What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
As your trusted loanDepot loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!
CA LIC# CA-DBO822328 | FL LIC# LO69269 | GA LIC# 822328 | IL LIC# 031.0065149 | WA LIC# MLO-822328 | AZ LIC# 1008376 | TX | CO LIC# 100039526 | OR
Mortgage Education Videos
jillianfouts1 from Los Angeles , CA via Zillow
Ruben made refinancing so easy. He was quick to respond, got me a great rate and terms and I wouldn’t hesitate to call him again in the future. I have already recommended him to any friend in the market for a new loan or refinancing.
Acela Michelle from Buena Park , CA via Zillow
My husband and I had a difficult time finding someone when it came to refinancing our mortgage. Luckily we were able to work with Ruben who made the entire process so much easier! He took his time to answer all our questions thoroughly, which left us worry-free. He even worked hard to get us a lower rate than we expected!
Natalie Cardenas from Anaheim , CA via Zillow
Ive refinanced my home several times and working with Ruben was by far the best experience I have ever had! I would recommend him to anyone! He takes his time explaining everything to me and made sure that I understood everything pertaining to my loan. By the time we closed I was so comfortable that I had zero issues.
samanthazrobles from Buena Park , CA via Zillow
I’m so excited to say I purchased my first home, I think we can all agree that buying a home and even starting the process can be very intimidating. However, Ruben made sure everything went smooth he explained everything and was available to answer any questions I may have. He answered all my questions, explained the process and was there every step of the way insuring I was comfortable and at ease through the entire process. Everything ran accordingly and just like he explained from the get-go. We closed on time ! My realtor was also impressed with Rubens communication and knowledge. I would definitely work with Ruben again without a doubt.
arsineh hebert from Altadena , CA via Zillow
I've bought multiple homes and refinanced many times - Ruben was absolutely the best! Not only did he really work hard to get us the best rate, he made the process extremely easy - something I truly appreciate having 2 little boys to run after. Ruben saved us so much money on our monthly payment that we can now feel comfortable, that's truly a great gift!
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Ruben GarciaIrvine Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.