Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Marvin
“My family and I bought our first home here in California in 2006, about a year into my career as a mortgage loan officer,” recalls Marvin. “Knowing how to prepare customers to satisfy lender guidelines plays a huge part in successfully closing a loan.”
A graduate of the University of California, Irvine, Marvin believes that providing excellent customer service and always doing the right thing is the only way to do business.
“Buying a home is a serious and important financial decision, and it is my responsibility to make sure that my customers are properly educated on all available options so that they can make the best choice for themselves and their family,” adds Marvin.
For Marvin, it’s exceptionally rewarding to know that he has made a positive impact on the livelihood of his customers.
When he isn’t assisting customers, Marvin enjoys traveling, hiking, snowboarding, volleyball and attending music festivals.
Please do not hesitate to reach out to Marvin using the direct contact information located on this page.
NY | TX | OH LIC# MLO.056022.000 | CA LIC# CA-DBO1411637 | FL LIC# LO49395 | NV LIC# 60880 | NC LIC# I-177742 | KY LIC# MC417058 | MO LIC# 19073-MLO | IL LIC# 031.0052225 | SC LIC# MLO - 1411637 | GA LIC# 59911 | WY LIC# 7352 | DE LIC# MLO-1411637 | TN LIC# 147261 | MT LIC# 1411637 | MS LIC# 1411637
Mortgage Education Videos
Reviews
10 Reviews
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07/02/2021
Charion from Fullerton , CA via Zillow
Marvin is personable and knowledgeable. He got me a really good rate. I shopped elsewhere and ended up going back to him because I trust him and he is straightforward. I used him several times for my refinance and am trying to have him refinance my investment properties and prequalify me for another home. I refer all my friends and family to him. There are many in this business but he is upfront and transparent with what he can do for you and wants your business for life.
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07/02/2021
Francine Eastman from Louisburg , NC via Zillow
Marvin wa sprofessional and helpful from the beginning. He made everything so easy. He was up front and honest about rates and how much my mortgage would be. He knew exactly what was needed to make sure there were no suprises. My loan was efforless and has been amazing. Thank you Marvin.
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07/01/2021
esmiranda0106 from Riverview , FL via Zillow
Marvin was the first interaction we had with a LoanDepot employee. From the start he was very helpful and patiently addressed all our concerns. Even though he was officially involved in the initial processing/qualification portion of the loan, he was always helpful if I contacted him over any concerns. We have experienced other mortgage loans over the years with other institutions and this has been the best experience by far. Much of which was due to Marvin’s attentiveness, personal touch, great customer service and concern. Loan Depot was highly recommended to me by a colleague. I will enthusiastically recommend LoanDepot to othe employees, friends and family!
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05/24/2021
e tomyoy from South Pasadena , CA via Zillow
Marvin was exceptionally helpful throughout the entire loan process. He was always one step ahead making sure that I had all the necessary documents and information required before it was asked for. He answered all of my questions and prepared me for what I should expect through the loan process.
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05/20/2021
aspstone from Cody , WY via Zillow
Marvin was great to work with. We did a refinance of an existing mortgage. He was always quick to respond to questions - helping to push it through quickly.
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02/07/2021
Walt Jacobs from Oakland , CA via Zillow
We refinanced our mortgage with LoanDepot in late 2020. Marvin was our agent, and was wonderful. First, he was able to secure a very low rate I saw a few days before I called him, even though it had gone up. Second, he answered all of my application questions quickly and accurately. Finally, he stepped in to get things back on track when the closing process slowed down a bit after it moved to a different department. Marvin is awesome!
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02/01/2021
echang228 from Ontario , CA via Zillow
Marvin was the best in all facets of his job and more! He was very attentive throughout the entire process. He answered all my questions and gave me several options when it came to refinancing. He gave me his expert advice and saved me a lot of money!!
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02/01/2021
charles from Anaheim , CA via Zillow
Marvin was extremely helpful. Guided me every step of the way. Without Marvin's help, I would've had a higher rate and a smaller loan. Paid off my debts per Marvin's advise, and now I couldn't be happier with the rate I recieved before closing. Highly recommend Marvin and loan depot. Refered my friends, and now all of them are refinancing and shopping for homes under Marvin.
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01/22/2021
Vina Quitoriano from Covina , CA via Zillow
So glad I went through Marvin to refinance my home. He’s very attentive and quick to respond. He kept me updated and walked me through every step of the process. He’s very detailed, and he saved me so much money! This was the best decision I made for my home. Marvin is a hardworker, and he makes sure he does his best to help meet the deadlines. He’s trustworthy, easily accessible, and is very well-informed in the entire loan process, making refinancing my home easier than I thought it would be! Definitely would recommend him to anyone trying to purchase or refinance their home. Thanks so much for helping me refinance my home, Marvin!
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01/21/2021
Babu from Murfreesboro , TN via Zillow
He is very detail oriented and always find a ways to save money for me. He is very easy to work and very quick in responding to questions. He is the best!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Marvin
Marvin Carlos
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