Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
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Daniel Q.
David T.
About Stephen-Michael
Stephen-Michael joined loanDepot in 2018 bringing over 15 years of valuable experience. Due to his continued dedication, he was awarded ‘Mortgage Lender of the Month’ by the Alabama Housing Authority. He is thrilled to apply his skill set to help borrowers realize the homeownership dream as well as help grow and support his loanDepot colleagues.
Stephen-Michael originally pursued working in the mortgage industry out of his desire to help others achieve their financial goals and dreams. Throughout the years, he has developed a true passion for mortgages. He enjoys assisting first-time homebuyers who did not believe it was possible for them to become homeowners. Guiding his clients through one of the most important decisions of their lives is something he finds very rewarding.
In his free time, Stephen-Michael enjoys spending time with his wife Kristin and five children, Micah-Joel, Zoe-Isabella, Kaden-James, Asher-Cross, and Judah-Cole. He also loves fishing and good music. His community efforts include serving as a Youth Group Vice President at Mt. Zion Church of God Holiness in Nashville, as well as work for Elijah’s Heart and Magic Moments.
You can find Stephen-Michael at the Birmingham branch. Please don’t hesitate to contact him for any of your home financing needs!
AL LIC# 53657 | TN LIC# 232313
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Stephen-Michael
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.