What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Abel & Maria M.
John & Paula M.
Mondo & Lisa M.
Sushil & Nazmeen S.
I gave a score of 10 for everything, but to be completely honest it was all Maureen Torretto! She was fantastic and without her who knows what we would’ve ended up with. She took us in like family and always made us feel like we were her only clients! I’m sure there was a village behind her, but we can’t thank her enough for her service and expertise! I have already referred several friends and colleagues to her for their mortgage needs.
Award-Winning Mortgage Specialist Maureen Torretto provides an unmatched client experience that fulfills her clients’ dreams of home ownership, including loans for veterans and large loans (“jumbo”). Maureen specializes in the Tri-Valley and Central Valley, and built her reputation by rescuing troubled real estate transactions and saving the day for buyers and sellers alike! She consistently handles the toughest situations and delivers unmatched results.
Over her 20 years of mortgage experience, Maureen has received numerous awards and accolades for client satisfaction. Her client-focused process keeps clients and realtor partners apprised of the loan status at each step while minimizing the uncertainty and last minute “fire drills” that often plague the mortgage lending process.
For clients who value sterling service and peace of mind, Maureen Torretto will be their last stop.
CA LIC# CA-DOC267095
Mortgage Education Videos
Brian Jayne from Livermore , CA via Zillow
My wife and I were discouraged from refinancing our home because of the horrible experiences we had with other lenders. Through a referral from a friend, we were introduced to Maureen. From that moment it suddenly became so much easier. Maureen explained our options and patiently answered our questions. Once we agreed to move forward, Maureen and her team were on top of it. Everything went quick and smooth. Her service exceeds 5 stars but they wont allow me to add more stars. We were so impressed with her, when the rates dropped we went back to her again and without hesitation she made things happen. Maureen is a Pro and so easy to work with, she is amazing!
Jerome R. from Hayward , CA via Zillow
Maureen T. provided my wife and I with the best experience in handling our VA loan. This is my third home purchase and by far, its the smoothest loan process. Maureen walked us through the timeline and set the right expectations. She is very professional and really understand the need of the client. I trusted Maureen more than my own agent on this home purchase. She sets the bar high and my family will definitely reach out to her on our next mortgage refi/purchase.
Vicki P. from San Jose , CA via Zillow
Yes, you read that right. Maureen closed my loan in two (2) weeks [from our very first initial phone conversation to the date escrow get funded]. Many of us know that a typical mortgage loan will take around four to six weeks to close yet Maureen and her team did an outstanding job including assessing the reasonable rate to meet my need and demand. The entire process was super streamline and smooth. Maureen was not only super knowledgeable, but also very honest and transparent throughout the entire process. Everything was clear and well informed in advance. There was no surprises/hiccups. The actual came out even lower than the estimate and i'm going shopping with my escrow refund check ^^ We were supposed to close in 21 days (including weekends) but her team worked super hard to get it closed in 2 weeks. Everyone was happy and i'm still amazed thinking back of the outstanding experience I had with Maureen and her team. My agent has said she was so impressed with Maureen's team and would recommend them to anyone we know. Thank you so much, Maureen and Mai-Li!! Hopefully my name will pop up soon as one of the referrals^^
railroad ray from Sacramento , CA via Zillow
maureen T. was absolutly the best person too help me in my situation.i was in debit over may head,and i had a house i was house i peviously bought with her help that was in a bad nabiorhood, and i despritly wanted to move out of! and i had equity in my home but my creidit score was about 600 . i called maureen and asked her what could i do , she told me "there is one thing we can do , but you gonna have to trust me , and work with me all the way threw and at the end everything will work out for the better! man im so Glade i did we sold my house , paid off every debit , did a rapid rescrore and i did all the foot work she instructed me too, and in about a few weeks my credit score was over 700 and i was able to quailifiy for a conventinal home loan and start shoping for my new home in a better location. and i did . today i am so blessed and greatfull i listened to maureen . thank you i am now in a better place in my life and my finacise.!
zuser201810031838191 from Brentwood , CA via Zillow
Maureen was the best thing to happen to us when buying a house she was so helpful and knowledgeable about everything especially about a down payment assistance program. She helped answer all of our questions and never give us false hope.
A Hill from Livermore , CA via Zillow
Maureen is truly dedicated to her clients, I've always been left with a bad taste in my mouth from past lenders but Maureen was able to change my perspective. She always answered my calls and kept me updated with every step of the home purchase. I heard from Maureen almost daily. She is very knowledgeable about all the different types of loan options and always has a plan of attack to get you the home you want.
C.B. from Merced , CA via Zillow
Maureen was an exceptional lender. She is very efficient, involved, and worked diligently on our loan. She went above and beyond at every opportunity and communicated with us every step of the process. She worked hard for us in contacting different parties involved and making sure we closed on our house as soon as possible. I highly recommend her as your lender!
jtkullar from Tracy , CA via Zillow
Quick, fast simple mtg process. @ times i would ask the same question 3 times, yet she always had the time to explain the process to me. Approval was done in less then 24hours. You rock. Thank you
Cambria Moreno from Livermore , CA via Zillow
My husband and I started our house buying journey in January and Maureen was the first person we met with. Being first time home buyers we had a lot of questions and she was extremely helpful. She was always available to chat, she answered all my questions even if they did not pertain to her expertise and she set us up for success. Maureen helped us get into underwriting early to make our offer better and went above and beyond and called the selling agent so they knew we were the right buyers. I don't think we would have landed the house that we did without her. She is a rockstar at what she does and really cares for her clients!
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Maureen TorrettoLivermore Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.