Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Michael Y.
Shila was very attentive to our needs, was responsive, and very helpful. Being first time home buyers, we did not know what to expect. Shila was great, in that she walked us through the VA process and was very encouraging! She is great with answering her phone and responding to messages.
Christina and David M.
I was extremely reluctant to move forward but shila ran through the whole process with me and simplified it to a point where it made me really comfortable. I'd definitley recommend her to anyone.
Craig M.
We worked with Shila Charati throughout the whole process, and she was amazing! From the very beginning, she spent time on multiple phone calls just explaining the process to me. She worked with us in providing a competitive rate and ultimately closing our loan earlier than the 21-day escrow. She was very professional, courteous, knowledgeable, and responsive. I would definitely go through the loan process with her again.
Johnathan U., Mission Viejo, CA
About Shila
Shila and her team pride themselves on always being available for their clients, recognizing the importance of communicating with all parties during the transaction to ensure a smooth experience. It is imperative to Shila to find the most beneficial home financing for borrowers and to build a lifetime relationship. Shila educates her clients every step of the way and is always available to answer any questions.
Shila is highly trained and holds an Accredited Mortgage Professional (AMP) Specialist Designation by Mortgage Bankers Association. Her accreditation is awarded to loan consultants with extensive knowledge of credit risk, processing, underwriting, funding, and secondary marketing roles within their lending organization.
Shila Charati is currently based out of the Newport Branch with loanDepot.
HI LIC# HI-8026 | AZ LIC# 0922984 | CO LIC# 100023802 | OR | CA LIC# CA-DOC8026
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Shila
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.
She is knowledgeable and honest to work with. She is the person you want to talk with in home buying. She will tell you all your options about anything. And she makes great recommendations for you. I am very glad to have her to guide me in my home buying. Thank you very much Shila for helping me with my first home