Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Steve
Steve joined the loanDepot Providence team in June 2014 as a Loan Officer. He has nearly 20 years of experience in mortgage lending with both regional and national mortgage lenders. Steve has attributed his success to never losing sight of the fundamentals of treating each and every customer as if they were his family.
Before joining loanDepot, Steve worked as a Mortgage Loan Originator at Coastway Community Bank and Greenwood Credit Union. He has built his reputation one person at a time with the goal of getting the best terms possible for the customer. He has learned that long lasting relationships are the cornerstone of anyone that is in a service role and makes it his goal to do the same with all his clients.
Steve has lived in Rhode Island his entire life and has formed many deep connections within the community through sports and academics. He is the father of two sons and coach's one of his son's baseball and basketball teams.
Click here to view and download your Road to Home Ownership booklet
RI | MA LIC# MLO21251 | CA LIC# CA-DBO21251 | CT LIC# LO-21251 | FL LIC# LO66639
Mortgage Education Videos
Reviews
8 Reviews
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08/14/2017
Beverly , MA via Zillow
Steve was great. We had to buy a little earlier than we had anticipated and was referred to Steve from a family member. We were very nervous since we were first time homebuyers but Steve was extremely reassuring and informative. He walked us through the entire process and made it easy! I have since referred him to friends with confidence that he will do just as great of a job for them as he did for us!
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11/08/2016
Warwick , RI via Zillow
My fiancé and I would not hesitate to recommend Steve. From our first meeting it was clear that he is very knowledgeable about mortgages, rates, and other programs available. Any question we had were responded to quicky. The home buying process an be very stressful (as we learned) but having a lender we felt comfortable with helped ease our anxiety.
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10/10/2016
Providence , RI via Zillow
The way that Steve Johnson became my mortgage loan officer demonstrates his depth of knowledge and his dedication to his clients. When my previous loan officer left the firm, Steve "inherited" me and called me as a simple follow-up. I was already in the process of refinancing and weighing offers from two other lenders. Steve asked for 10 minutes of my time to gather information to see if he could get me a better offer. Not only did he get me a better offer, but his level of service, his supportive and kind nature and his attention to every detail made the process of refinancing clear and concise. I highly recommend Steve and would not hesitate to ask for his help in the future.
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10/05/2016
West Warwick , RI via Zillow
Steve is a friendly person. Easy to get along with. Very calm and reassuring throughout the process. Kept me informed and always willing to answer any and all questions I had. He was eager to jump in and help immediately when I called him inquiring about a loan. I also had about 6 weeks to process everything before I had to move. He was able to get all my paperwork processed and was able to meet the deadline. I'm not sure if it's common practice for a loan officer to go to a closing, but he came to mine to be sure everything turned out great. Thanks Steve for everything!
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10/05/2016
New Bedford , MA via Zillow
Steve was amazing! We actually have used him twice! He is very knowledgable in this field! We couldn't have asked for a better and easy experience! Thank you Steve !
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10/05/2016
Jamestown , RI via Zillow
Steve was very informative, responsive and professional during the entire process. At the closing, he was very down to earth and had small talk on the side which made the process that much more relaxing.
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10/05/2016
Lincoln , RI via Zillow
Steve was a pleasure to work with! Our refinancing experience was very smooth thanks to Steve's guidance. We would definitely work with him again! He answered all of our questions and was very patient while explaining the refinance options and terms.
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04/07/2016
Providence , RI via Zillow
Steve was professional, fast, accurate and patient with me. I am not good at this sort of ting and I had lots of questions. Steve handled everything with patience and kindness.
Calculators
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Contact Steve
