Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Richard
Richard serves as a District Manager for loanDepot. His 30+ years in the mortgage industry includes successful runs as Loan Originator & Sales Leader for several fortune 500 Mortgage Lending Organizations.
Richard’s success building high performance sales teams can be attributed to the focus on the customer’s experience. Whether it’s a first time buyer, Homebuilder or Realtor, solutions in today’s market must come with attention to the customer’s needs.
Richard has been married for 29 years to his wife Amy and has two daughters, Kate and Emily. He is a Native Californian & Graduate of California State University Fullerton. While out of the office, Hedrick enjoys Golf, Photography and Skiing.
CA LIC# CA-DBO1059650
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Richard
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.