What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Michael became interested in the mortgage industry when working with his own Loan Consultant to purchase a home almost 20 years ago. He became curious about her job and about the business, so he began working in their office part-time as a loan processor. Doing so helped him learn the business and lead to him becoming a Loan Consultant full-time. His favorite part of his job is helping people and allowing everyone the possibility of homeownership. He enjoys the challenges of his job as well.
Outside of work, Michael has a lot of hobbies, including outdoor activities, carpentry, IT & security troubleshoot, real estate investing, traveling, hunting and going to the beach. He’s a proud father and grandfather of two children and one grandchild. He has two spoiled dogs as well. He enjoys volunteering with both Habitat for Humanity Homes and Disaster for Humanitarian Relief.
Want to work with Michael? Reach out to him today!
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Michael GarciaHouston Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.