Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Sumeeth
Sumeeth joined loanDepot in 2018, bringing over 15 years of valuable experience. He received a Bachelor’s degree in Finance from Virginia Commonwealth University. His work background includes serving as a Market Leader/Area Manager, Home Mortgage Consultant, and Mortgage Broker. Due to his commitment, he received multiple awards including President’s Club and Top 1% Mortgage Production.
Sumeeth pursued a career in the mortgage business in order to assist clients with one of the most important financial decisions. Coming up with creative financing solutions that leverage their assets is something he finds very rewarding. Sumeeth enjoys developing long lasting relationships with his borrowers and industry partners. He also takes on a mentor role, helping other loan consultants grow their businesses.
In his free time, Sumeeth enjoys spending time with his wife and three children, playing tennis, working, and reading personal development books. A 35-year resident of Virginia, his community efforts include serving as a Vice President for NVMLA (Northern Virginia Mortgage Lenders Association).
You can find Sumeeth at the Fairfax branch. Please don’t hesitate to contact him for any of your home financing needs!
DC LIC# MLO228019 | VA LIC# MLO-2528VA | MD LIC# 26-25212
Reviews
10 Reviews
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02/28/2021
Lauren D from North Chesterfield , VA via Zillow
My experience was great, Sumeeth and his team were attentive and always available to talk me through any of my concerns or questions. The amount of time he spent on the phone going over my worries was wonderful! I could not have asked for a more personable, helpful experience particularly during such a strange time (covid). I was given knowledge and advice on how to make sure I was able to receive the best loan parameters. Thanks for all your help!
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10/08/2018
user6644110 from Mechanicsville , VA via Zillow
This is our second time working with Sumeeth! We had such a good experience on our first home that we knew we were going to use him again on our second home. Sumeeth makes the process smooth and is very knowledgeable. He's always very prompt with responses even if its on a weekend or a late weekday night. His ability to work through different loan packages to get us into the homes we've wanted has been amazing. We highly recommend everyone to go with Sumeeth. Thank you Sumeeth, we'll see you for the third home!
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09/14/2020
Alexander from Cunningham , VA via Zillow
Sumeeth Not only has the knowledge and experience with handling loans he also takes the time to personally guide you through the process set expectations and make sure you are comfortable. As a first time home buyer I’ve heard many horror stories about the mortgage process and how stressful it can be but Sumeeth Allen Karen and the rest of the team made me feel like if anything went wrong they would be there to help me tackle any obstacle.
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09/01/2020
zuser201603161320373 from Fairfax , VA via Zillow
Always ready to help and proactively suggest best option to choose from, he suggested to wait for few days and monitor the rates before we freeze the rate and that helped us get best possible rates.
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12/04/2018
Alicia Tamilio from Sterling , VA via Zillow
It was efficient and easy to work with Sumeeth. After one conversation where he asked lots of questions, he took it from there and his team delivered great service!
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09/01/2020
zuser201406081652279 from Herndon , VA via Zillow
A couple of unique circumstances for our home purchase (out of state, sight unseen, VA loan) and the team walked us through every step. Questions were answered quickly and effectively.
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09/01/2020
Ben from NO POTOMAC , MD via Zillow
My wife and I bought our first home in August 2020. Cannot thank enough Sumeeth and his team for their help on getting a mortgage at a great rate and closing the transaction super fast (in three weeks). Sumeeth was always available for any inquiries and responded quickly to our questions. Sumeeth and his team made the entire process as smooth as possible. We will definitely work with the same team in the future.
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02/02/2020
Tuvshin Ganbaatar from South Riding , VA via Zillow
I was so happy to work with him and his team. He was a very good experienced, Hard-working guy. He gave us a very good rate and responded to my emails, phone calls quickly. We closed for only 3 weeks. I love to work with him and his team.
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12/21/2019
Chris McIntosh from Dabneys , VA via Zillow
Sumeeth, Michael, and the Loan Depot team were fantastic to work with. They took a very complicated scenario and navigated us through it in a friendly and professional manner. Their communication was top notch and their ability to find loan products that worked for us (as small business owners) was amazing. The advocated for us with other players, and I feel that they represented us well at all times. They have my highest possible recommendation - use them, they will get it done for you!
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12/04/2019
Napat from Centreville , VA via Zillow
This is the first time that I work with him. He is so nice and has a good team. Our processing is so fast and smooth. I hope to work with him again in the future.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Sumeeth
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.