What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Ilene R., Pennington, NJ
Joseph C., New York, NY
Peter C., Princeton, NJ
Ryan & Matt
Tom was a critical part of ensuring our mortgage came through to meet our 30-day closing deadline – a deadline that was crunched further by a holiday weekend. We had worked with Tom during the pre-approval process and knew after he turned around multiple pre-approval letters to accompany our offers during the search for our dream home, that we could rely on him. He provided helpful guidance during the purchase of our first home, and even delivered our mortgage letter two days in advance of our contractual obligation. My husband and I are very appreciative of Tom’s professionalism as well as our great mortgage rate!
I originated a refinance loan on January 6th, 2020, and thanks to my fantastic team, on January 16th it was given the magical CTC, “Cleared to Close”. Thanks so much for getting this done so quickly – absolutely amazing!
Nicole L., CPA
Closing went well (it happened digitally) and we have officially moved in! Still living in boxes but love being here. THANK YOU for all of your help and support throughout the entire process. We have been so thankful for all the work you put in on our behalf. We absolutely could not have done this without your help and guidance!
Brittany and Kristin G.
It was so great to talk to you in person. I’m so grateful! I sent you a card, and I didn’t put this on it - thought of it after- Two words that help describe your character: Honor and Integrity. You stood by your word, were consistent in communicating and let me know honestly step by step where we were and why. Your personal calls to talk through things were so much appreciated.
Tom, you and your team provided superior service, making the entire loan process incredibly efficient and smooth for me. I am glad to continue referring folks from my network!
Jon B., Manalapan
A veteran of over 25 years originating mortgages, Mr. Gates joined loanDepot in the spring of 2010. Since then, he has consistently ranked in the Top 1% nationally of all loan originators.
Before joining loanDepot, he was a perpetual President's Club performer in mortgage origination with Arlington Capital Mortgage. He also served as vice president, directing the marketing and training initiatives for the sales and operations staff. When Arlington became Gateway Funding Diversified Mortgage Services, LP in 2008, Tom co-managed the Princeton Office. Prior to this, Mr. Gates was a top performer with Xerox in Boston, MA.
Outside of business, Mr. Gates pursues his passion for playing tennis, and since the summer of 2011, he can be found every week volunteering on a local sustainable farm in Hopewell. He became a grandfather in January 2019.
A native of Princeton, Mr. Gates, his wife Tracey, and their two kids have relished their "move home" since 1993. Tom is the chair of the Real Estate Business Alliance at the Princeton Regional Chamber of Commerce, and is a member of the board of Governors of Pretty Brook Tennis Club. Tom has served as an Elder and a Trustee of the Presbyterian Church of Lawrenceville, has served on the Golf and Tennis Committee for the Princeton Regional Chamber of Commerce, and the Steering Committee for the Blood Donor Program at Princeton Healthcare System. Mr. Gates is a former member of the Board of Trustees of Princeton Day School, where he also served as President of the Alumni Association.
Mr. Gates received his BA in Mass Communications from the University of Vermont, Burlington.
PA LIC# 20432 | CT LIC# 48608 | NY | NJ LIC# 9511092 | OR
Mortgage Education Videos
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.