Steve Johnson

Branch Manager · NMLS: 21251

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Our Process

What to expect

We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!

Step 1

Apply online

Step 2

Connect & verify documents

Step 3

Contact your loan officer & lock your rate

Step 4

Loan closes & funding is received!

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Client Testimonials

Why we should work together

I have worked with Steve on two occasions now. I first used him to refinance my first home, and lower my payment significantly. Due to his knowledge and expertise, this process went smoothly and easily. I worked with Steve again 2 years later to purchase my second home. What could have been a long drawn out daunting process, was easy, went as planned, and I owe this to Steve. He is friendly, and always there to answer your questions. Would highly recommend Steve to friends and family.

Allegra, North Providence, RI

I couldn't say thank you enough to Stephen and Michael from loanDepot to guide me through the process of purchasing my first home! They found the best program and rate I was able to suit in. Both worked way beyond in every step until the closing day! Thank you!

Ana P., Shrewsbury, MA

Steve was very helpful guiding us, (first time home buyers) through the process. He came highly recommended by our agent and we were not disappointed in the quality of service that he provided.

Chas C., Coventry, RI

Steve is a real professional for those looking for a mortgage living in the greater New England area, specifically Providence. Our situation was that we needed a mortgage fast, and Steve said he could help out and lived up to his commitments. The support staff is very professional as well, and all documentation was handled electronically which is extremely convenient and efficient. Mortgage was signed and finalized on the commitment date, all parties were pleased - I will surely contact Steve for my next mortgage. Thank you!

Christopher M., Providence, RI

I'm a first time home owner and Steve took the time to work with me on any and everything I needed for the loan process, he's experienced and very knowledgeable and was patient with me. I highly recommend him to friends, family and to everyone. He will be the first person I call when I'm ready to buy my second investment property.

Cynthia, Cranston, RI

Steve has been great in every aspect of financing. I told him I would prefer to do no money down and he found a way to do it. Anytime I had a question and either e-mailed or called, I received an answer within 30 minutes.

Dan, East Greenwich, RI

Steve was extremely professional and got the job done!! Kept me informed and calmed me through uncertain times!! Highly recommended!!! Steve handled all aspects of my loan with ease and made sure I understood all the details that were involved in a loan process.

Dan & Randi S., North Providence, RI

Steve was very helpful and responsive to our questions, concerns and needs throughout the process! He was professional and met our expectations. He attended the closing and shared in our excitement!

Darlene, Providence, RI

Steve was a pleasure to work with and presented us with a number of different options to meet our needs. He dealt with us honestly and was patient with our numerous questions and answered them in a timely manner. We felt confident in dealing with him.

Dave & Nancy, Cumberland, RI

My wife and I had a very difficult time dealing with a couple other lending institutions, and we were really starting to believe there was no way that we were going to be able to purchase the house we wanted. Steve not only encouraged us from the start and explained things along the way, but he ultimately secured the funding for us at a great rate, and now we're homeowners!

Dave, Providence, RI

Steve was great, he got right back to us when we called and always listened to what we had to say. Steve was awesome! I would recommend him to anybody!

George F., Greenville, RI

The refinancing process was pretty easy with loanDepot. I worked with Steven Johnson and he was accommodating and helpful. I highly recommend loanDepot and Steven Johnson.

Haley, Lincoln, RI

Steve was very attentive from day one. He treated me like a long time client from the very beginning and made me feel like I could really count on him. This was my first home purchase and, unfortunately, I didn't luck out on missing any of the first time issues associated with that. The process itself was tough and very stressful. However, Steve was always available to answer my questions or get me an answer quickly. Get some info together, including any questions and concerns, and give Steve a call.

Jonathan, Warwick, RI

Steve was great! I would recommend him to anyone. It was a swift process and he and his colleagues helped make it that way. He gave honest opinions when we asked and stood by our decisions once we had made them. I was dreading the drawn-out potential of a refinance, but it all happened within about one month. Good luck!

Kate B., Providence, RI

Steve did a great job of moving my application through the mortgage process. At the end when there was a chance of the closing being delayed he worked with everyone and we were able to close on time.

Khane G., Woonsocket, RI

I just wanted to say a few words about Stephen Johnson. Stephen has provided us with outstanding customer service. He is extremely responsive and we will use him and refer him to our friends and family, always. Stephen has helped us to refinance our primary residence and we are using him again in August for an investment property.

Maria, Warwick, RI

Steve helped us with everything we needed. He responsed to all our questions and concerns in a timely fashion. Made it an easy closing day for us. We will consider using him again if we buy another home. We recommend new home owners look into using him.

Mike, North Providence, RI

Steve handled my re-fi. He was extremely professional and went out of his way to work around my schedule. He responded to phone calls well after "normal work hours" and even took calls while he was travelling.

Nate, Bristol, RI

Steve was terrific! Steve is personable, knowledgeable, honest, and overall my buying experience was the best, hands down, that I have had over the past 15 years of buying houses (this being my 3rd home loan)! I found and purchased my new home within 6 weeks and I could not have been more pleased with the entire experience. Buying a house is not easy, it can be one of the most stressful times in life, but Steve will make it a very pleasant experience and not waste your time!

Stacy, Cranston, RI

About
Mortgage Education Videos

About

About Steve

Steve joined the loanDepot Providence team in June 2014 as a Loan Officer. He has nearly 20 years of experience in mortgage lending with both regional and national mortgage lenders. Steve has attributed his success to never losing sight of the fundamentals of treating each and every customer as if they were his family.

Before joining loanDepot, Steve worked as a Mortgage Loan Originator at Coastway Community Bank and Greenwood Credit Union. He has built his reputation one person at a time with the goal of getting the best terms possible for the customer. He has learned that long lasting relationships are the cornerstone of anyone that is in a service role and makes it his goal to do the same with all his clients.

Steve has lived in Rhode Island his entire life and has formed many deep connections within the community through sports and academics. He is the father of two sons and coach's one of his son's baseball and basketball teams.

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RI | MA LIC# MLO21251 | CA LIC# CA-DBO21251 | CT LIC# LO-21251 | FL LIC# LO66639