Chairman's Elite
Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Shila
Shila and her team pride themselves on always being available for their clients, recognizing the importance of communicating with all parties during the transaction to ensure a smooth experience. It is imperative to Shila to find the most beneficial home financing for borrowers and to build a lifetime relationship. Shila educates her clients every step of the way and is always available to answer any questions.
Shila is highly trained and holds an Accredited Mortgage Professional (AMP) Specialist Designation by Mortgage Bankers Association. Her accreditation is awarded to loan consultants with extensive knowledge of credit risk, processing, underwriting, funding, and secondary marketing roles within their lending organization.
Shila Charati is currently based out of the Newport Branch with loanDepot.
HI LIC# HI-8026 | AZ LIC# 0922984 | VA LIC# MLO-5121VA | CO LIC# 100023802 | OR | CA LIC# CA-DOC8026
Mortgage Education Videos
Reviews
10 Reviews
-
09/26/2021
user09062762 from Mission Viejo , CA via Zillow
This is our second time working with Shila! She always exceed our expectations. She's efficient, honest and all around such a pleasure to work with. Buying and selling a home is one of the biggest decisions you’ll ever make and working with the right lender is one of the most important part of the process. We're glad that we are able to work with someone we can truly trust.
-
09/23/2021
zulema189 from Santa Ana , CA via Zillow
Shila was a joy to work with. She extremely professional, thorough and answered all my questions as quickly as she could. I would definitely recommend her to anyone looking to buy a home.
-
09/22/2021
Julian from MONARCH BAY , CA via Zillow
Shila embodies dedication and professionalism. She is among the best not only in lending but customer service in general. She made what seemed like an impossible close happen. She was available and responsive and went above her call of duty to get us our dream home. Thank you Shila for everything you have done for us!
-
03/24/2021
hksylvia from Laguna Beach , CA via Zillow
Shila is the best mortgage broker around. She keeps tabs on interest rates and when they drop enough to be worth a re-Fi she alerts us. She has saved us thousands of dollars over the years. She never drops the ball or let’s things fall through cracks. She and her team are highly efficient, thorough and professional
-
03/24/2021
Ted W from Laguna Beach , CA via Zillow
My seller wanted a short close. We had 1/2 the time to get funding compared to any other deal. Shila and team got me funded in lightning speed and an unbelievable mortgage rate in the middle of a global pandemic. I cannot say enough about this stellar superstar that worked nights and weekends for me. If you need someone to come through for you, definitely contact Shila!
-
03/24/2021
golnoushp89 from Laguna Beach , CA via Zillow
I met Shila in a very tough situation during my house purchase process. She was super helpful and encouraging and helped me not only with the best rate loan but also with every aspect of my house purchase. She was really knowledgeable and professional, quick, and to the point. She went above and beyond the call of duty to simplify everything for me and above all of that, she was super kind and patient which made the process smooth and pleasant for me. I'd definitely recommend her to anyone. Thank you for everything Shila!
-
03/24/2021
jendbli from Portola Hills , CA via Zillow
Shila and her team were a dream to work with! Everything was fast & easy. I did not experience the multiple requests for more paperwork and the same paperwork over and over as I have previously with other companies- Shila is very knowledgeable and was able to easily explain the process and terms I was unfamiliar with. I’ll only use Shila in the future !!
-
12/31/2020
user20578 from Irvine , CA via Zillow
“Shila Charati is a true professional. Thank you so very much for all of your help in securing our loan for our new home here in Great Park, Irvine. You were organized and thorough and professional, as well as the kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as for treating us as people rather than just home loan customers. You stand above the rest, Shila Charati! Our hats off to you!!"
-
03/24/2019
gina from Irvine , CA via Zillow
Shila was extremely helpful, went out of her way to assist us in understanding the process. She was very courteous and understanding. We also closed earlier than expected and she was very helpful in making everything go smoothly. She was always available and even accomdated our hours when we had questions that required lengthy discussions. She was very responsive throughout the entire process, quickly letting us know what was needed and when our documents had been processed. I would highly recommend her.
-
07/29/2018
CraigMarinca from Corona , CA via Zillow
I was extremely reluctant to move forward but shila ran through the whole process with me and simplified it to a point where it made me really comfortable. I'd definitley recommend her to anyone.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Shila
She is knowledgeable and honest to work with. She is the person you want to talk with in home buying. She will tell you all your options about anything. And she makes great recommendations for you. I am very glad to have her to guide me in my home buying. Thank you very much Shila for helping me with my first home