What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Mortgage Education Videos
Tyler H. from Granite Bay , CA via Zillow
Ryan was so great to work with. We were first time home buyers and Ryan was very patient. He showed us all our options and helped us get approved and make a great choice on our home mortgage.
Ann from Redding , CA via Zillow
I recommend Ryan, because it was evident that he was my advocate to ensure I had the best interest rate. I appreciate he stayed in good communication throughout the process and explained each step!
phillip french from Roseville , CA via Zillow
Working with a big Bank is never easy, Ryan is will to help at anytime and willing to make calls when things get stuck. He was able to close my loan ahead of schedule and was always in contact making sure I was getting what I needed. He is customer focused, honest and is to contact at all hours. I would use him again and recommend him to friends and family without a second thought.
Janie Hopkins from Columbus , OH via Zillow
I was in escrow for a home Aril of this year, when the home didn’t appraise I had a choice to make....I chose to walk, 14 days before closing I walked and Ryan supported my decision. Ryan checked in every couple of weeks to see if I needed him to run numbers and patiently waited. Without consulting Ryan I increased my budget by 50k and in June I found my dream home. I
user43537717 from Sacramento , CA via Zillow
Ryan worked closely with our real estate agent in getting our loan processed as quickly as possible. He also got us the best rate, was always available for any questions we had and his follow through was spot on!! We have referred Ryan to all of our family and friends. Most recently he completed a refinance for my mother in law and she was extremely happy with him as well. We will continue to use Ryan for any of our home loan needs and would highly recommend him. Great job Ryan!!
Barb and Dave B from Oxnard , CA via Zillow
We found Ryan to be very hands on in every aspect of the mortgage process, from beginning to end. He was very attentive in walking us through the process step by step and was always available either at the branch or email, to answer our questions, even outside of business hours. During our loan closing, he was right there, keeping us informed of the next steps in the closing process and kept in constant follow up with us the whole way, ensuring a smooth escrow and loan closing on time. We would not hesitate to recommend Ryan to anyone seeking a mortgage loan. We appreciate his outstanding service!
Oakland , CA via Zillow
I can't say enough about Mr. Brown. He was very pleasant to work with and got me the best rate possible on my refi. In fact I plan on buying another home and will most certainly work with him again.
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Ryan BrownSacramento 2 Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.