Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Nicholas
When considering the purchase of a new home, refinancing or obtaining additional property, please contact Nicholas for a personalized mortgage plan.
AZ | CA | MI | IL | AR | TX
Mortgage Education Videos
Reviews
10 Reviews
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05/19/2017
Portola Hills , CA via Zillow
Nick and Team at First Choice Loans are excellent! We’re so grateful they were able to help us find the best financing for our lovely new home. Nick really listened to our needs, thoughtfully explored available options, and positioned us favorably to secure the right financing for our dream home. When we found the right home, Nick was there every step of the way…. from our initial appraisal to our final signatures, Nick made sure he delivered on his promise. He took care of us, with every phone call (and there were A LOT of them!), email, and message he reassured us, guided us, and helped us navigate the emotional and financial investment we were making. We’re so pleased Nick gave his time, energy, and effort to our family. His dedication to his clients allowed us to purchase our gem and forever family home. THANK YOU, Nick!
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08/17/2016
La Costa , CA via Zillow
Nick and his team went above and beyond to help my husband and I get a home loan. He was very professional and made the process understandable and less stressful than prior offices. I would definitely recommend Nick Dawson and his loan team.
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11/12/2015
Austin , TX via Zillow
Nick and his team are incredible. I've closed 3 new homes with First Choice and refinanced all of my other properties. The best part is they never leave you in the dark. You know exactly what you're getting, they educate you throughout the process, and you're never at risk of any hidden fees. That's a rarity these days! I've recommended Nick and the crew to everybody I know and will continue to do so.
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11/08/2015
Vista , CA via Zillow
Nick and his team handled a very complicated refinance loan for me. He was always very helpful and professional...and he explained, in detail, what was going on each and every step of the way. I would highly recommend Nick and his team, and I would definitely work with him in the future! Thank you Nick!
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10/16/2015
Mesa , AZ via Zillow
Our first experience working with Nick was in 2008 with the purchase of our first home. We were not knowledgeable in the process and asked many questions, some more than once. Nick was patient and polite through the entire process. Since then we have had a refi and just purchased our second home with Nick and his team. His team was always available to us no matter how small the issue. Home buying is a stressful process but Nick made it easy and stress free. We would recommend him to anyone looking to buy a home.
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09/23/2015
San Marcos , CA via Zillow
I am thoroughly impressed with the service of First Choice Loan Services! Each person there, handling our paperwork and tasks involved, worked in an extremely efficient manner, was polite, and over-the-top accommodating! In large letters on the conference room wall, “Service Beyond Belief”, is written. Wow, did they get that right! That is the most accurate description for them. My husband and I were extremely impressed at how knowledgeable they are, and how much money they saved us. I would highly recommend this company to ALL my closest friends and relatives! A positive, no-hassle experience!!! You truly get the feeling they are working for YOU! They truly define the word, Professional! Give yourself a break, & TREAT yourself to this fabulous loan company!
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09/20/2015
San Marcos , CA via Zillow
My wife and I have owned our home for 12 years. Our equity has increased yearly, but so has our credit card debt. In addition, our line of credit came due 3 months ago. Our payment went from interest only at $400.00 to over $1,500.00 per month. I contacted Nick Dawson at First Choice Loan Services so I could refinance my home loan and also do some debt consolidation. As expected, we were asked to provide a lot of information. Unlike 12 years ago, everything is somewhere in a website. At 70, I’m not real computer literate, this wasn’t a problem for Nick and his staff. They were all full of great information and talked me through getting the information needed using email and websites. None of his staff ever talked down to me or made me feel uncomfortable while they were instructing me how to proceed. Working with Nick and his staff was never stressful. The terms of the ReFi were exactly as presented 2 months ago. Great company and great people to work with. Even signing all the documents was easy. The notary was amazingly organized and explained what every signature was for. On the scale of 10, I will give them a 10. Amazing to have everything paid off and just have to make the monthly house payment now.
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09/14/2015
San Marcos , CA via Zillow
I am beyond impressed with First Choice Lending. First Choice helped me with re-financing a home loan. I had a very unique situation, involving my family, the VA and financially, and I didn`t think I would qualify for the loan. The staff at First Choice knows every law, every requirement and every exception. They spent so much time exploring different options to find a solution that suited my individual needs. They worked fast, they kept in close touch with me throughout the entire process and answered every email and every question I had. I was treated like family and felt like they always had my best interest in mind. They worked with me with the utmost professionalism, and locked me into a great interest rate. The amount of money I am saving a month is significantly more than I had even hoped for. I cannot say enough good things about this company and would recommend them to any one needing lending services
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08/20/2015
Carlsbad , CA via Zillow
Nick has been instrumental in assisting our family to plan for our next home loan. His experience and knowledge coupled with his personable nature and willingness to help is unmatched. With Nick's projections and forecast we know exactly where we need to be financially by end of year and I would highly recommend having a brief conversation with him to see how he can help you.
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08/18/2015
La Costa , CA via Zillow
Cannot thank the Dawson Mortgage Team enough for helping me with purchasing my new home! Nick and his team were readily available to provide me answers to all my questions. I purchased and sold in a highly competitive market with specific dates that I needed to close escrow. The Dawson Mortgage Team was able to help me with a short close, pre approval, and fast underwriting. Working with the team made me feel confident that there would be no hiccups with my new loan. We closed on time and I am very happy with my new place and the services provided. I would HIGHLY recommend using Dawson Mortgage Team for any of your mortgage needs. Thanks again!
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