What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Mortgage Education Videos
Kenny from San Jose , CA via Zillow
I needed assistance in refinancing my house loan. Our circumstances were complicated, but Patrick managed to give us full assistance nonetheless. I highly recommend him for all of your refinancing needs!
Lisa Le Tran from San Jose , CA via Zillow
Pat’s great! He is thorough, hardworking, responsive, Informative, and all of the above. Instead of plugging me to one type of loan, he explained that there are other options available that might be better for my scenario. Trust is important, and Patrick is someone I trust. If you are ever looking for a purchase loan or to refinance your current one, Pat is your guy!
Shivram J from San Jose , CA via Zillow
Patrick was super efficient in completing my mortgage loan from start to actual closing by taking care of even minute details with my paperwork. He was responsive and available to answer all my questions even with issues like document format for uploading documents. I would work with Patrick again and recommend him for loan processing to anyone looking for thorough and fast process.
Quinn from Portland , OR via Zillow
Patrick was a tremendous help in my loan process. He was incredible in guiding me through everything and always responded in a timely manner. I highly recommend Patrick to anyone is looking to purchase a house. He was extremely knowledgeable and easy to work with. Whether you are a first time buyer or seasoned home owner, Patrick is your guy.
Tony Jung from San Jose , CA via Zillow
Patrick was always ready to respond to all my questions and inquires. I'm very happy to write this a great review on his excellent works to make my mortgage loan approved and processed in time. Appreciate his professionalism.
Trevor L Gollnick from Citrus Heights , CA via Zillow
Patrick made my entire home loan process simple and stress free. Any time I had any questions he was quick to respond to my phone calls or emails. He was also able to get me the most competitive interest rate and informed me of the America's Home Grant program that my property qualified for and in return saved me a lot of money at closing. I had an exceptional experience working with Patrick and I would highly recommend his expertise to family and friends!
Long from San Jose , CA via Zillow
Home is a place of memory and Patrick is the one that help me to start my memory. He is one of the most patient and professional loan officer that I have worked with. My loan scenario was a little complicated as my house is in a special zone, and I have different income that hard to convince the underwriter. I refinanced my house when the rate was lowest in 2019, it took 4 months to complete it as other people also rushed to refinance. There was a point where the underwriter said that the loan would not get approved as it did not meet certain guidelines. Patrick went ahead and worked with me to prove that the loan satisfied all requirements (note that houses at different zone have different guidelines for income and house value). I ended up even getting waive for the appraisal. In addition to that, he managed to help me beating the rate from other lenders not only once but three times. I am sure he could even beat more times if I found any lender out there that could give me a lower quote. I thought he would be uncomfortable when I kept asking him to beat lower rates, but no, he stayed on customer side and wanted me to get the loan with lowest cost.
R.L from San Jose , CA via Zillow
Patrick helped us with purchasing our home and he made the scary process very seamless. He made sure we understood all our our options and made recommendations based on our needs. We appreciate his services and would undoubtedly recommend him to our friends and family.
fsgavin from San Jose , CA via Zillow
I sometimes find it ironic that when I go to do the largest financial transactions of my life I have to deal with administative people who seem to have little business acumen and almost no business experience. Patrick however was alwys very positive and refreshingly bright and creative. He suggested good courses of action in order to get us a good loan We recommend Patrick without reservation.
M.C from San Jose , CA via Zillow
My experience could not have been any better when refinancing my home. Not only was Patrick professional, efficient, and honest like others have mentioned. He was also very patient with my wife and I throughout the entire process. I was very satisfied with his services. Not to mention, I was also satisfied with the excellent rate he provided me.
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Patrick TaitagueSan Jose Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.