What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
As first-time home-buyers, my husband and I were a couple of deer in headlights. Michael was referred to us by our realtor and from Day 1 our experience with him has been fantastic. He is resourceful, quick to respond to questions or advice, and most importantly, makes the process easy and painless. We had a seamless closing experience on our first home and we could not be happier. My husband and I would definitely choose him again to assist us in any future home purchases! A big THANK YOU, Michael, if you read this - you are amazing!
Lauren C., Davidson
My Mortgage Consultant is Better than Yours!
Michael was Awesome! I was a first time home buyer who came in expecting to use my VA benefits. During the process I was unable to… so Michael quickly researched and found the product that work for me. He made the process smooth and as painless as possible all in a little more than 30 days. I had a lot of bumps along the way but he always took the time to walk me through each issue. He was very personable and responds promptly. I can honestly say that he did an exceptional job through the whole process of my loan and would recommend Michael to anyone.
Tracy S., Charlotte
As a first-time buyer, also going with the 203k rehab loan, I was clueless to the whole process. Michael was fantastic and walked us through every step, happily answered every question, and was always easily available. This made a possibly stressful situation a breeze!! Will be recommending him to everyone I know buying a home!!
D Edwards, Monroe
I'm a Veteran of 20 plus years and was looking to purchase my very first home using my VA Loan Benefit.
Michael assured me that not only was he comfortable with the VA Loan process, he was very knowledgeable. He made me aware of what to expect and why. I would say he added an element of care into the process which was encouraging in itself. I appreciate him making my dream a reality.
Zillow User, Charlotte
Look No Further!
It is with great pleasure and gratitude that we share our experience with Michael in the purchase of our first home. Words cannot describe how thankful we are to have found him. He is nothing short of excellence!
Michael’s extraordinary work ethic, extensive lender knowledge, and professionalism made our first home loan application process a breeze! Michael gave us the comfort and confidence we needed as first time home buyers. Not only did he make himself available at a moment’s notice but Michael made us feel as though we were his top priority. Never once did we feel like we were just another transaction. We highly recommend Michael Owens for your mortgage consulting needs.
Stephanie H., Huntersville
Michael is Awesome!
Throughout the whole process, Mike made all easy and worth it in the end. Very helpful and I like the fact he rather do the one on one interaction to show you what is needed. Trust me, this is the guy you want. He knows the ins and outs.
Best Experience I've Ever Had!
From the first conversation I had with Mr. Owens he was friendly, extremely knowledgeable and listened to my needs and concerns. I found myself shocked throughout the process at the number of times he contacted me to keep me up-to-date with the status of my application and to simply check-in with me. Rarely is there anyone offering customer service like this anymore! AND, my closing happened a week EARLY! Obviously, I can't say enough wonderful things about Michael. I'm very thankful for my realtor's recommendation to use him and will forever be grateful that he helped me purchase my dream home.
Kelly H., Davidson
Michael did a great job with getting my loan approved and he was there every step of the way. I could literally call this guy at night and he'd pick up.
Justin P., Statesville
Michael did an outstanding job with our mortgage. He guided us through the process every step of the way. He was pleasant to work with, clear, and very responsive. We’d highly recommend working with him.
Steve C., Huntersville
Michael helped me with the process of the purchase of my first home. Words can not begin to describe how satisfied I am with the service that Michael provided, he is professional, patient, knowledgeable, and available. He made this process extremely easy. If I had to do this process all over again, I would choose Michael.
Daniela C., Concord
Very Easy Process!
It was great working with Micheal, he made everything smooth and easy. During the entire process, I never once felt stressed out or overwhelmed. I would highly recommend Micheal to friends and family.
Roger M., Charlotte
Choosing a mortgage consultant is as important as choosing a Realtor. You want someone with the knowledge and expertise to guide you through the mortgage process, someone you can trust with your most confidential financial information, and someone who always has your best interest at heart. I have always prided myself on offering exceptional customer service with a down-to-earth approach, and I believe that my extensive knowledge of the mortgage process - and its frequent changes - offers my clients a distinct advantage. My goal is to serve my clients professionally while making the mortgage process straight forward and understandable. Our clients may only think about home financing a few times during their life. We think about it every single day. It's your home and your future; it's our profession and our passion. My team looks forward to serving you and your real estate financing needs!
NC LIC# I-107861 | SC LIC# MLO - 90797
Mortgage Education Videos
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.