What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
As your trusted loanDepot loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!
AZ LIC# 0934811 | CA LIC# CA-DOC49997 | CO LIC# 100023796 | HI LIC# HI-49997 | GA LIC# 42757 | WA LIC# MLO-49997
Mortgage Education Videos
R Collins from Menifee , CA via Zillow
I was a lender for over 25 years. After stepping in the real estate industry several years later I needed to find a lender who I believed held the knowledge to do the simple and the not so simple loans in today's market to make sure my clients were well taken care of. I found it with Maritza. Not only has she taken care of all my personal financing needs, she also has been my lender of choice for all of my real estate clients. Her knowledge, attention to detail, and customer service is second to none.
MJ126 from Laguna Beach , CA via Zillow
What I noticed most about Maritza Camarena from the outset was the way in which she spent *actual time to listen* to me first, before diving into pure procedural work; it was still quick and easy, however it was a completely individualized, customized experience. It was NOT merely small talk, etc. —> application, etc. —> fee, etc. That’s probably the thing I noticed most— right off the bat. Before Maritza, anyone in this field with whom I spoke fit the mold of the aforementioned cookie-cutter in consecutive, carbon-copied perfection. She stood out; it was clear she was simply sharper and more aware. Maritza is exacting but also easygoing— a hard balance to find, in any field. And while it’s clear from listening to her that she’s highly intelligent, knowledgeable, and up-to-speed on the latest in terms of loans and programs and various options and approaches vís-a-vís different banks and mortgages, she doesn’t exude any pretentiousness whatsoever, and I felt as though she was relatable without “trying.” I seemed to be asking fewer technical questions than I have found myself asking brokers and specialists in the past. More than that, Maritza doesn’t do the m.o. of “my way or the highway” with the process. She provided multiple options for me— she was most concerned with my being comfortable on every last detail of the process to the final result. Her whole demeanor is relaxed and humble— also, perhaps given her relatively younger age or perhaps simply her higher drive level, Maritza seemed to spend more time and attention than others and took a more vested interest and pride in her work. Maritza went *far beyond* what any typical mortgage/lending broker *and* real estate agent fused into *one* could/would ever do, having taken extra time from her day for me to truly help me optimize my application and understand the process. She cares. Perhaps even more than any of those things, however, Maritza is simply an understanding, patient, funny, and easygoing human being who *also* manages to be unequivocally professional, with the kind of motivational drive & doggedness for attaining the desired final result like I’ve never before witnessed in a lifetime of watching my New York Giants— just to put it in perspective. She knew, down to the last detail, what she was doing and how— situationally— to apply her expertise most beneficially for myself. And I want to emphasize something: I am writing this review completely of my own choice and my own volition. That, I admit, is something I never take the time in order to actually do— but in this case, I felt it merited because it was *truly that special* and helpful for me to work with Maritza. She took the stress out of this process and managed to actually make it a fun and enjoyable experience. Thank you so much, Maritza. You are a true professional and a great person!
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Maritza CamarenaNewport 1 Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.