What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Mortgage Education Videos
Tehachapi , CA via Zillow
Michael Geis is, hands down, the best loan officer I have ever worked with. As a "veteran" of eight home purchases, my experiences previously ranged from mediocre to adequate. Michael is extraordinary in every way: he is efficient at every step of the process; he possesses a wealth of knowledge about every aspect of the home loan process, from working with realtors to the close of escrow; and his communication skills are not just effective, but exceptionally clear and expedient. Should I buy again, I will seek him out. I highly recommend Michael to all prospective buyers! Gary Hill
Porter Ranch , CA via Zillow
We were denied a loan after long painful process with a private broker. We were than recommended Michael. He was fast and responsive and got us a loan in no time. I highly recommend Michael to EVERYONE! Thank you! Josh and Anna
Agua Dulce , CA via Zillow
Recently, I had the pleasure of working with Michael Geis in securing a home loan. Compared to my previous service with a different bank/loan officer I found Michael to be above and beyond more wise, dependable and friendly. He took the time to answer all my questions and was able to walk me through process in order to figure out the best way to approach structuring my payments. He has the experience and expertise necessary to instill confidence in his handling of things every step along the way. I highly recommend him to anyone looking to purchase real estate and will certainly use his services again if an opportunity presents itself.
Santa Clarita , CA via Zillow
My wife and I worked with Michael on two simultaneous loans, a cash-out refi on our then current residence (which was to become a rental property), and a second loan to purchase a new home. I was thoroughly impressed with the service we received from Michael through the entire process. He was knowledgeable and efficient from our first encounter with him until the day we closed. He was creative in working with us in obtaining the best rate on each of the loans as being new landlords, our debt to income ratio was very tight. Also, when we encountered a minor hiccup at closing he worked with the escrow company to ensure that the loan funded on time so we could begin renovations as planned. I've already recommended Micheal to family members who were looking at refinancing as his service is tip top!
Lake View Terrace , CA via Zillow
My wife and I have purchased numerous houses over the 30 years we've been married. Michael Geis was the simply the best loan officer we have ever worked with. There were no wasted steps, no unnecessary or redundant questions. It was clear the moment we spoke with him that he knew his job and would work hard to ensure that our loan process was hassle free. He kept us updated as we went through the steps and we closed in in less than 30 days. Best of all there was NO DRAMA. I highly recommend Michael.
Bozeman , MT via Zillow
Michael helped us with a refi as well as securing a loan for our vacation home in Bozeman Montana. When the property came available in Montana we needed to act fast. The real estate market in Bozeman is in high demand. We were on vacation when we proposed an offer to the seller, Michael was very quick to get the numbers we need and assured us the escrow would be smooth on his end. It was. We closed in 30 days. Thank you very much Michael for helping us obtain our dream vacation home.My wife and I recommend Michael Geis as your personal banker.Kent and Lori
Mountain View , CA via Zillow
Went through several mortgages with Mike, both new buys and refi. Mike was always incredibly helpful, very clear and highly knowledgeable. I would hands down recommend Mike to anyone. By far the best agent I worked with.
San Diego , CA via Zillow
Michael was absolutely THE best! Although it took me 2 years to find the perfect home...my loan process was swift and easy! If I had any questions or concerns, he was quick to respond and made the whole transaction as smooth and uncomplicated as possible. The easiest part of my home purchase was working with Michael!
Los Angeles , CA via Zillow
I am a investment professional with 30 years of experience in a variety of settings, and have owned, financed, and refinanced many homes on both coasts. NEVER in my life have I dealt with someone as professional, resourceful, straight, and effective as Michael. It is not even CLOSE. Recently we worked on the refi of my home mortgage, and though it appeared as if it would be a simple matter, an unexpected complication arose which, had I been advised by someone less capable or less tenacious, would have come completely off the rails. However, due to Michael's surpassing skill, patience, determination, and ingenuity, everything came out even better than originally intended. I will do every future transaction I can with him, period.
Santa Clarita , CA via Zillow
Michael Geis just did a refi on our home and he was the best! I did a refi a few years ago through another company--and go burnt. They miscalculated and we ended up NOT saving as much as promised. So, I was skeptical to do it again. Fortunately, I'm glad we did! I was in great hands with Mike! He helped us arrange an appraisal and we were able to get rid of our PMI and save a bit with a lower interest rate! We are now saving $600 a month. He helped us all along the way and gave us lots of advice. I would recommend him to anyone! Thanks Mike! And thanks to everyone at B of A!
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