• Find an Expert
    Find a Loan Officer Find a Branch
  • Loans
    Home Refinance Home Purchase Home Builders Joint Ventures
  • Community
    Knowledge Cafe Blog
  • About
    Overview Mission and Values Leadership Careers Media Center Contact Us Pay My Bill Trouble Making Payments
  • (615) 627-4076
  • Sign In
  • Find an Expert
    Find a Loan Officer Find a Branch
  • Loans
    Home Refinance Home Purchase Home Builders Joint Ventures
  • Community
    Knowledge Cafe Blog
  • About
    Overview Mission and Values Leadership Careers Media Center Contact Us Pay My Bill Trouble Making Payments
  • Sign In
  • (615) 627-4076

Richard Sanders

Internal Loan Consultant

NMLS # 103452

Instagram Google Facebook Twitter YouTube LinkedIn
  • map marker icon View My Branch
Share-IconShare

Let's Get Started

Begin your digital application

Apply Now

Richard is an Internal Loan Consultant who has created loan solutions for specific mortgage needs. He works with a team of underwriters and processors to assist in funding each loan on-time, every time at loanDepot. Richard's success is due to his unparalleled level of service at creating unique loan solutions.

When considering the purchase of a new home, refinancing or obtaining additional property, please contact Richard for a personalized mortgage plan.

Load More

TN LIC# 130231

  • 10 Cadillac Dr Ste 360
    Brentwood, TN 37027
  • (615) 627-4076
  • (615) 522-9095
  • (602) 792-9506
  • Email Me RSanders@loandepot.com
Calculator icon

Run the Numbers

Try our Purchase or Refinance calculators

Learn More

Here's what my clients are saying...

"Knowledgeable staff who answered our questions with confidence. They knew what they were doing."

Vivian G.

"Immediately from the onset of the online application the experience was pleasurable and professional."

Daniel Q.

"loanDepot helped my wife and I purchase our retirement home. Being on a fixed budget, our loan officer took that into consideration and help us choose the right loan for our needs. Great customer service!"

David T.

Previous Next

loanDepot Lifetime Guarantee

Fund your home with us and get protected! Learn More

Lifetime Guarantee icon

Our Blog

Want to know more about loanDepot? Check out our blog. Learn More

No Picture

From Our Knowledge Cafe

5 reasons to refinance right now
5 reasons to refinance right now Read More
Past imperfect? What you need to know before buying a historic home
Past imperfect? What you need to know before buying a historic home Read More
Navigating the condo financing process
Navigating the condo financing process Read More
  • 5 reasons to refinance right now
  • Past imperfect? What you need to know before buying a historic home
  • Navigating the condo financing process
Richard Sanders
Internal Loan Consultant
NMLS # 103452
RSanders@loandepot.com
Phone
(615) 627-4076
Email
Email Me
Address
10 Cadillac Dr Ste 360
Brentwood, TN 37027

loanDepot

Mortgage Types
Compare Mortgage Rates
State Licensing
Privacy & Security
Terms of Use
To view legal disclosures and important notices, please click the following:
To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee") — Guarantee applies to future refinances of the same property by the same borrower subject to the conditions and contact requirements outlined below. This Guarantee is non-transferable. This Guarantee may not be applied to a Purchase Loan, a Home Equity Loan, a Personal Loan, or combined with other discounts or promotions. This Guarantee excludes loanDepot’s Wholesale division. Future refinancing is conditional on whether the program type or applicable state/federal laws contain "seasoning" restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. For future refinances of the same property with loanDepot, this Guarantee may not be redeemed within 180 days of the Date Issued. Your loan approval for any future loan is not guaranteed. The appraised value of your home for the future loan is not guaranteed. In the event a full appraisal of your home is required, the property value at that time must be acceptable for the program and loan terms requested. The interest rate for the future loan is not guaranteed. You will have to qualify for the loan requested and will be quoted interest rates in effect at the time of your next loan. For loans meeting the above requirements and which are successfully closed, your appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with your loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on your loan transaction and does not include any ancillary appraisal fees that may be charged in connection with your loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). This program is only available to applicants who closed their previous loan with loanDepot and received a "loanDepot Lifetime Guarantee" certificate.

 

Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

NMLS#174457 - NMLS Consumer Access Site |

©2009-2018 loanDepot.com, LLC   all rights reserved

A Rating     Equal Housing Opportunity