Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Marvin
Marvin Carlos uses his 13-plus years’ in the mortgage industry to helping prospective homeowners achieve their goal of homeownership. Marvin, in addition to being a loan officer, has worked in title, processing and underwriting, giving him expansive insight into the entire loan process.
“My family and I bought our first home here in California in 2006, about a year into my career as a mortgage loan officer,” recalls Marvin. “Knowing how to prepare customers to satisfy lender guidelines plays a huge part in successfully closing a loan.”
A graduate of the University of California, Irvine, Marvin believes that providing excellent customer service and always doing the right thing is the only way to do business.
“Buying a home is a serious and important financial decision, and it is my responsibility to make sure that my customers are properly educated on all available options so that they can make the best choice for themselves and their family,” adds Marvin.
For Marvin, it’s exceptionally rewarding to know that he has made a positive impact on the livelihood of his customers.
When he isn’t assisting customers, Marvin enjoys traveling, hiking, snowboarding, volleyball and attending music festivals.
Please do not hesitate to reach out to Marvin using the direct contact information located on this page.
NY | TX | OH LIC# MLO.056022.000 | CA LIC# CA-DBO1411637 | FL LIC# LO49395 | NV LIC# 60880 | NC LIC# I-177742 | KY LIC# MC417058 | MO LIC# 19073-MLO | IL LIC# 031.0052225 | SC LIC# MLO - 1411637 | GA LIC# 59911 | WY LIC# 7352 | DE LIC# MLO-1411637 | TN LIC# 147261 | MT LIC# 1411637 | MS LIC# 1411637
“My family and I bought our first home here in California in 2006, about a year into my career as a mortgage loan officer,” recalls Marvin. “Knowing how to prepare customers to satisfy lender guidelines plays a huge part in successfully closing a loan.”
A graduate of the University of California, Irvine, Marvin believes that providing excellent customer service and always doing the right thing is the only way to do business.
“Buying a home is a serious and important financial decision, and it is my responsibility to make sure that my customers are properly educated on all available options so that they can make the best choice for themselves and their family,” adds Marvin.
For Marvin, it’s exceptionally rewarding to know that he has made a positive impact on the livelihood of his customers.
When he isn’t assisting customers, Marvin enjoys traveling, hiking, snowboarding, volleyball and attending music festivals.
Please do not hesitate to reach out to Marvin using the direct contact information located on this page.
NY | TX | OH LIC# MLO.056022.000 | CA LIC# CA-DBO1411637 | FL LIC# LO49395 | NV LIC# 60880 | NC LIC# I-177742 | KY LIC# MC417058 | MO LIC# 19073-MLO | IL LIC# 031.0052225 | SC LIC# MLO - 1411637 | GA LIC# 59911 | WY LIC# 7352 | DE LIC# MLO-1411637 | TN LIC# 147261 | MT LIC# 1411637 | MS LIC# 1411637
Mortgage Education Videos
Reviews
10 Reviews
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06/02/2020
mddgillio from Douglas , WY via Zillow
Thanks Marvin for always responding quickly to my calls, email, and texts. You and loan depo made buying a house easy. My agent and the title company both told me that you were the easiest group to work with.
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06/01/2020
Nick H from Greenville , MS via Zillow
New mortgages can be tricky and often times leave one feeling anxious. You’ll need someone to “hold your hand”. I found the perfect guy. His name is Marvin Carlos. He was extremely proactive, professional, accessible, thorough and transparent throughout the entire loan process. That’s all a borrower can ask for. I greatly appreciate him and intend to utilize his services in the future, should the need arise. Thank you Marvin.
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05/11/2020
zuser201906011347441 from Homer , IL via Zillow
I couldn't have asked for better. From the start Marvin was understanding and responsive to all of my questions and concerns. He was adamant to get me the best deal, and broke things down for me to better understand and be prepared. I strongly recommend him. He is honorable, reliable and knowledgable...everything you could ask for. Thank you for everything Marvin!
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03/26/2020
Gama from Greenville , SC via Zillow
Marvin was great throughout the entire process loan process. He was very responsive and timely. Loan depot was just ok. There were times I needed to send some information multiple times, not sure why. Again loan depot was ok as a company but Marvin was fantastic.
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03/02/2020
user66082006 from Parkton , NC via Zillow
This was my first time buying a home and i didn't know the steps. I found my dream home and was having trouble with other lenders but Marvin and the rest of the team knew what they were doing and helped me get my dream home even with the tight timeline i was working with. Im so thankful I gave them a call..
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02/27/2020
DavidCInman from Conway , SC via Zillow
Marvin Carlos worked with me in a very professional manner. I had never purchased a home before and felt like I was asking stupid questions but Marvin made me feel that every question I had was relevant and that I should feel free to ask anything to help me through the process of buying my first new home. He was also patient with me as I tried to find all the important documents that he needed for Loandepot to service my loan. I've been a pastor for 26 years, and I believe that it was more than just fate that led me to Loandepot.com, and their lender, Marvin Carlos. The Lord answered my prayers as I searched through many of the online options for a home mortgage. I will definitely tell people who are looking to purchase a new home about the lender, Marvin Carlos, at Loandepot.com, and I will especially tell those who are looking to buy their first new home about him.
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02/06/2020
wallace rickey from Danville , KY via Zillow
Marvin was extremely helpful thru out the loan process. He explained everything so we could understand. He even called after hours & called on weekends & while on vacation to answer our questions. Will highly recommend him to anyone needing a home loan
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12/20/2019
Melissa Higley from Cody , WY via Zillow
As a first time home buyer, working with Marvin Carlos was one of the best parts of the entire process. He always replied within a timely manner and with a thoughtful, thorough, and accurate answer. He also showed great flexibility when changes were made along the way. He is sincere with his willingness to help. You could not find a better lender to work with.
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12/03/2019
mrlarryjunior from WASHINGTONVLE , NY via Zillow
Walked us through the process from start to finish. We even took a year break in our search, and he picked right back up with us from where we left off prior.
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11/25/2019
kerry from Chestertown , NY via Zillow
I am in my beautiful new home and I have Marvin Carlos to thank. He made the process simple and very understood! He was there every time I needed him. Marvin played a huge part in our ability to close on the house. Marvin is kind, responsible, and absolutely wonderful to talk to. I am very happy I found someone that is experienced. If you are looking for a representative, a phenomenal rate, and someone that really knows what they are doing, then contact Marvin Carlos at Loan Depot. I am so grateful for everything he did to see to it that I have the home of my dreams!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
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Contact Marvin
Marvin Carlos
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