Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Mike
When considering the purchase of a new home, refinancing or obtaining additional property, please contact Mike for a personalized mortgage plan.
AZ LIC# 1009033 | CA LIC# CA-DBO892532
Reviews
9 Reviews
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02/28/2018
Adan Gutierrez from Rancho Cordova , CA via Zillow
I received notifications for every step of the process. I loved that they emailed me everything, even for signatures. I also loved that they keep me informed of all next steps. I received new servicing documents on a timely manner. Michael is a rock star! He is kind, knowledgeable and very patient.
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03/29/2017
Sacramento , CA via Zillow
I refinanced my home recently with Michael. This was my second time working with him. Michael listened to what my goals were and gave me the straight truth regarding options. I had a minor issue during the process that jeopardized reaching my goals but Michael found alternative solutions that made all the pieces fit. He never tried to sell me anything extra and he managed the paperwork quickly and professionally. I very much appreciated his assistance.
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03/15/2017
Lakewood , CA via Zillow
Michael worked with me on many different options and explained the break down for each situation. He was very responsive to all my questions. I don't think there is anything he could have done better!
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03/14/2017
Campbell , CA via Zillow
I have known Mike since 2012. He has helped me with refinancing my home and also purchasing new properties. He is very knowledgeable in his field. He makes the entire process seamless. He truly is a trusted advised and I highly recommend him.
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06/23/2016
Sheridan , CA via Zillow
Mike Bria was recommended by a co-worker, he went above and beyond to get me a loan for a house. This was my first home purchase and Mike counseled me through the entire process. He was very helpful with all my questions, and concerns. He kept me updated on how things were moving along, and what to expect. I highly recommend Mike for ALL your mortgage needs.
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03/09/2016
Bellflower , CA via Zillow
As a first time home buyer I needed a real estate professional to help guide and educate me on the various mortgage options available which would satisfy my needs. Mike delivered exactly that. He was always available to answer questions, provide advise and options for any property that I was interested in. I just closed my first home purchase this week and could not be more satisfied. I would highly recommend giving Mike a call and chatting with any mortgage related needs.
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02/17/2016
Roseville , CA via Zillow
I waited for few months after loan was signed sealed n delivered before providing feedback.Everything i was promised came true. This was a good customer experience , the folks made me feel comfortable throughout the process. I would highly recommend mike n his crew to other home owners looking to refi.Job welldone Eli
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01/29/2016
Rancho Cordova , CA via Zillow
Contact Mike for any questions you may have. He was able to answer many of mine. He is also easy to communicate with. The process was simple. I did not have to travel anywhere , and was able to do the whole refinanace process from my home.
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10/16/2015
Elk Grove , CA via Zillow
My sister and I have a very difficult mortgage transfer due to our short of fund and having an average credit score. But with our experience with Michael Bria and his team the transfer looks so smooth and easy it just takes a week or so, and the electronics signing is unbelievable it really saves time for me and my sister. Mike was very honest to us thru the whole process the mortgage loan were taking care of very well including the equity of the property, insurance and specially the interest rate was incredible.Thank you Michael, we will highly recommend you to anyone especially to our friends and family who needs your very good and honest Professional Service.Sincerely yours, Charlie & Leni
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Mike
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.