What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
MI LIC# 562045 | IN LIC# 26363 | AZ LIC# 0931725 | WI LIC# 562045 | IL LIC# 031.0037106 | CA LIC# CA-DBO562045 | FL LIC# LO34598 | KY LIC# MC701235
Mortgage Education Videos
K247 from Plainfield , IL via Zillow
Ryan was very knowledgeable about the various VA options and local programs that were offered for Veterans. We refinanced with immediately after a purchase because our precious lender was unaware of all of these benefits we should have taken advantage of. Ryan got us a lower rate on top of an annual federal tax credit that is good for up to $2,000 a year for the life of our loan.
DrewScott1 from Gilbert , AZ via Zillow
Ryan had previously helped us with a refinance, and there was never any question we would work with him again when we purchased a new home in AZ. We were able to finance our new home even while we were still trying to sell the old one in IL. He is diligent and professional and awesome to work with. Our realtor was also impressed with his work.
csmsandy from Pingree Grove , IL via Zillow
We were purchasing a new home on a fixed income and had not sold our previous home prior to closing. Ryan helped us get a VA loan with no mortgage insurance and lender paid closing costs, all on a tight time line.
g12 from Pingree Grove , IL via Zillow
We were struggling to get the type of loan we wanted with our builder, we were told if we were to seek out another mortgage lender we would have two weeks to get the loan. We decided to reached out to Ryan to see if he could help us. Not only did he get us into a conventional loan, which is what the previous lender told us we couldn't do, but he got us a lower rate, lower payments, less money down and no PMI! Ryan was professional and very easy to work with. We are so grateful to Ryan for getting us into our house, in two weeks no less, and will use him again for all of our mortgage needs.
mbacci1582 from North Aurora , IL via Zillow
Ryan answered all our questions and walked us through every step of the process. Everything went extremely smooth from start to finish. I've been through the mortgage process many of times buying houses and refinancing. With Ryan it was by far the easiest than with any other lender I used. He was always friendly and courtious of our situation. Thank you again Ryan!
cliffhunter12 from Plainfield , IL via Zillow
I have used Ryan twice now, once for a refi and once for a home purchase. Both times Ryan had great rates and provided even better customer service. He was always available to answer questions or provide me with information whether it was a Sunday night at 7pm or a weekday. Ryan also advised me on what made the most sense for my situation and was overall very knowledgeable. I would highly recommend Ryan Kelly to anyone who is shopping for a new home or needs a refinance.
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.