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Tom Fiddler

Senior Vice President, Production

NMLS # 1027523

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Tom Fiddler has over 28 years in mortgage industry experience, most recently serving as the Chief Operating Officer and President of Strategic Growth Initiatives at Prospect Mortgage.  In addition to his own mortgage banking firm, Tom formerly was Divisional Executive Vice President, Midwest Division at Countrywide Home Loans/Bank of America.  Fiddler is a graduate of Wheaton College in Chicago with a bachelor’s degree in Economics. 

If you would like to grow personally, professionally and financially, please contact Tom Fiddler directly or a Regional Manager in your area to learn more about production opportunities available.

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Co LIC# 457

  • (847) 514-5525
  • (602) 648-4593
  • Email Me TFiddler@loandepot.com
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loanDepot Lifetime Guarantee ("Guarantee") — Guarantee applies to future refinances of the same property by the same borrower subject to the conditions and contact requirements outlined below. This Guarantee is non-transferable. This Guarantee may not be applied to a Purchase Loan, a Home Equity Loan, a Personal Loan, or combined with other discounts or promotions. This Guarantee excludes loanDepot’s Wholesale division. Future refinancing is conditional on whether the program type or applicable state/federal laws contain "seasoning" restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. For future refinances of the same property with loanDepot, this Guarantee may not be redeemed within 180 days of the Date Issued. Your loan approval for any future loan is not guaranteed. The appraised value of your home for the future loan is not guaranteed. In the event a full appraisal of your home is required, the property value at that time must be acceptable for the program and loan terms requested. The interest rate for the future loan is not guaranteed. You will have to qualify for the loan requested and will be quoted interest rates in effect at the time of your next loan. For loans meeting the above requirements and which are successfully closed, your appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with your loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on your loan transaction and does not include any ancillary appraisal fees that may be charged in connection with your loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). This program is only available to applicants who closed their previous loan with loanDepot and received a "loanDepot Lifetime Guarantee" certificate.

 

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