Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Michael
CT LIC# LO-460175 | NY
Reviews
10 Reviews
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11/14/2020
Alex. M from Lagrangeville , NY via Zillow
As someone who rarely if ever writes reviews, please take the time as I did to read what I've written. Michael Secor is and was beyond a level I've personally ever experienced in the customer service and mortgage field. Each and every meeting and phone call I genuinely felt as if he had my best interests at the forefront of the conversation. He made purchasing my first home far more comfortable then ever anticipated. Michael guided me firmly, but without the force and level to which I ever felt pressured. He advised every move from locking in my rate at a later time, in the interest of securing the absolute lowest point, to finding the best financing option for my situation. Furthermore, I would be hard pressed to find any lender or originator that has the knowledge and can read the mortgage industry better than Michael can. Not only does he read the markets, but he took an extensive amount of time to explain what he was seeing so I could be on the same page. In the end, any individual would be foolish to go anywhere but Loan Depot, and more specifically Michael Secor for their home lending needs. A genuinely kind person, who LOVES numbers and what he does. An individual who will honestly keep your best interests at heart. The Pinnacle of Customer Service!
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11/03/2020
desrbd from WAPPINGERS FL , NY via Zillow
Mike Secor went above and beyond what our expectations were. 2020 has been a busy year for the mortgage industry. Through it all, Mike was patient, attentive and most of all a professional. He answered any questions and took the time to walk us through each step in the process. Personally, I will never work with another loan officer. Mike's attitude and demeaner made us feel comfortable and relaxed. The mortgage process can be stressful and overbearing at times. When you have great people helping you along the way. It just makes things so much easier.
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09/09/2020
zuser201906081200466 from Glenham , NY via Zillow
Mike is simply the best. My Fiancé and I are first time home buyers and he went above and beyond to help us through the process. His customer service was by far better than any other person we were talking to. Mike is very dedicated to his customers and wants to make sure that they are not taken advantage of. I would definitely recommend him to anyone that is seeking a mortgage.
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09/04/2020
Stacey J from New Fairfield , CT via Zillow
I cannot say enough good things about Michael!! From day one, he was friendly, straightforward and honest about the process! I was very anxious, as my road to homeownership has been a long one! He made everything easy to understand and was available literally any time of day and often late at night! The man is a work horse and got the job done like a boss!! In under 2 months from start to finish, we closed and are now enjoying our new home!! I HIGHLY recommend Michael! You will not be disappointed! :)
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08/24/2020
Kellie Mee from Beacon , NY via Zillow
Michael was unbelievably helpful throughout our home buying process, we are so lucky to have worked with him! He is incredibly knowledgeable, created much needed clarity and definition in the process, and operated with a high degree of transparency and integrity. Michael was available whenever we needed him (which as first time home buyers, was a lot!) and took the time to explain things in as much detail as we desired. The passion he has for his business and for getting the best deal for his clients is undeniable and is greatly appreciated! Thank you, Michael!
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08/17/2020
zuser201608271320306 from The Bronx , NY via Zillow
Mike helped me to secure a 203k rehab loan for a multi family in NYC. From start to finish he was unbelievable transparent, honest and ALWAYS ALWAYS available. Even for the smallest questions or requests, he'll answer your call. He has a TON of experience and a wealth of knowledge. More importantly he'll fight to get you the lowest interest rate at the lowest possible cost. I shopped around and sent over his rate/fee sheet to literally 7 different lenders and they couldn't understand how things were so low and affordable. Highly Highly recommend!
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05/24/2020
anoopsamuel from Orangeburg , NY via Zillow
Words would not be enough to thank this great man. We were with another terrible lender and Michael was introduced to me and he became our guardian angel. I was so much worried about getting qualified for the loan, but the moment I met him, I never was worried again about getting approved. He had my back. He was a great support. Even in his busy schedules he made sure to answer my questions. More importantly he understood my situation. He was like my own family member and made me get through closing so smoothly. I doubt there is anyone else so good and knowledgable like him. He did his best to give me the best rates. And closing right on time. And to mention, he is more younger and handsome than his profile picture. So thank you so much Michael for being such a good human. And thanks to Loan Depot.
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04/20/2020
Daniel Quintana from New Paltz , NY via Zillow
I cannot speak highly enough about Michael. His knowledge of the industry, proactive approach to answering questions about the process and ability to help walk us through every step of the way made securing our home loan a simple ( and believe it or not, enjoyable process ). To say he goes above and beyond for his clients would be putting it mildly. Micheal is a dedicated profession and puts his clients first. I would gladly shout his praises from any rooftop and thanks to him and loandepot, I can do it from my own :)
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04/19/2020
zuser201704211001080 from Wallkill , NY via Zillow
Michael was extremely helpful throughout our entire loan process. He is extremely knowledgeable and explained the loan process in a way that was easy to understand. When it came time to lock in our interest rate, the market was starting to go crazy as it was evident the coronavirus was impacting our country. He kept in contact with us daily, sometimes hourly to ensure that we locked in to obtain an optimal interest rate. As our closing got closer, NY began its shutdown due to the virus. We would not have been able to close if it wasn't for the diligent work of Michael and his team. We highly recommend Michael and loan depot.
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03/10/2020
jorgemayendia from Highland , NY via Zillow
Michael helped us throughout the entire mortgage process on our first home. He was constantly available and presented every opportunity for us to save money and get the lowest rate.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Michael
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.