What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Matt joined loanDepot in 2018 bringing over five years of valuable experience. He received a Bachelors degree in Business Management with a Minor in International Business and is a Licensed Florida Real Estate Agent. His background includes working for several mortgage companies in a Loan Consultant capacity, focusing on Government and Non-Conforming loans. Due to his continued dedication, he received multiple awards for highest closed loan volumes, ranking #8 in the entire company.
Matt originally pursued working in the mortgage industry when one of his friends referred him to a lender right out of college. He was hired immediately, and has been helping families refinance and purchase homes ever since. Throughout the years, Matt has developed a true passion for mortgages. Guiding his clients throughout one of the most important decisions of their lives is something he finds very rewarding. He also finds great joy enabling the success of his peers as he grows and challenges them to be their best.
Matt currently lives with his beautiful fiancé Sara and their 8-year-old blue nose Pit Bull. When he is not originating loans, he enjoys golfing, fishing and spending time on the water. He actively participates in local amateur golf tournaments, and enjoys going to cruise-ins and car shows where he takes his ’46 Chevy pickup inherited from his dad. His charitable efforts include volunteer work for an animal hospital and attending local golf events to help raise money for charity.
You can find Matt at the Jacksonville-South branch. Please don’t hesitate to contact him for any of your home financing needs!
FL LIC# LO28666 | GA LIC# 45404
Mortgage Education Videos
Jeff T from Jacksonville , FL via Zillow
Matt did all of the things a great lender does. Clear and timely communication. Great follow up. Always available via text or voice. What really set him apart was his proactiveness. I was working with several lenders at different banks - when Matt saw that interest rates were about to rise, he proactively locked me into the best rate available - and my other lenders couldn't match it at all. I'm very happy with the loan that Matt helped me with, and would very much recommend him to friends, family and strangers alike.
Mark Moss from Jacksonville , FL via Zillow
Matt was great! He was quick to respond to my questions and had all of the answers to all of my questions! Very smooth and efficient process! Next time I need a loan or want to take advantage of reduced rates, Matt is my guy!
Louis pardo from Jacksonville , FL via Zillow
Matt got me an excellent rate For my home He is very knowledgeable And he knew exactly what to do and when to do it Even though we were thrown a few curve balls at the end. He and Jaclyn only had Less than 2 days To finalize my mortgage when you're supposed to have 3 And they made it happen. And I thank them both from the bottom of my heart For making my dream come true to own my own home. Sincerely Louis Pardo
Ryan Checorski from Jacksonville , FL via Zillow
Matt took his time to help me get the best rates and he rapidly answered every question I had. As a first time home buyer, I’m glad I found somebody that was as knowledgeable and patient as Matt.
Sheldon Ying from Jacksonville , FL via Zillow
Matt helped us with a quick and relatively complex (middle of Covid19) mortgage application, underwriting and answered about a hundred questions we had, professionally quickly and was very knowledgeable. Would not hesitate to use him again.
Catherine Brown from Keystone Heights , FL via Zillow
Working with Matt was the most pleasant home loan process I have ever had. This was my 6th home purchase and Matt communicated clearly every step of the way. He even sent helpful emails to teach about the loan process, which is helpful for seasoned and new home buyers. He always answered my questions quickly, even on weekends. Home buying in Florida is very different from buying in Wisconsin. Even though there were frustrating things, it was never the loan process, that was smooth sailing all the way! Thanks to Matt and all the Loan Depot employees who helped make our new home a reality!
Tony from Jacksonville , FL via Zillow
Matt was very knowledgeable answered all questions I had always was accessible,always returned phone calls and messages in a timely matter I would recommend Matt to everyone
Shannon from Orange Park , FL via Zillow
Matt was a pleasure to work with. He kept us informed throughout the entire process and did whatever he could to get us to closing as early as possible. He was great to work with.
chris murphy from St. Augustine , FL via Zillow
Matt was extremely knowledgeable and looked out for us. After shopping around one conversation with Matt and you know you're going to be happy here. Great knowledge and experience with VA loans. Was there with us every step of the way. Loan Depot online portal was very user friendly, almost made it feel to easy for buying a house. As a first time buyer, we couldnt have been happier then working with Matt.
zuser201409141837050 from Jacksonville , FL via Zillow
After shopping loan companies, I found Loan Depot to be the right fit for me. They were the most attentive and responsive agency in Jacksonville. With a very easy to navigate online portal and expert help from my loan consultant Matt Sapienza, I was able to get my deal done in record time! I highly recommend Matt to new and old friends after my experience with Loan Depot. They have the tools to get your loan done!
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