Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Steven
MD LIC# 25904 | VA LIC# MLO-15525VA | DC LIC# MLO1032627 | NC LIC# I-159064
Mortgage Education Videos
Reviews
10 Reviews
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11/25/2020
Anderson from Fairfax , VA via Zillow
Steven was very helpful throughout the entire homebuying/loan process, especially for us as first time homebuyers. He was extremely prompt with all of his responses via email, text. etc. (even on the weekends) and patient with all of our questions and comments. He walked us through all of the numbers line by line and the final numbers were comparable to his estimate. He was very communicative of what documentation was needed and thoroughly explained each document. With Steven's help, we closed in less than a month!
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11/01/2020
Anzanette Randall from Jeffersonton , VA via Zillow
I have never experienced customer service at the level provided by Steven! From the very first day I contacted Steven he continued to stay in touch with me by phone, text and email to insure I had the most updated information concerning my application all the way through closing day. He took time to reach out to my realtor and the sellers agent to make sure everyone was on the same page. I couldn't have asked for a better experience! Steven is very personable, extremely knowledgeable about the VA process and VERY responsive! Steven made my dream come true and I am totally thankful for all of his hard work and effort. If you're looking for the best... CONTACT STEVEN LINANE!!!
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09/29/2020
joeyabla11 from Alexandria , VA via Zillow
Steven and his team helped us close on our first home. Steven answered the phone at all times of the day and night. He took the time to truly ensure we understood our loan and documents included. Steven worked with our realtor to ensure we close in remarkable time. He is extremely professional and goes above and beyond to ensure you are set up for success. Amazing work ethic! We can't recommend him enough. Will definitely work with him for our next home purchase.
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09/23/2020
Corinne Abla from Alexandria , VA via Zillow
Steven was wonderful to work with. My husband and I were first time home buyers and Steven made the loan process smooth and easy for us to understand. He was able to close very fast, which gave us the opportunity to purchase the perfect home. Steven was available even on weekends and late in the evenings to take any calls as my husband and I work a hectic schedule. He always took the time to explain EVERYTHING to us (we had a lot of questions) and provided us with knowledge we will use for a lifetime. Steven was able to provide us with a great mortgage rate (much lower than we expected). We highly recommend him!
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09/22/2020
Claudia Lazo from Lorton , VA via Zillow
I had a great experience with Steven, he is very professional, he has lots of experience a person at whom you can trust, he is in contact with his clients all the time, he always is available if you have any questions or concerns.
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09/04/2020
L_PATAN from Gainesville , VA via Zillow
Steven was an extreme pleasure to work with. He walked me through out the entire process step by step and explained things to me thoroughly and patiently. If I had any questions all I had to do was pick up the phone day or night. Helped me in increasing my credit score for better rate and PMI
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09/02/2020
Becker from Hagerstown , MD via Zillow
Words cannot express my gratitude for crossing paths with Steve and his team. Let me first begin by saying that he saved me $764.93 per month in mortgage payments, after switching to him from another lender. Always shop the rate. Steve gave me a rate that I deserved without having to buy down points, as with other lenders. He is extremely professional and timely. He was able to close within 2 weeks. All of my concerns were addressed and I could not be more happy with his service. Another thing I appreciated about my experience with Steve is that he is very responsive and prompt. He has a good team behind him as I know they are monumental in getting things done timely as well. Very good support. Thank you Steve and the Linane team.
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09/01/2020
RAmissah from SPARKS GLENCO , MD via Zillow
Steven and his team are absolutely amazing! My realtor can’t stop singing his praises at the signing. The Linane team is just that good! I was under contract with a big bank lender which was the worst experience of the life. Whenever you would call them you would get their voice mail. Frankly, I was so shocked at how unprofessional the big lender was. The house needed to close on Aug 12th and I was still being asked to resend items a week before. They had not contacted the title company or even communicated with my realtor. Their website would not even accept pdf files! Luckily for me, my mom has refinanced with Loandepot and recommended them. As luck would have it, I was matched with Steven with only a little less than two weeks til closing. My realtor and I were not sure we would make it but Steven was always confident we could make it to signing. The Linane team was quick and efficient and got the job done! I’m so grateful to Steven for being so straight forward about the whole processes and keeping me and everyone connected and informed.
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07/15/2020
Dan Mahoney from Herndon , VA via Zillow
Steven was incredibly helpful and available throughout my first home buying experience. I went in with very minimal knowledge on the loan process and was unsure of what to expect. Steven was quick to give me a phone call to go over the entire process and answer any and all questions that I had. This set me at ease knowing that I had a much better understanding of how to review and breakdown a pre-approval letter, prior to even looking at potential homes to buy. Steven was readily available throughout my entire home buying experience. The first contract I put down on a townhouse was very last minute. I toured the house during the week but my mind wasn't set on putting in an offer until Sunday afternoon around 5pm (offers were due by 6pm). Though I put Steven in a tricky situation, he answered my phone call immediately, quickly ran the numbers and had the official documents and pre-approval letter completed within 20 minutes to ensure I had time to submit. He then gave me a phone call to go over every aspect of the documents to ensure I fully understood monthly payments, closing costs, interest rates, and so on. He ensured I did not put an offer on a townhouse without fully grasping every aspect of the financial side. Though I did not win the contract on that townhouse, it was great to see how quickly and smoothly Steven handles the process, and that put me at ease and gave me confidence in my future contracts. When I decided to put in for my townhouse in Herndon, Steven was again excellent during the initial process. Everything went smoothly and efficiently to ensure my offer was made that same day to give me the best chances of winning the contract. With Steven's support, my strong offer was selected and I was well on my way to owning my excellent townhouse. His outstanding customer service and support did not stop there, as he was extremely helpful throughout the entire home buying process. Any question I had at any time was answered immediately and he typically would follow up with a phone call to walk me through everything. Steven sent me all of the documents that required my attention in a timely manner that allowed me to go over everything slowly and have plenty of time to call with questions and officially sign. We had a relatively quick turn around for closing, and Steven handled that with ease and we were ahead of schedule the entire time. The rate that I got was incredible. He had locked in a very solid rate that I was happy with early on and my monthly numbers were very manageable. It was clear that he was on top of it, as he sent me a text a few weeks later saying that he was able to lower my rate even further. He truly wants the best rates for his customers. The entire closing was very smooth and Steven took the stress out of a typically very stressful process. I closed a few weeks ago, and Steven is still readily available to answer any loan questions and is always happy to help. His positive attitude and responsiveness made my first time home buying experience enjoyable. It is nice knowing that any question or concern I have in the future is resolved by a quick phone call. Steven truly makes you feel like you are his priority and ensures you are ahead of schedule every step of the way. This was a 10/10 home buying experience and I owe a lot of that to Steven and the LoanDepot team. I will not be using any other loan consultant in the future, and I recommend Steven to anybody looking to buy a home. Thank you Steven!
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06/22/2020
Russell Hawkins from Saint Charles , MD via Zillow
Steven was always ready to pick up the phone and answer any questions that I might have. He would always finish everything he needed to get done on his side in a timely matter and then make it clear what the necessary next steps were for me. An overall great experience!
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