Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Torrey
GA LIC# 52618 | SC LIC# MLO - 1523990
Reviews
2 Reviews
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04/05/2017
Fort Stewart , GA via Zillow
My husband and I had been looking to buy our first home for a while, and had been told NO by several lenders when we received Torrey's information. From the first time we talked to him, he was polite, positive, and really gave us the feeling that he believed in us. He was so professional and if there was a question he did not know the answer to right away, he would find out and call me back asap (and we had SO many questions). He made the process as stress free as possible and was very available when we needed him! We are now settled into our first home and are so happy, Torrey Gray and his team at Veteran's United really helped us reach our dream. I would recommend working with him to anyone! 10/10!
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03/22/2017
Savannah , GA via Zillow
This was my first house, so I needed a lot of guidance, but I didn't want to be taken advantage of, or leave feeling cheated. Torrey Gray guided me though every step, and gave me what I needed, told me what I didn't need, and multi-tasked with everything else I needed in between. He was knowledgeable of his craft, and went above and beyond satisfying my loan needs, while leaving no space for questioning whether, or not I was receiving the best service. I was nervous in the beginning (I wouldn't even call him be his first name), but by the time I closed I felt more than comfortable with him as my Loan Officer, and my new lifestyle AS A NEW HOME OWNER. I WILL be recommending him to my friends.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Torrey
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.