What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
With 9 years of mortgage experience, Patrick has quickly become a trusted lending partner among clients and industry associates. He actively goes out of his way to provide exceptional hands-on experience and prides himself on product and process knowledge, making every effort to source the best loan for each borrower’s needs.
Patrick originally joined the industry out of his desire to be and learn all things mortgage. Years later, Patrick still enjoys helping others achieve their homeownership goals. Taking part in his borrowers’ most important financial decision is what drives him to do his best each day.
Outside of the office, Patrick enjoys golfing, fishing, and riding bikes. His community involvement includes coaching little league teams in his community! You can find Patrick at the San Jose branch. Please contact him for any of your mortgage financing needs!
Mortgage Education Videos
user4172527 from Montclair , CA via Zillow
Our loan was more complicated than the usual because of self employment in the time of a pandemic. Patrick was with us every step of the way. He was extremely confident everything would work out well. He helped communicate with the underwriter time and again. We were able to get all the documentation necessary and Patrick worked hard to help explain the complexities of our income sources. In the end everything worked out as Patrick assured us it would. We are extremely pleased with Patrick’s professionalism and knowledge. We highly recommend him to anyone in need of an intelligent, trustworthy and sincere loan officer.
eni elavated from Gilbert , AZ via Zillow
Patrick and I go back a bit and I was first hesitant on sharing such intimate information but as a professional Pat made it very warm and understandable. He has a natural ability to be honest and by sharing his experiences to not judge or make me feel comfortable. Through the process he was very patient to help me and provide a wow factor, he was over and beyond with the help and went the extra mile. I’m not located in CA and in AZ but Pat stayed with me the whole time thru. Made sure I was comfortable checked in almost every other day and made sure to answer any questions as an advisor more than a “sales guy” trying to close the loan. I will definitely be recommending Pat to my friends and family and that’s huge from me to do that because I don’t refer anyone in this type of manor. No wonder he’s highly sought out he’s the best in the business! If you’re looking for someone to be honest, give you the real feeling of guidance, and trust I would say Pat is your guy.
jimmielynch24 from Manteca , CA via Zillow
Patrick helped us out with tons of information on refinancing our home. We are a first time home owner family and had a bunch of questions/concerns on whether or not we would benefit from refinancing. Patrick was patient and heard all of our questions/concerns we had and explained all the pros and cons of refinancing. Patrick was friendly, professional and extremely knowledgeable. I will be recommending Patrick to family and friends in the future.
Bao from Rancho Cordova , CA via Zillow
For some people, even if you give them a pair of chopsticks and ask them to build a house, they'll find a way. My wife and I are both self employed. While other lenders abandoned our plight, Patrick did not mind the extra work required. Patrick is that competent guy who worked hard behind the scene to made our refi seemed effortless. Because of his calm demeanor and guidance, we barely noticed the nuisance of filling paperwork and uploading forms. If not careful, you'll take him for granted because he is too modest to take any credit.
Kenny from San Jose , CA via Zillow
I needed assistance in refinancing my house loan. Our circumstances were complicated, but Patrick managed to give us full assistance nonetheless. I highly recommend him for all of your refinancing needs!
Lisa Le Tran from San Jose , CA via Zillow
Pat’s great! He is thorough, hardworking, responsive, Informative, and all of the above. Instead of plugging me to one type of loan, he explained that there are other options available that might be better for my scenario. Trust is important, and Patrick is someone I trust. If you are ever looking for a purchase loan or to refinance your current one, Pat is your guy!
Shivram J from San Jose , CA via Zillow
Patrick was super efficient in completing my mortgage loan from start to actual closing by taking care of even minute details with my paperwork. He was responsive and available to answer all my questions even with issues like document format for uploading documents. I would work with Patrick again and recommend him for loan processing to anyone looking for thorough and fast process.
Quinn from Portland , OR via Zillow
Patrick was a tremendous help in my loan process. He was incredible in guiding me through everything and always responded in a timely manner. I highly recommend Patrick to anyone is looking to purchase a house. He was extremely knowledgeable and easy to work with. Whether you are a first time buyer or seasoned home owner, Patrick is your guy.
Tony Jung from San Jose , CA via Zillow
Patrick was always ready to respond to all my questions and inquires. I'm very happy to write this a great review on his excellent works to make my mortgage loan approved and processed in time. Appreciate his professionalism.
Trevor L Gollnick from Citrus Heights , CA via Zillow
Patrick made my entire home loan process simple and stress free. Any time I had any questions he was quick to respond to my phone calls or emails. He was also able to get me the most competitive interest rate and informed me of the America's Home Grant program that my property qualified for and in return saved me a lot of money at closing. I had an exceptional experience working with Patrick and I would highly recommend his expertise to family and friends!
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Patrick TaitagueSan Jose Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.