What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Cenicio & Kristine U.
The Washington Family
Monica is willing and ready to assist you with all of your financing needs. She has been a loan originator for over 18 years and has gained extensive knowledge and experience in structuring all types of loans including FHA, Conventional, VA, Renovation, and First Time Homebuyer Programs.
Her values and integrity are fundamental in her business, which makes borrowers feel comfortable working with her. Monica cares about her clients and listens to their needs to help them navigate perhaps the largest financial decision in their lives. She is by their side every step of the way.
Monica is a dedicated wife, mother of two boys and a baby girl. Her family is vital to her growth spiritually, professionally, and emotionally.
When considering the purchase of a new home, acquiring an investment property, or refinancing, please contact Monica for a personalized mortgage plan.
CA LIC# CA-DOC260020
Mortgage Education Videos
Johanna Hernandez from Huntington Park , CA via Zillow
Monica has been assisting our family since the purchase of our first home in 2011. From start to finish, she is able and willing to answer any questions that we have; even urgent late night calls. She has been there to assist in our multiple refinances, and she recently guided us as well for our second home purchase during COVID. Her reliability and expertise are unparalleled, and we are grateful to have her on our team.
Guillermo Gutierrez from Los Angeles , CA via Zillow
Monica provides excellent understanding of our entire loan process. She has taken the time to educate us and is always available to address our concerns. I feel like she went above and beyond and we got an even better rate than expected. Thank you Monica!
lopez vee77 from Moreno Valley , CA via Zillow
Monica has been our lender for both a purchase and home refinance for the past 15yrs. She is always so thorough in explaining our loans, assures to get us the best rates and is always providing the best experience! We highly recommend her!
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.