What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
WV LIC# LO-36328 | OH LIC# MLO.057848.000 | KY LIC# MC713466
Mortgage Education Videos
zuser201506191201574 from Nitro , WV via Zillow
Rick is very professional, yet he talks to you as if you are an old friend. His work ethic is excellent and my husband and I had a great experience with him and his employees. This company is compassionate about their customers and constantly thrive to meet your needs. I wish I had known about Loandepot years ago. Best lenders ever!
Letart , WV via Zillow
I was really impressed with how quick and smooth our home refinance went. Rick always kept us informed and explained everything thoroughly. I would high recommend him for any of your mortgage needs.
Cincinnati , OH via Zillow
We started off with someone else, somewhere else. We were pre-approved, made an offer that was accepted and happily on our way to owning a new house. Immediately after the offer, things started to change. This other place kept piling on costs until I could not afford the loan and I didn't want to. That is when a friend recommended I call Rick DeGroff. He is in WV and I was buying a house in Cincinnati which is why it had not occurred to me to ask him first. (Full disclosure, I met him once before years ago and he is the only person in my circle of acquaintances that I know in this line of work.) So, three weeks before closing I drop all of this in his lap. My credit score had dropped just enough that I didn't automatically get approved for a VA loan, unlike other people he did not just accept the decline. Rick had my loan application taken to the underwriters and they approved it. Neither my real estate agent nor the listing agent thought it would get done in a timely fashion, but Rick proved them wrong. He helped negotiate a new closing date, then we closed a week earlier than that. VA mortgage from first phone call to closing took 5 weeks and part of that was waiting for the VA appraisal to come back. If you want someone on your side through the sometimes crazy process of buying a house, call Rick DeGroff.
Scott Depot , WV via Zillow
Rick was very professional, knowledgeable and extremely responsive in assisting us and answering every question we had explaining in much detail. This was our first home purchase and we couldn't have been more pleased at how well and easy he and his team made the process for my wife and I. Rick, thank you again!!
Charlotte , NC via Zillow
Rick is terrific. We had an expedited closing and Rick insured everything was ready to go on time. He was always accessible - he even completed our rate lock while on vacation. We had complete confidence in Rick and we were always informed about the necessary steps we needed to keep the process moving along. Thanks Rick!
Saint Albans , WV via Zillow
Rick and his team were on top of getting the loan to move forward and also worked with our unique needs due to crazy work and travel schedules. I recommend him highly.
Big Chimney , WV via Zillow
Rick is very professional and knowledgeable about his job. He was helpful and informative. I would highly recommend his services. This is my third home I've purchased and this was by far the easiest transaction I've ever made with buying a home.
Kenova , WV via Zillow
This is the second time I have worked with Rick to purchase a home. On both occasions he was persistently helpful and timely, always keeping us informed of the where we were in the process. He is a consummate professional and I would recommend working with him and his team, who are also great at what they do, to anyone.
Knoxville , TN via Zillow
Great experience! Rick did a great job. Would highly recommend his expertise! Rick was always upbeat and positive even though we were skeptical about the many underwriter Inquiries. Rick DeGroff is the epitome of "mr. positive ". Would recommend him anytime.
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