Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Sanjay
CA LIC# CA-DFPI1492158 | FL LIC# LO75563 | MA LIC# MLO1492158 | NJ | PA LIC# 77419 | TX
Reviews
10 Reviews
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01/17/2021
Vaibhaw S from Monroe Township , NJ via Zillow
Sanjay helped us in finding a good mortgage partner for buying our dream home, and we are thankful to him for that. He provided accurate information on the sequence of steps involved in loan processing, and was very prompt in answering any questions from us. From the time, we started the loan process we got the loan commitment letter within 12 business days, which was quick. He stayed in touch during the subsequent steps of loan processing, until the loan was finally disbursed. With the way he addressed our queries, I felt he is very knowledgeable of the financial regulations, and a seasoned banking professional. Apart from a good mortgage rate, he also provided us inputs and suggestions on many other steps that involved in our journey of home buying process, at times quoting example from his own home buying experience. Overall, he is easy and dependable to work with, and I will recommend to my friends and families.
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01/14/2021
RandyHavens from Abilene , TX via Zillow
Sanjay made purchasing a home very easy. I was first unsure if I was going to purchase a house, but he got me pre qualified, and I was on my way, knowing exactly what rate and purchasing power I had. He made things very clear from the start, and always responded to me quickly after his work schedule. There were times when things got a little complicated, but he was patient and guided me through the process. Thanks to him I was able to buy a great investment property!
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01/05/2021
Amit Bharti from Princeton , NJ via Zillow
Recently, we have made our loan refinancing with Sanjay. He is very knowledgeable and gives us a bigger understanding of the current financial market. Sanjay's help and knowledge help us a lot to do our mortgage refinancing. He is always available whenever I need him. Thank you, Sanjay, for making our dream successful in the very aggressive financial market.
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12/21/2020
ymgamon6625 from Delray Beach , FL via Zillow
Sanjay was very helpful and patient. Explained everything in detailed, sent emails and followed up by calling and texting. He covers all the communications so you do not miss a thing. The whole process was stress free and I'm glad I chose Loan depot this time around. I would definately recommend Sanjay. Thank you
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10/17/2020
purvesh bhavsar76 from Edison , NJ via Zillow
I'm a first time buyer and Sanjay really helped me. He guided me through the whole process and was very helpful. Sanjay helped us through our loan process to the closing, and he explained everything in detail. He also helped us close in time and is known for his best rates in the market. I would recommend Sanjay to anyone who is a first time buyer.
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04/13/2020
user080013 from Edison , NJ via Zillow
Sanjay made my refinance journey very easy and smooth along with very attractive APR and closing cost. What I most liked was - Honesty and transparency!
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04/09/2020
Arun from South Brunswick Township , NJ via Zillow
Sanjay helped me thoroughly from beginning to to end on closing my mortgage on time even during pandemic chaos. Highly recommended person to work with if you’re first time home buyer.
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09/09/2019
Sridhar from Monroe Township , NJ via Zillow
Knowledge, attentive, customer focused. Had a pleasant experience all along, from initial engagement through closing. I strongly recommend Sanjay for all my friends.
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03/02/2020
avneeshgupta2000 from Tenafly , NJ via Zillow
Sanjay was help full from start of our loan process to closing. We appreciate the sincerity, transparency and being with us, able explain the process in steps and follow the application needs. I would call him again as a loan provider.
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04/08/2020
Lina and Jeff L from Edison , NJ via Zillow
Sanjay helped us with our homes. We needed guidance with selling and buying our homes. During our initial appointment Sanjay his time and walked us through the entire (both) process. He is precise and straight to the point; no sales pitch given (which we greatly appreciated). Sanjay is approachable, friendly, and knowledgeable. He responded to our questions promptly. Overall we recommend Sanjay. Not only were we able to have minimal stress when it came to selling and buying our homes we also gained a friend. Thank you Sanjay!!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Sanjay
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.