What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
When it comes to Troy’s work, there’s nothing that brings him more joy than building rapport and educating clients. Being able to make an impact on the largest financial transaction of their lives, while guiding them every step of the way has been fun and very rewarding. His authenticity & transparency helps him reach his ultimate goal, which is to ensure that his customers make the best mortgage choice for themselves and their families.
Troy is married to his incredible wife Jenifer and they enjoy traveling together. In his free time, Troy enjoys fishing and kayaking, traveling and video production. His charitable efforts include benefit auctioneering for various organizations and volunteering at the Alyssa Burnett Center in Bothell.
You can find Troy at the Bothell branch. Please contact him for any of your mortgage financing needs!
WA LIC# MLO-1986135
Mortgage Education Videos
kclawson3 from Gig Harbor , WA via Zillow
Troy was excellent to work with and his personality actually made an otherwise stressful process to be FUN! He watched rates closely and was even able to lower our rate at the very last minute! Would highly recommend him and work with him again in a heartbeat!
Barbara Deming from Redmond , WA via Zillow
I've gone through the purchasing and refinancing of a home 8 separate times and this was by far my best experience ever! Troy listened to me an what I wanted and needed for my latest refinancing. He took the time to give me four different options to choose from and explained the pros and cons for each in an easy to understand and thorough manner. I was surprised at how quick he made the process and thrilled by how quick and often he communicated with me throughout the process. I completely trust Troy and his work. I rarely write reviews or even references for others but, I was eager to do so for Troy. He is easy to talk with, not pushing, takes time to really get to know you and your families needs! You will not regret working with Troy for your purchase or refinance!
Hubertus Jores from Bellevue , WA via Zillow
My wife and I know Troy for many years through our work places. When we decided to refinance our current mortgage and we learned that Troy had joined LoanDepot, there was no questions for us that we wanted to work with him. Not only did we get the best fixed rate available on the marked that fit our needs, we also saved on closing costs due to Troy’s diligent research and transparency During the entire refinance process, Troy was always available, responded within hours to any of our questions, 7 days a week and gave us multiple option when applicable, to allow us to make a smart choice. I especially loved Tory’s video messages, when he not only send a text or an e-mail to respond, but actually video-taped his response to make it more personal and fun. My wife and I highly recommend Troy’s services when searching for a new lender.
Louis john corbett from Seattle , WA via Zillow
This was my first time buying a house, and in a city where I was quite unfamiliar. Troy was able to answer all of the questions I had, and in the rare instance that he wasn't able to answer it, he was nothing but honest and followed up incredibly promptly. I genuinely felt like I was the only client Troy was working with, which gave me so much confidence in the process. I was especially nervous as I only had four weeks to close on the house when I first started shopping for financing, but Troy managed to lock it down in just over two weeks and even offered closing more than a full week early. Couldn't recommend Troy enough!
Scott Haydon from Federal Way , WA via Zillow
Troy helped my refinance my house recently and I was very impressed with his expertise, knowledge and customer service. He handled the entire process and made it super easy for me. I shopped around a bit and their rates are very competitive, especially for the level of service you get.
Ken Owens from Snoqualmie , WA via Zillow
Troy and his team were extremely helpful and diligent throughout the refi process. Extremely knowledgeable, kind and timely all around. Would recommend Troy and the loandepot team to anyone looking for mortgage services.
v laszlo from Seattle , WA via Zillow
Troy was great to work with and kept us informed about the status of our loan throughout the whole process. We were able to get a great rate, and the process was very smooth. Very happy as a first time home buyer!
dishah81 from Bothell , WA via Zillow
Troy did a really awesome job on our Loan closing. He was there for us always, all the time and we really liked the work ethics he exhibited throughout the Loan process. He went above and beyond to meet out closing requirements and make us happy and comfortable with Loan depot.
Linsay from Snohomish , WA via Zillow
Troy was an amazing lender to work with. Great communication, extremely helpful! If we could have picked him to get the commission from the sale of our home over our realtor we would have in a heartbeat! So thankful for all his help, he went above and beyond for our family during the purchase of our home! HIGHLY RECOMMEND!
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Troy McVickerBothell Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.