Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Pat
As your trusted loanDepot loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!
IL LIC# 031.0031255 | WI LIC# 228900
IL LIC# 031.0031255 | WI LIC# 228900
Mortgage Education Videos
Reviews
10 Reviews
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05/14/2020
Bill Vasey from Wheeling , IL via Zillow
Dealing with Loan Depot was a very pleasant experience. I was working with another lender and became extremely frustrated with the process. I started working with Pat only 3 weeks before the closing and he was great. We closed on time thanks to Pat.
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05/14/2020
Sara Wissmiller from Warrenville , IL via Zillow
Pat was fantastic to work with. We came into the home buying experience with no knowledge. He was extremely patient and thorough with his explanations and gave us great advice to help us to improve our credit scores before applying for a mortgage. He was always available to answer any questions and to guide us in the timeline of when things will happen. He was very honest, always being upfront about disclosing any fees, and went through each item of our closing costs to explain what it was for. I was recommended to Pat by someone and I have already recommended him to others.
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05/14/2020
Cathy Cundiff from Franklin Park , IL via Zillow
Pat and his entire team made the process of my refinancing a breeze. I highly recommend Pat to all my clients!! Very professional and the website is secure and easy to work with.
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05/13/2020
FrankC from Ontarioville , IL via Zillow
Pat was extremely knowledgeable and professional during our refinance process. He made it easy and worry free. And on top of that he’s a great person! Highly recommended!
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02/24/2018
user6339401 from Oakbrook Terrace , IL via Zillow
Excellent to work with. Responded to emails and voice messages in a timely manner. Made my refinance quick and easy. Would definitely work with him again!
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04/10/2020
kmgurklis from Lake in the Hills , IL via Zillow
We had a great experience with Pat. He was always quick to respond to our questions and gave great guidance. He is incredibly knowledgeable and helpful throughout the process.
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04/03/2020
Madeline Root from Chicago , IL via Zillow
We worked with Pat while buying our first home and he was extremely helpful throughout the whole process. We had numerous questions about the process and Pat thoroughly, promptly and patiently answered them all. We had a great experience working with him, and highly recommend him to others in the home buying process.
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04/02/2020
djm547 from Manhattan , IL via Zillow
We have worked with Pat twice on mortgage/refinance of our home. He is very informed, knowledgable and quick to respond to our questions. The whole process was stress-free.
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03/26/2020
Samantha Bugger from Schaumburg , IL via Zillow
The whole process from getting pre-approved to the closing (on time!) was incredibly smooth. He was readily available to answer questions via phone or email. With the COVID19 pandemic we were nervous there would be delays, but Pat made sure all paperwork was done and ready for our closing. We are settled in our beautiful, new home.
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03/24/2020
booneb1124 from HOFFMAN EST , IL via Zillow
Pat knows his stuff. During the process of loan approval, he was ready and willing to answer any questions pertaining to documents, budgeting and explain how the process was going. He was motivated to keep us informed through every step and the whole process ran smoothly.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Pat
