1282102
Mortgage Education Videos
Michael Mahoney from El Cerrito , CA via Zillow
We had such a great experience with Matt. He got us a great loan with a super low interest rate. He's knowledgeable, responsive and very helpful. I highly recommend working with Matt!
raghuram ashok from Lafayette , CA via Zillow
I’ve always known Matt to be a passionate & perfectionist in whatever he does. This was the case even before he got into the business of helping people buy their dream homes. Having worked with Matt in a different industry, I was thrilled to seek his help when he joined LoanDepot. When we set out to buy our first home back in 2015, Matt couldn’t have made the process any easier for us. He carefully & very patiently walked through the entire process with us and really made us comfortable and gave us timely advice based on market trends. Matt is also supported by a team of great folks at LoanDepot who share the same philosophy of putting the customer first. As first time buyers, we were quite anxious & nervous about the process. Matt & the team communicated every step of the way and were very helpful in answering all of our questions and calming us. He understands that for most of us, buying a home is the biggest financial transaction that we've had in our entire lives, and obviously stress kick in. This is why it's good to have someone like him on your side to calm you down and make sure that you understand everything before getting into a contract on a home. He made the whole process seamless which speaks about his expertise and professionalism. Having bought our second home in January 2020 with Matt’s help, we had a deja vu of delightful customer experience. It’s been 5 years ahead since our first buy & Matt & team are the same professionals who value time, customer experience and making the process as frictionless as possible. Relationships with Matt does not end after pre-qualification letters. He went over and beyond to connect with every realtor who received our offers to assure them of our commitment, healthy financial strength, and interest to buy the property. Soon after we moved in, Matt checked in on us to see if we were comfortably set up and offered to help with other logistics. Being a doting dad of 3 beautiful kids and given his speed of communication, we really wonder if he gets any sleep in life. We’ve felt guilty at times to use so much of his time on offers that we lost, but Matt never lost hope and always reassured us that we’ll win when the home is right and the time is right. In both of our purchases, Matt also delighted us with an additional lender credit to help us with closing costs. With a great team behind Matt, we were able to close in about 2 weeks. We’ve bought 2 homes with Matt’s support and we unequivocally recommend him as a broker to help you with your new home.
Andrew from Walnut Creek , CA via Zillow
As first time home buyers, we were a bit nervous coming into the home buying process. Matt was extremely thorough and guided us every step of the way. He went the extra mile and was even available to speak with us during the Holidays when he was with his family. We closed on time and without any hiccups. I will be recommending Matt to all my friends who are getting ready to buy.
zuser201612041101534 from Fremont , CA via Zillow
Yesterday, I collected the keys for my new home. I would like to sincerely thank and appreciate the Service of our loan officer, Matt Craig of Loandepot who helped me in passing through the journey. He has demonstrated thorough professionalism from the time we started the process. His responses were amazing prompt. and instructions are crystal clear. I will definitely consult Matt of Loan-depot for my future needs and would surely recommend to my friends. Matt especially has so much of genuine customer empathy and his talking to the list agents during the time of extensions made all the stakeholders feel comfortable and confident in the process.
penarelli4 from Hercules , CA via Zillow
Matthew Sharp was a very personable and responsive Loan Consultant. We were first time homebuyers and he helped us through the process. He made it was easy and understandable. It was convenient to do everything online and we would definitely work with him again.
jjustine1 from Oakland , CA via Zillow
We purchased our first home in Oakland as a 4-person TIC, and with three of us self-employed and one a graduate student, our loan situation was unusual. We tried working with several banks and lenders who couldn't make it happen for us. But Matt not only got us our loan, he got us a good interest rate and a higher loan than anyone else had even attempted (which kept our down payment manageable). He was also friendly, responsive, and a pleasure to work with. Highly recommended for anyone with an unusual loan situation! Matt can make it happen.
mvanhoutny from Moraga , CA via Zillow
Matt and the team went above and beyond to help us close on our first purchase in the crazy Bay Area real estate market. We had moved to CA for a startup that didn't work out so my income history had a blip that most lenders wouldn't accept. Matt shopped around and found a lender who was willing to look at the bigger picture and we closed right on time. Thanks so much!
sojuel1 from Piedmont , CA via Zillow
We just closed on our first home purchase last week. Matt and his team at Loan Depot were excellent mortgage brokers and we were able to close escrow smoothly, without any issues. Matt was on top of the whole process, from start to finish. He was quick and efficient, and we appreciate that he was able to guide us through the process without a hitch. The template for inputting information he gave us to use on his internet site was clear and easy to use. Matt and his team responded to emails with lighting speed, and worked hard to get us the best rate available. He was excellent about explaining what the process would entail, and always kept us in touch about what the next step in the process would be. We would use Matt without reservations in other real estate transactions in the future, and have no problems in recommending him to people who are searching for a mortgage broker who is intelligent, personable, well organized and knowledgeable.
ebenisek from Lafayette , CA via Zillow
Matt was referred to me from a trusted source so I had high confidence going in, but he lived up it. He was very responsive and delivered on a short 21-day close where we waived the financing contingency in order to put together a competitive offer. My situation wasn't the easiest as I was going through a divorce and am self-employed -- two headaches for lenders. I would strongly recommend Matt for anyone's loan broker and would definitely use him again.
Alex J. from Lafayette , CA via Zillow
We have now used Matt on two separate home refinances, once a couple years after we moved, and just last month after completing a remodel project. He is extremely responsive, knowledgeable, and transparent - his honesty and integrity are second to none. With so many moving parts to a refinance, Matt does an amazing job navigating the process and providing ongoing communication so we are never left wondering about status or next steps. I refer him to anyone I know who is looking for a loan, and even those who don't yet know they need it!
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.