Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Rick
I’ve been in the industry for almost 25 years. I have worked in many aspect of the mortgage process, including underwriting, processing, and securitization. Having extensive background helps make me more aware of what to expect to ensure the transaction goes as smoothly as possible.
I have extensive experience in programs such as: 1st Time Homebuyer, Down Payment Assistance from the local and state levels, VA, FHA, Jumbo, Renovation, Construction, and I am also certified in Reverse Mortgage.
I take a lot of pride in what I do. I feel great joy and gratitude when I am able to help a family get their first home, or when helping a family buying their 2nd home for their financial well-being in the future.
In my spare time, I love to give back to the community, as I feel it takes a village to make yourself and those around you happy and healthy. I am currently the President of the Rotary Club of Chino, an organization that has been around since 1925. I have been on the Youth Accountability Board for the San Bernardino County Probation Department. I have helped many Veteran organizations, such as the American Legion, Sons of American Legion and American Warrior Initiative, earning their distinction of being a military mortgage specialist. I have also helped a couple of organizations that assist children with disabilities.
I take my job seriously and would love to have the opportunity to work with you and help you achieve your goal(s).
CA LIC# CA-DBO309803
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Rick
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.