What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
“My family and I bought our first home here in California in 2006, about a year into my career as a mortgage loan officer,” recalls Marvin. “Knowing how to prepare customers to satisfy lender guidelines plays a huge part in successfully closing a loan.”
A graduate of the University of California, Irvine, Marvin believes that providing excellent customer service and always doing the right thing is the only way to do business.
“Buying a home is a serious and important financial decision, and it is my responsibility to make sure that my customers are properly educated on all available options so that they can make the best choice for themselves and their family,” adds Marvin.
For Marvin, it’s exceptionally rewarding to know that he has made a positive impact on the livelihood of his customers.
When he isn’t assisting customers, Marvin enjoys traveling, hiking, snowboarding, volleyball and attending music festivals.
Please do not hesitate to reach out to Marvin using the direct contact information located on this page.
NY | TX | OH LIC# MLO.056022.000 | CA LIC# CA-DBO1411637 | FL LIC# LO49395 | NV LIC# 60880 | NC LIC# I-177742 | KY LIC# MC417058 | MO LIC# 19073-MLO | IL LIC# 031.0052225 | SC LIC# MLO - 1411637 | GA LIC# 59911 | WY LIC# 7352 | DE LIC# MLO-1411637 | TN LIC# 147261 | MT LIC# 1411637 | MS LIC# 1411637
Mortgage Education Videos
Melissa Casarez from Riverside , CA via Zillow
I’m so happy that I decided to refinance with Marvin. Marvin looked out for me and contacted me to let me know when it was the best time to refinance. He really helped me out and saved me a lot of money. Marvin is honest, trustworthy, and was always available for questions. Thank you so much Marvin!
Vu Nguyen from Anaheim , CA via Zillow
I rarely leave reviews, but Marvin Carlos is well worth the feedback Im going to post. Not only did he walk me and my girl thru the loan process, he helped us step-by-step, make sure we were qualified and checked out our credit before moving forward with the loan process so we would get the lowest rate available, 2.65%! Never would I have thought I would be able to afford a single family residence home, 3bd/2ba 1378 sq ft with a 7200 LOT! Amazing! Marvin made sure we had the necessary documents in order for a smooth process to pre-quality and walked us thru each step during escrow. We uploaded every document electronically so it was instant/QUICK/ FAST! Did I mentioned, really fast to ensure a smooth escrow process? Yup, fast! This is our 1st time buying a home and had no clue what to expect, but Marvin made the loan side easy to understand and answered all of my question with the utmost knowledgeable/expertise he has delivered with 100% satisfaction. Again, thank you Marvin! We love our home! Vu & Anna
mddgillio from Douglas , WY via Zillow
Thanks Marvin for always responding quickly to my calls, email, and texts. You and loan depo made buying a house easy. My agent and the title company both told me that you were the easiest group to work with.
Nick H from Greenville , MS via Zillow
New mortgages can be tricky and often times leave one feeling anxious. You’ll need someone to “hold your hand”. I found the perfect guy. His name is Marvin Carlos. He was extremely proactive, professional, accessible, thorough and transparent throughout the entire loan process. That’s all a borrower can ask for. I greatly appreciate him and intend to utilize his services in the future, should the need arise. Thank you Marvin.
zuser201906011347441 from Homer , IL via Zillow
I couldn't have asked for better. From the start Marvin was understanding and responsive to all of my questions and concerns. He was adamant to get me the best deal, and broke things down for me to better understand and be prepared. I strongly recommend him. He is honorable, reliable and knowledgable...everything you could ask for. Thank you for everything Marvin!
Gama from Greenville , SC via Zillow
Marvin was great throughout the entire process loan process. He was very responsive and timely. Loan depot was just ok. There were times I needed to send some information multiple times, not sure why. Again loan depot was ok as a company but Marvin was fantastic.
user66082006 from Parkton , NC via Zillow
This was my first time buying a home and i didn't know the steps. I found my dream home and was having trouble with other lenders but Marvin and the rest of the team knew what they were doing and helped me get my dream home even with the tight timeline i was working with. Im so thankful I gave them a call..
DavidCInman from Conway , SC via Zillow
Marvin Carlos worked with me in a very professional manner. I had never purchased a home before and felt like I was asking stupid questions but Marvin made me feel that every question I had was relevant and that I should feel free to ask anything to help me through the process of buying my first new home. He was also patient with me as I tried to find all the important documents that he needed for Loandepot to service my loan. I've been a pastor for 26 years, and I believe that it was more than just fate that led me to Loandepot.com, and their lender, Marvin Carlos. The Lord answered my prayers as I searched through many of the online options for a home mortgage. I will definitely tell people who are looking to purchase a new home about the lender, Marvin Carlos, at Loandepot.com, and I will especially tell those who are looking to buy their first new home about him.
wallace rickey from Danville , KY via Zillow
Marvin was extremely helpful thru out the loan process. He explained everything so we could understand. He even called after hours & called on weekends & while on vacation to answer our questions. Will highly recommend him to anyone needing a home loan
Melissa Higley from Cody , WY via Zillow
As a first time home buyer, working with Marvin Carlos was one of the best parts of the entire process. He always replied within a timely manner and with a thoughtful, thorough, and accurate answer. He also showed great flexibility when changes were made along the way. He is sincere with his willingness to help. You could not find a better lender to work with.
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