What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
“My family and I bought our first home here in California in 2006, about a year into my career as a mortgage loan officer,” recalls Marvin. “Knowing how to prepare customers to satisfy lender guidelines plays a huge part in successfully closing a loan.”
A graduate of the University of California, Irvine, Marvin believes that providing excellent customer service and always doing the right thing is the only way to do business.
“Buying a home is a serious and important financial decision, and it is my responsibility to make sure that my customers are properly educated on all available options so that they can make the best choice for themselves and their family,” adds Marvin.
For Marvin, it’s exceptionally rewarding to know that he has made a positive impact on the livelihood of his customers.
When he isn’t assisting customers, Marvin enjoys traveling, hiking, snowboarding, volleyball and attending music festivals.
Please do not hesitate to reach out to Marvin using the direct contact information located on this page.
NY | TX | OH LIC# MLO.056022.000 | CA LIC# CA-DBO1411637 | FL LIC# LO49395 | NV LIC# 60880 | NC LIC# I-177742 | KY LIC# MC417058 | MO LIC# 19073-MLO | IL LIC# 031.0052225 | SC LIC# MLO - 1411637 | GA LIC# 59911 | WY LIC# 7352 | DE LIC# MLO-1411637 | TN LIC# 147261 | MT LIC# 1411637 | MS LIC# 1411637
Mortgage Education Videos
Walt Jacobs from Oakland , CA via Zillow
We refinanced our mortgage with LoanDepot in late 2020. Marvin was our agent, and was wonderful. First, he was able to secure a very low rate I saw a few days before I called him, even though it had gone up. Second, he answered all of my application questions quickly and accurately. Finally, he stepped in to get things back on track when the closing process slowed down a bit after it moved to a different department. Marvin is awesome!
echang228 from Ontario , CA via Zillow
Marvin was the best in all facets of his job and more! He was very attentive throughout the entire process. He answered all my questions and gave me several options when it came to refinancing. He gave me his expert advice and saved me a lot of money!!
charles from Anaheim , CA via Zillow
Marvin was extremely helpful. Guided me every step of the way. Without Marvin's help, I would've had a higher rate and a smaller loan. Paid off my debts per Marvin's advise, and now I couldn't be happier with the rate I recieved before closing. Highly recommend Marvin and loan depot. Refered my friends, and now all of them are refinancing and shopping for homes under Marvin.
Vina Quitoriano from Covina , CA via Zillow
So glad I went through Marvin to refinance my home. He’s very attentive and quick to respond. He kept me updated and walked me through every step of the process. He’s very detailed, and he saved me so much money! This was the best decision I made for my home. Marvin is a hardworker, and he makes sure he does his best to help meet the deadlines. He’s trustworthy, easily accessible, and is very well-informed in the entire loan process, making refinancing my home easier than I thought it would be! Definitely would recommend him to anyone trying to purchase or refinance their home. Thanks so much for helping me refinance my home, Marvin!
Babu from Murfreesboro , TN via Zillow
He is very detail oriented and always find a ways to save money for me. He is very easy to work and very quick in responding to questions. He is the best!
Melissa Casarez from Riverside , CA via Zillow
I’m so happy that I decided to refinance with Marvin. Marvin looked out for me and contacted me to let me know when it was the best time to refinance. He really helped me out and saved me a lot of money. Marvin is honest, trustworthy, and was always available for questions. Thank you so much Marvin!
Vu Nguyen from Anaheim , CA via Zillow
I rarely leave reviews, but Marvin Carlos is well worth the feedback Im going to post. Not only did he walk me and my girl thru the loan process, he helped us step-by-step, make sure we were qualified and checked out our credit before moving forward with the loan process so we would get the lowest rate available, 2.65%! Never would I have thought I would be able to afford a single family residence home, 3bd/2ba 1378 sq ft with a 7200 LOT! Amazing! Marvin made sure we had the necessary documents in order for a smooth process to pre-quality and walked us thru each step during escrow. We uploaded every document electronically so it was instant/QUICK/ FAST! Did I mentioned, really fast to ensure a smooth escrow process? Yup, fast! This is our 1st time buying a home and had no clue what to expect, but Marvin made the loan side easy to understand and answered all of my question with the utmost knowledgeable/expertise he has delivered with 100% satisfaction. Again, thank you Marvin! We love our home! Vu & Anna
mddgillio from Douglas , WY via Zillow
Thanks Marvin for always responding quickly to my calls, email, and texts. You and loan depo made buying a house easy. My agent and the title company both told me that you were the easiest group to work with.
Nick H from Greenville , MS via Zillow
New mortgages can be tricky and often times leave one feeling anxious. You’ll need someone to “hold your hand”. I found the perfect guy. His name is Marvin Carlos. He was extremely proactive, professional, accessible, thorough and transparent throughout the entire loan process. That’s all a borrower can ask for. I greatly appreciate him and intend to utilize his services in the future, should the need arise. Thank you Marvin.
zuser201906011347441 from Homer , IL via Zillow
I couldn't have asked for better. From the start Marvin was understanding and responsive to all of my questions and concerns. He was adamant to get me the best deal, and broke things down for me to better understand and be prepared. I strongly recommend him. He is honorable, reliable and knowledgable...everything you could ask for. Thank you for everything Marvin!
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