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Maureen Torretto

Senior Loan Consultant

NMLS # 267095

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Award-Winning Mortgage Specialist Maureen Torretto provides an unmatched client experience that fulfills her clients’ dreams of home ownership, including loans for veterans and large loans (“jumbo”). Maureen specializes in the Tri-Valley and Central Valley, and built her reputation by rescuing troubled real estate transactions and saving the day for buyers and sellers alike! She consistently handles the toughest situations and delivers unmatched results.

Over her 18 years of mortgage experience, Maureen has received numerous awards and accolades for client satisfaction. Her client-focused process keeps clients and relator partners apprised of the loan status at each step while minimizing the uncertainty and last minute “fire drills” that often plague the mortgage lending process.

For clients who value sterling service and peace of mind, Maureen Torretto will be their last stop.

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CA LIC# CA-DOC267095

  • 2300 1St St Ste 350
    Livermore, CA 94550
  • (925) 583-7023
  • (925) 577-8706
  • (480) 344-5969
  • Email Me MTorretto@loandepot.com
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Here's what my clients are saying...

I had a very good expirience with loanDepot. I was guided the whole way!! I would strongly recommend to friends and family!!

Abel & Maria M.

Maureen Torretto was amazing. It didn't matter what time I emailed or called she was always there to answer any question I had, and I had a lot. She is very knowledgeable and willing to help me understand any and everything about my loan. She made this stressful time a very wonderful experience.

Demona E.

Maureen Torretto and Mary Keehan are the best. The loan closed in 20 DAYS! I will recommended to anyone I know. Thanks so much, Maureen & Mary.

Hung T

It has been a year today Paula and I started to move into our new home. We have had a very busy year tearing down fences, painting and replacing the flooring as well as installing solar. As we prepare for our Thanksgiving meal here in our home with family, you keep coming into our conversations as to our Gratitude we feel for all you did and continue to do for us. We find it very hard to come up with the words to clearly express our Gratitude to you. We both wish you and your family a Very Happy Thanksgiving !!!!!!!!! We will never forget your kindness and sacrifice you shared with us. Thank you.

John & Paula M.

Maureen Torretto and her assistant Mary Kaheen were so very helpful. With all the stress of figuring out how buying a home works (as this was my first house), they made the process easy. They explained everything completely and were very patient with me. They also had an excellent knowledge of how to use the VA loan. I really appreciated their help.

Katherine N.

Maureen Torretto and her team are absolutely amazing. Maureen's expertise is exceptional and shewas able to advise and get me prepared in advance so that my offers in a very competitive marketwould be attractive. From there the execution was just exceptional . . . we closed in 2 weeks and only Maureen and her team would have been able to manage that. The realtors were actually convincedshe couldn't do it but I knew better. I've made a number of referrals and would only ever trust her tomanage any further home purchases or refinancing in the future. I'm very grateful to the entire loanDepot team.

Michelle D.

Thank you so much from your team. Your dedication to our needs have been timely, professional and shows the personal relationship needed to work closely without the stress of home buying. Thank you once again from satisfied customers!!!!!

Mondo & Lisa M.

My lender representative went far above and beyond my highest expectations!!! She was a pure professional and made us feel like family... I will recommend her in the future to anyone who needs a loan!

Myran T.

Thanks to Maureen Torretto for making my dream come true!!

Ricardo E.

Thank you very much to Ana Lane and Maureen Torrento for helping me with my re-finance and be able to take come cash out. I was very pleased with their service and I will definitely reach out to them again when I am ready to buy or re-fi in the near future.

Sanjit C.

My loan consultant, Maureen Torretto, was awesome and did everything she said she would. She went over and above of what she needed to do, even calling me from home. Extremely excellent service, I can't say enough about how happy my wife and I are!

Scott J.

This is the 2nd time I have used loanDepot and if there is a 3rd time, I'll be back. Maureen and assistants are THAT good. impressive!!

Susan G.

I have worked with Maureen Torretto and Ana and they both were so wonderful and made the process so simple and easy. I will recommend Imortage to my friends and family.

Sushil & Nazmeen S.

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Maureen Torretto
Senior Loan Consultant
NMLS # 267095
MTorretto@loandepot.com
Phone
(925) 583-7023
Email
Email Me
Address
2300 1St St Ste 350
Livermore, CA 94550

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loanDepot Lifetime Guarantee ("Guarantee")  — Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate.  The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), or personal loans (i.e., loans that are not secured by the property). The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division.  The Guarantee may only be used by submitting an application directly to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan.  loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home.  The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.  For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice.


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Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

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